Vault22 vs HomeBasis

Welcome to Vault22 – Your Personal Financial Fitness Platform Vault22 is your smart financial wellness companion, guiding you toward a more secure and fulfilling financial life. Think of us as your personal financial coach—helping you build, grow, and protect your wealth through personalized tools, expert advice, and actionable insights. Connect Your Financial World With support for hundreds of financial institutions worldwide—including major banks, credit providers, investment platforms, and rewards programs—Vault22 connects your entire financial network. We partner with trusted global financial leaders to ensure your information and wealth are secure. How Vault22 Works: Boost Your Financial Fitness Level: Track your progress with our gamified levels: start as a Rookie, level up to Enthusiast, climb higher to Competitor, sharpen your skills as an Expert, and reach the ultimate tier, Elite. Your Financial Fitness Level reflects how far you’ve come on your journey to financial wellness. See All Your Money in One Place: Link your bank accounts, credit and store cards, investments, loans, and rewards from multiple institutions worldwide. Get a complete view of your net worth and watch it grow with purpose. Spend Smarter: Gain insights into your spending habits with detailed transaction views and customizable filters. Understand where your money goes and make smarter financial decisions. Set Budgets You Can Stick To: Plan for what matters! Prioritize expenses, reduce impulse spending, and track your monthly budget. Activate spending alerts to stay on track and achieve your financial goals. Get Personalized Insights: Life gets busy—we get it. Vault22 Nudges offer helpful advice and insights about your spending compared to similar users. Discover ways to optimize your financial habits and make your money work harder for you. Manage Your Debt: Tackle debt efficiently with strategies tailored to your situation. Turn financial challenges into manageable steps and reclaim your financial freedom. Security is Our Priority: We take the “Vault” in Vault22 seriously. Using bank-grade encryption, we ensure your data stays private, secure, and yours—always. Trusted by Millions Worldwide: Join over 2.2 million users who have linked their accounts to Vault22 to take control of their financial future. More Features to Explore: Simplify Your Statements: Automatically categorize and update all your income and expenses. Access your transaction history anytime, anywhere—for free. Make Tax Time Easy: Export your categorized financial data straight to Excel or your preferred software. Simplify taxes without the stress. Real Support, Real People: Our friendly Vault22 Team is available from 9AM to 5PM (local time) on weekdays. Contact us via email or live chat—we’re here to help!

Every home improvement you make could save you thousands in taxes when you sell — but only if you can prove it. HomeBasis helps you track your home's adjusted cost basis so you're never caught off guard at tax time. Whether you just replaced your roof or finished a full kitchen remodel, HomeBasis keeps a running tally of every capital improvement, calculates your adjusted basis in real time, and stores your receipts — all in one place. Why it matters: Most homeowners don't realize that capital improvements — like a new HVAC system, a deck addition, or a bathroom renovation — increase your home's cost basis and can reduce the capital gains tax you owe when you sell. The IRS requires documentation, and a shoebox full of receipts won't cut it. What HomeBasis does: Tracks your adjusted cost basis automatically as you log improvements Guides you on what counts as a capital improvement vs. a repair, based on IRS rules Stores receipts, invoices, and contractor documents with cloud sync Estimates your capital gains with Section 121 exclusion support ($250K single / $500K married) Records purchase price, closing costs, and selling expenses Exports clean PDF and CSV reports your CPA will love Built for real homeowners: You don't need to be a tax expert. HomeBasis walks you through setup with a simple onboarding wizard — just enter your purchase details and start logging improvements. The built-in classification helper tells you whether an expense qualifies as a capital improvement so you never have to guess. Your records, always ready: When it's time to sell, hand your CPA a professional export instead of scrambling through old emails and bank statements. HomeBasis keeps everything organized by property, by year, and by category — so you're always prepared. Privacy first: Your financial data is yours. HomeBasis uses secure cloud storage to sync your data across devices, and your information is never sold or shared. Download HomeBasis today and start building a tax record that could save you thousands. Note: HomeBasis does not provide tax advise. Always consult a tax professional.