Comparison

My Budgets vs Expense Tracker Budget Planner

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Budgets

Easily manage your finances by setting up budgets for various categories like shopping and food. Track your spending in real-time to gain control and save money. Visualize your progress with interactive charts and reports.

Highlights
  • Automatic iCloud Sync
  • Simple and intuitive interface
  • Flexible time periods (Weekly, Monthly, Yearly)
  • Multiple budgets with carry-over
  • Summary view with budget progress
  • Log expense and income
  • Editable spending and income categories
Read full description

My Budgets is the easiest and most user friendly Budgeting App in the store. And best of all, it's free! The concept is simple: set up your Budgets for Shopping, Food, Entertainment and so on. Then enter your spending as it happens. The app then tracks your Budgets for you. This way you will soon get your Budgets under control and therefore SAVE MONEY. So give it a try and have instant control over your finances! *** Features *** ------------------------ ** Automatic iCloud Sync - Only need to enter data once ** Simple and intuitive user interface - helps you track your budgets quickly and easily ** Flexible Time Periods - choose to track Weekly, Monthly or Yearly ** Multiple Budgets - track as many different budgets as you like to help you meet your spending targets - carry over any remaining budget to the next period ** Summary View - overview of your current budget progress - time travel backwards and forwards in time - quickly see how much money you have left to spend - PDF Report of Budgets and Charts (Pro Upgrade required) ** Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) ** Categories - editable spending and income categories - choose a high quality icon for each category ** Reports - easy visualisation of your budgets and spending patterns - beautiful and interactive charts - view spending grouped by category - see the history of your budgets over time ** Multiple Accounts - for example, create a separate set of budgets for Personal and Business Accounts

About

Expense Tracker Budget Planner

Manage finances for specific projects like events, travel, or home renovations. Track spending with detailed categorization and generate customizable reports. Data is kept private and secure on your device or iCloud.

Highlights
  • One-time budget creation
  • Dynamic categorization
  • Customizable reports
  • iCloud synchronization
  • Supports global currencies
  • Export to multiple formats
Features
Read full description

One-Time Budgets, the perfect companion for all your financial projects. Whether planning special events, tracking travel costs, monitoring hobby expenditures, managing home renovations, overseeing envelope budgets, or just keeping up with monthly bills - One-Time has you covered. Delve deep into your financial patterns with our dynamic categorization tool. Share your fiscal insights conveniently with customizable reports available in multiple formats. All your data stays secure and private on your device or iCloud, without the need for account registration. Feature Highlights: - iCloud synchronization for easy access across devices - Supports all global currencies - Detailed categorization with advanced statistics - Export capabilities in .txt, .csv, .pdf, and .html formats - Light and dark modes for a personalized user experience Enjoying the One-Time experience? We'd appreciate your support with a rating or review. Your feedback propels our progress.

Screenshots

My Budgets4 screens
Expense Tracker Budget Planner4 screens

Verdict

The call

The clearest difference is rating: Expense Tracker Budget Planner at 5.0 against My Budgets's 4.4. Expense Tracker Budget Planner also leads on update cadence (every 3 weeks vs every 4 months). My Budgets's advantage is ratings volume (65 vs 6) and device support (3 vs 1). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My Budgets sells 1 one-off in-app purchase and Expense Tracker Budget Planner sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Expense Tracker Budget Planner holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: My Budgets has 65 ratings behind it against 6, so its average is the more settled of the two. Written reviews complicate that: 79% of My Budgets's written reviews are positive against 75% of Expense Tracker Budget Planner's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

My Budgets ships an update every 4 months, Expense Tracker Budget Planner every 3 weeks. The most recent releases landed on October 14, 2026 and October 1, 2026 respectively.

Scorecard5 real differences · 5 level
My Budgets versus Expense Tracker Budget Planner: the parameters behind the verdict, then further details
ParameterMy BudgetsExpense Tracker Budget Planner
PriceFreeFree
Rating4.4 (65 ratings)5.0 (6 ratings) — better
Positive reviews78.6% of reviews — better75.0% of reviews
Number of ratings65 — better6
Update frequencyEvery 4 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS8.0 — better17.0
Further details — not scored
Size23 MB6 MB
Age rating4+4+
DeveloperMH Riley LtdValentin Totski

Customer experience

My Budgets

All ratings65 ratings
Positive84.6%
Neutral6.2%
Negative9.2%
Written reviews112 reviews
Positive78.6%
Neutral6.3%
Negative15.2%

Expense Tracker Budget Planner

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews4 reviews
Positive75.0%
Neutral0.0%
Negative25.0%

Bugs and requests

My Budgets

Reported bugs

13 issues
  • Budget amounts randomly change when saved
  • Income entries calculate as expenses instead of additions
  • App fails to properly handle multiple transactions on same day
  • Duplicate transactions and budgets appearing
  • Cannot add money back to budget after returns/refunds
Show 8 more
  • Cloud sync corrupts data between devices
  • Passcode protection doesn't prompt on app open
  • Pro upgrade purchase not reflected in app
  • iTunes Store connection error preventing upgrades
  • Inconsistent budget calculations with overspend/underspend
  • Random transaction amounts appearing in budgets
  • App not updated in several years
  • Hidden entries showing in reports but not in app

Requested features

17 requests
  • Transaction clearing/reconciliation checkbox
  • Split transactions across multiple categories
  • Transfer funds between budget categories
  • Bi-weekly and annual budget cycles
  • Display transaction payee names in list view
Show 12 more
  • Sync spending tracker app with budget app
  • MacBook Air/desktop application
  • Dark mode or customizable background colors
  • Adjustable font sizes
  • Year view starting from financial year (e.g., April)
  • PDF and TAB export formats (not just CSV)
  • One-time budget increases for single months
  • More transaction icons
  • Calculator-style keyboard layout
  • In-app help/contact support
  • Annual repeat function for budgets
  • 5-year data history (currently 1 year max)

Expense Tracker Budget Planner

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

My Budgets

One-time1
  • Pro Upgrade$2.99
1 purchases

Expense Tracker Budget Planner

One-time1
  • Overspend Premium$5.99

Questions

Is My Budgets free?
My Budgets is free to download, with in-app purchases available.
Is Expense Tracker Budget Planner free?
Expense Tracker Budget Planner is free to download, with in-app purchases available.
Which has better reviews, My Budgets or Expense Tracker Budget Planner?
Expense Tracker Budget Planner is rated higher. My Budgets averages 4.4 out of 5 from 65 ratings, while Expense Tracker Budget Planner averages 5.0 from 6 ratings.
Do My Budgets or Expense Tracker Budget Planner have ads?
Neither My Budgets nor Expense Tracker Budget Planner shows ads.
Which is updated more often, My Budgets or Expense Tracker Budget Planner?
My Budgets ships an update every 4 months, and Expense Tracker Budget Planner every 3 weeks. Most recently, My Budgets was updated on October 14, 2026 and Expense Tracker Budget Planner on October 1, 2026.

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