Comparison

Vault22 vs Yosub

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Vault22

This app acts as a personal financial coach, helping you build, grow, and protect your wealth. It connects to over 120 financial institutions, providing personalized tools, expert advice, and actionable insights to improve your financial wellness.

Highlights
  • Connects to 120+ financial institutions
  • Personalized financial fitness levels
  • Consolidated view of all accounts
  • Detailed spending insights and categorization
  • Budget setting and tracking
  • Personalized financial nudges
  • Debt management strategies
  • Tax time export feature
Features
Read full description

Welcome to Vault22 – Your Personal Financial Fitness Platform Vault22 is your smart financial wellness companion, guiding you toward a more secure and fulfilling financial life. Think of us as your personal financial coach—helping you build, grow, and protect your wealth through personalized tools, expert advice, and actionable insights. Connect Your Financial World With support for hundreds of financial institutions worldwide—including major banks, credit providers, investment platforms, and rewards programs—Vault22 connects your entire financial network. We partner with trusted global financial leaders to ensure your information and wealth are secure. How Vault22 Works: Boost Your Financial Fitness Level: Track your progress with our gamified levels: start as a Rookie, level up to Enthusiast, climb higher to Competitor, sharpen your skills as an Expert, and reach the ultimate tier, Elite. Your Financial Fitness Level reflects how far you’ve come on your journey to financial wellness. See All Your Money in One Place: Link your bank accounts, credit and store cards, investments, loans, and rewards from multiple institutions worldwide. Get a complete view of your net worth and watch it grow with purpose. Spend Smarter: Gain insights into your spending habits with detailed transaction views and customizable filters. Understand where your money goes and make smarter financial decisions. Set Budgets You Can Stick To: Plan for what matters! Prioritize expenses, reduce impulse spending, and track your monthly budget. Activate spending alerts to stay on track and achieve your financial goals. Get Personalized Insights: Life gets busy—we get it. Vault22 Nudges offer helpful advice and insights about your spending compared to similar users. Discover ways to optimize your financial habits and make your money work harder for you. Manage Your Debt: Tackle debt efficiently with strategies tailored to your situation. Turn financial challenges into manageable steps and reclaim your financial freedom. Security is Our Priority: We take the “Vault” in Vault22 seriously. Using bank-grade encryption, we ensure your data stays private, secure, and yours—always. Trusted by Millions Worldwide: Join over 2.2 million users who have linked their accounts to Vault22 to take control of their financial future. More Features to Explore: Simplify Your Statements: Automatically categorize and update all your income and expenses. Access your transaction history anytime, anywhere—for free. Make Tax Time Easy: Export your categorized financial data straight to Excel or your preferred software. Simplify taxes without the stress. Real Support, Real People: Our friendly Vault22 Team is available from 9AM to 5PM (local time) on weekdays. Contact us via email or live chat—we’re here to help!

About

Yosub

Read full description

STAY ON TOP OF YOUR SUBSCRIPTIONS Yosub is the ultimate subscription tracking app that helps you manage all your recurring payments effortlessly. Never miss a bill, understand your spending, and take control of your finances. KEY FEATURES SMART DASHBOARD • View your total monthly and yearly spending at a glance • Track active subscriptions across all categories • See overdue bills and upcoming payments INTELLIGENT REMINDERS • Set custom reminders for each subscription • Get notified days before bills are due • Never miss a payment deadline BEAUTIFUL WIDGETS • Home screen widgets showing your spending stats • Lock screen widgets for quick access • Real-time updates with your latest data MULTI-CURRENCY SUPPORT • Track subscriptions in 10+ currencies • USD, EUR, GBP, JPY, AUD, CAD, and more • Automatic currency grouping and totals ORGANIZE YOUR WAY • Filter by billing cycle (monthly, yearly, weekly) • Categorize subscriptions (streaming, productivity, fitness, etc.) • Search and sort for quick access BEAUTIFUL DESIGN • Adaptive light and dark modes • Clean, intuitive interface • Smooth animations and gestures SECURE & PRIVATE • Your data stays yours • Secure cloud sync • Change password and manage account easily PERFECT FOR • Managing streaming services (Netflix, Spotify, Disney+) • Tracking software subscriptions (Adobe, Microsoft 365) • Monitoring gym memberships and fitness apps • Keeping tabs on productivity tools • Managing domain renewals and hosting • Any recurring payment you need to track WHY YOSUB? Unlike spreadsheets or reminder apps, Yosub is purpose-built for subscription management. With powerful widgets, smart reminders, and beautiful visualizations, you'll always know exactly what you're spending and when payments are due. COMING SOON • Expense analytics and trends • Budget alerts and spending limits • Receipt and invoice storage • Family sharing • Export and backup options PRIVACY We take your privacy seriously. Your subscription data is encrypted and stored securely. We don't share your information with third parties or use it for advertising. Your financial data stays private. SUPPORT Need help? Contact us at support@yosub.app or visit yosub.app/help Terms of Use: https://www.yosub.app/#/terms This app uses Apple's standard End User License Agreement (EULA). You can view it here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Download Yosub today and take control of your subscriptions!

Screenshots

Vault224 screens
Yosub4 screens

Verdict

The call

Vault22 and Yosub are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Vault22 ships an update every 9 days, Yosub every 5 days. The most recent releases landed on October 24, 2026 and September 30, 2026 respectively.

ScorecardNo meaningful differences
Vault22 versus Yosub: the parameters behind the verdict, then further details
ParameterVault22Yosub
PriceFreeFree
Rating4.5 (51 ratings) — better—
Positive reviews61.9% of reviews—
Number of ratings51 — better—
Update frequencyEvery 9 daysEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.115.1
Further details — not scored
Size119 MB65 MB
Age rating12+4+
DeveloperVault22 Financial Ltd.Panashe Mapika

In-app purchases

None

Vault22

No in-app purchases

None

Yosub

No in-app purchases

Questions

Is Vault22 free?
Vault22 is free to download, with no in-app purchases.
Is Yosub free?
Yosub is free to download, with no in-app purchases.
Do Vault22 or Yosub have ads?
Neither Vault22 nor Yosub shows ads.
Which is updated more often, Vault22 or Yosub?
Vault22 ships an update every 9 days, and Yosub every 5 days. Most recently, Vault22 was updated on October 24, 2026 and Yosub on September 30, 2026.

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