CFDCU Mobile vs SECU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CFDCU Mobile
Manage your finances on the go with this mobile banking app. View account balances, transfer funds between accounts, and locate nearby branches or ATMs easily.
- View account balances
- Transfer funds
- Find branches
- Locate ATMs
- Account management
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With CFDFCU you can view your account balances, transfer funds, find a branch or ATM, and much more!
SECU
Manage your finances on the go with this mobile banking app. View account balances, pay bills, transfer funds, and deposit checks securely. It also allows you to manage your cards and communicate with the institution through secure messaging.
- View account balances and transactions
- Lock/unlock debit cards
- Schedule and manage bill payments
- Transfer funds between accounts
- Deposit checks via mobile
- Request loan advances
- Secure messaging
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SECU Digital Banking Manage your accounts anytime, anywhere. Designed with our members in mind, our new Member Access experience makes it easier than ever to manage your finances securely and conveniently from your mobile device. With the SECU mobile app, you can: • View account balances and transaction history • Transfer money between accounts • Deposit checks using Mobile Deposit • Pay bills and manage payees • Send and receive secure messages • Set up account alerts and notifications • Manage debit and credit cards • Locate branches and ATMs • Update contact information • Create and manage budgets and savings goals • Access enhanced security features, including biometric login (supported devices) Secure and Convenient Your security is our priority. The app uses advanced encryption and authentication tools to help protect your financial information. Getting Started Enroll or sign in using your current member access credentials. Contact Us Visit www.ncsecu.org for more information. Send feedback and suggestions to appfeedback@ncsecu.org
Screenshots
Verdict
The clearest difference is ratings volume: SECU at 276K against CFDCU Mobile's 2. CFDCU Mobile's advantage is iOS requirement (14.0 vs 16.0). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for CFDCU Mobile against 4.9 for SECU. That said, the two scores are not equally well evidenced: SECU has 276K ratings behind it against 2, so its average is the more settled of the two.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 29, 2026 and October 15, 2026 respectively.
| Parameter | CFDCU Mobile | SECU |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | 4.9 (276K ratings) |
| Positive reviews | — | 64.8% of reviews |
| Number of ratings | 2 | 276K — better |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 14.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 33 MB | 43 MB |
| Age rating | 4+ | 4+ |
| Developer | Charlotte Fire Dept Credit Union | North Carolina State Employees' Credit Union |
Customer experience
CFDCU Mobile
SECU
Bugs and requests
CFDCU Mobile
Not enough reviews yet to summarise bugs or requests.
SECU
Reported bugs
3 issues- Login screen issues causing lockouts
- Mobile deposit not recognizing check orientation
- Inconsistent app performance after iOS updates
Requested features
4 requests- Add notes/memos to transactions
- Enable recurring transfers between accounts
- Implement true landscape mode for tablets
- Improve email/text alert options
In-app purchases
CFDCU Mobile
No in-app purchases
SECU
No in-app purchases
