Wise vs かぎんPayB

Wise is an international money transfer and multi-currency money app. 16 million+ customers send, receive, spend and grow their money internationally with Wise. It’s the fast, simple way to move money in 145+countries and 45+ currencies. Products available depend on where you live. Check wise.com or download the app to see what’s available for you. — International money transfers — • Send money internationally to 70+ countries, fast • Get the mid-market exchange rate, for every money transfer • Over 65% of transfers are instant, arriving in under 20 seconds (transaction speed claimed depends on individual circumstances and may not be available for all transactions) • Secure your transfers with two-factor authentication, encryption and biometrics — The Wise Multi-Currency Card that’s always got the right currency — • Spend or withdraw cash in more than 160 countries • If you don’t have the local currency, we’ll auto-convert what you have with the lowest possible price • Freeze and unfreeze your card, and update your digital card details — Get paid internationally like a local — • Get your own UK account number and sort code, European IBAN, Australian account details and more, as if you had local bank accounts around the world • Use these account details to get paid and receive money in multiple currencies for free, and for direct debits • Keep up-to-date with instant push notifications for every transaction — Hold and convert 40 currencies instantly — • No monthly fee and no maintenance fee to keep money in your account, in most cases • Convert between currencies instantly, at the mid-market exchange rate, for a super-low fee • Auto-convert currencies at specific rates, and keep up to date with exchange rates with Rate Alerts — Wise Business — a better business account for going global — • Pay international invoices and bills faster, at a better exchange rate • Use account details to get paid internationally by clients and customers around the world • Connect to supported platforms like Amazon, Stripe, Xero, and more Wise is regulated by local authorities around the world. Wise is a Money Service Business (“MSB””) registered with FinCEN, not an FDIC-insured bank. It is authorized to operate as a MSB in most states. In other states, the MSB program is sponsored by Community Federal Savings Bank, to which we’re a service provider. The Wise Multi-Currency Card Program is issued by Wise’s sponsor Bank(s)*, member(s) FDIC, pursuant to licensing by Visa® U.S.A. Inc. The Wise Multi-Currency Card is available to eligible consumers and commercial entities. Not available in all countries. Fees vary based on type of transaction. T&C apply. Find more info at https://wise.com/us/ *Lead Bank and Community Federal Savings Bank. Capital at risk. Past performance does not guarantee future growth. Interest is an investment service, availability and provider vary by location. Please check Wise.com/interest for more information. Send to: EUR (Euro), USD (US dollar), GBP (British pound), AED (UAE dirham), ARS (Argentine peso), AUD (Australian dollar), BDT (Bangladeshi taka), BGN (Bulgarian lev), BRL (Brazilian real), CAD (Canadian dollar), CHF (Swiss franc), CLP (Chilean peso), CNY (Chinese yuan), CRC (Costa Rican colón), CZK (Czech koruna), DKK (Danish krone), EGP (Egyptian pound), GHS (Ghanaian cedi), GEL (Georgian lari), HKD (Hong Kong dollar), HUF (Hungarian forint), IDR (Indonesian rupiah), ILS (Israeli shekel), INR (Indian rupee), JPY (Japanese yen), KES (Kenyan shilling), KRW (South Korean won), LKR (Sri Lankan rupee), MAD (Moroccan dirham), MXN (Mexican peso), MYR (Malaysian ringgit), NPR (Nepalese rupee), NOK (Norwegian krone), NZD (New Zealand dollar), PEN (Peruvian sol), PHP (Philippine peso), PKR (Pakistan rupee), PLN (Polish zloty), RON (Romanian leu), SEK (Swedish krona), SGD (Singapore dollar), THB (Thai baht), TRY (Turkish lira), UAH (Ukrainian hryvnia), VND (Vietnamese dong), ZAR (South African rand), ZMW (Zambian kwacha)

■アプリの概要 ・お支払手段として鹿児島銀行の口座を登録（複数口座可） ・PayB加盟店の店頭・店内でのお支払いもキャッシュレスで ・電気料金、水道料金、各種税金などの払込票・納付書に関わるお支払いをスマホから ・お支払いの履歴もスマホから確認出来ます。（※領収書は発行されません） ・お客さま情報はセンターサーバで管理するため、セキュリティも安心 ※今後の機能拡張については、都度ご案内いたします。 ■ご利用対象 鹿児島銀行の普通預金口座をお持ちで、キャッシュカードを発行されている個人のお客さま ■ご利用時間 ２４時間ご利用いただけます。 ■お問い合わせ かぎんeバンクセンター フリーダイヤル　０１２０−８９２−７２０ 受付時間　平日９：００〜１８：００ ■取扱手数料 無料 ※鹿児島銀行が提供するかぎんPayBは、ビリングシステム株式会社が提供する「PayB」を元に自社アプリとして開発されたものです。 ビリングシステム株式会社が提供するスマートフォン決済アプリ「PayB」に対応した加盟店でも共通でご利用可能です。