Vault22 vs iEconomize

Welcome to Vault22 – Your Personal Financial Fitness Platform Vault22 is your smart financial wellness companion, guiding you toward a more secure and fulfilling financial life. Think of us as your personal financial coach—helping you build, grow, and protect your wealth through personalized tools, expert advice, and actionable insights. Connect Your Financial World With support for hundreds of financial institutions worldwide—including major banks, credit providers, investment platforms, and rewards programs—Vault22 connects your entire financial network. We partner with trusted global financial leaders to ensure your information and wealth are secure. How Vault22 Works: Boost Your Financial Fitness Level: Track your progress with our gamified levels: start as a Rookie, level up to Enthusiast, climb higher to Competitor, sharpen your skills as an Expert, and reach the ultimate tier, Elite. Your Financial Fitness Level reflects how far you’ve come on your journey to financial wellness. See All Your Money in One Place: Link your bank accounts, credit and store cards, investments, loans, and rewards from multiple institutions worldwide. Get a complete view of your net worth and watch it grow with purpose. Spend Smarter: Gain insights into your spending habits with detailed transaction views and customizable filters. Understand where your money goes and make smarter financial decisions. Set Budgets You Can Stick To: Plan for what matters! Prioritize expenses, reduce impulse spending, and track your monthly budget. Activate spending alerts to stay on track and achieve your financial goals. Get Personalized Insights: Life gets busy—we get it. Vault22 Nudges offer helpful advice and insights about your spending compared to similar users. Discover ways to optimize your financial habits and make your money work harder for you. Manage Your Debt: Tackle debt efficiently with strategies tailored to your situation. Turn financial challenges into manageable steps and reclaim your financial freedom. Security is Our Priority: We take the “Vault” in Vault22 seriously. Using bank-grade encryption, we ensure your data stays private, secure, and yours—always. Trusted by Millions Worldwide: Join over 2.2 million users who have linked their accounts to Vault22 to take control of their financial future. More Features to Explore: Simplify Your Statements: Automatically categorize and update all your income and expenses. Access your transaction history anytime, anywhere—for free. Make Tax Time Easy: Export your categorized financial data straight to Excel or your preferred software. Simplify taxes without the stress. Real Support, Real People: Our friendly Vault22 Team is available from 9AM to 5PM (local time) on weekdays. Contact us via email or live chat—we’re here to help!

Take control of your money without giving up your privacy. iEconomize makes everyday money management simple. Create flexible budgets and spending categories, record expenses in seconds, track income separately, and explore clear reports showing where your money goes. Whether you are reviewing past spending, planning with renewable budgets, or logging a purchase from your Apple Watch, iEconomize keeps your finances organized and accessible. ### KEY FEATURES • Create multiple budgets for different sources of money • Choose Monthly, Yearly, Lifetime, or Infinite budgets • Use Reset or Cumulative renewal for Monthly and Yearly budgets • See balances calculated automatically for the selected period • Organize expenses with customizable spending categories • Set optional category spending caps and monitor progress • Personalize budgets and categories with colors and icons • Record expenses quickly with a streamlined entry flow • Drag a budget onto a category from Home to create an expense • Create income sources and maintain a separate deposit history • Reorder budgets, categories, and income sources • Edit, delete, and merge spending categories while preserving transaction history • Filter transactions by budget, category, and date range • Browse spending by week, month, year, or lifetime • Choose Normal or Compact transaction rows • Review totals, recent activity, averages, biggest expenses, and period comparisons • Explore interactive charts and detailed spending insights • Drill down from category reports into contributing budgets • Review monthly expense and income summaries • Choose from multiple color themes • Follow your device appearance or select Light or Dark Mode • Enjoy adaptive budget and category colors in both appearances • Log expenses from the Apple Watch companion app • View supported finance information through modern Apple Watch complications ### FLEXIBLE BUDGETING Choose the budget style that fits your needs: • Monthly and Yearly budgets can reset each period or carry unused amounts forward cumulatively • Lifetime budgets track spending against one long-term amount • Infinite budgets let you monitor spending without setting a limit Budget amounts remain stable as configured, while available balances are calculated from your dated transactions. You can also move through previous months to review balances and spending in their original context. ### DESIGNED FOR CLARITY See monthly spending, remaining amounts, category totals, and progress indicators at a glance. Color-coded warnings help identify category caps and budgets approaching or exceeding their limits. Full transaction histories, date-based filtering, detailed statistics, and clear charts make it easier to understand both recent activity and long-term patterns. ### PRIVATE BY DESIGN Your financial information belongs to you. Finance data is stored locally using Apple technologies. • No accounts • No advertising • No tracking • No third-party access to your financial data Your finances are your business—not ours.