Comparison

Wise vs Work Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Wise

Manage your money internationally with ease. Send, receive, spend, and hold multiple currencies with competitive exchange rates and low fees. Get local bank details for global payments and a multi-currency card for spending worldwide.

Highlights
  • International money transfers
  • Mid-market exchange rates
  • Multi-currency card
  • Local bank account details
  • Hold and convert 40 currencies
  • Business account features
Features
Currently charting
Read full description

Wise is an international money transfer and multi-currency money app. 16 million+ customers send, receive, spend and grow their money internationally with Wise. It’s the fast, simple way to move money in 145+countries and 45+ currencies. Products available depend on where you live. Check wise.com or download the app to see what’s available for you. — International money transfers — • Send money internationally to 70+ countries, fast • Get the mid-market exchange rate, for every money transfer • Over 65% of transfers are instant, arriving in under 20 seconds (transaction speed claimed depends on individual circumstances and may not be available for all transactions) • Secure your transfers with two-factor authentication, encryption and biometrics — The Wise Multi-Currency Card that’s always got the right currency — • Spend or withdraw cash in more than 160 countries • If you don’t have the local currency, we’ll auto-convert what you have with the lowest possible price • Freeze and unfreeze your card, and update your digital card details — Get paid internationally like a local — • Get your own UK account number and sort code, European IBAN, Australian account details and more, as if you had local bank accounts around the world • Use these account details to get paid and receive money in multiple currencies for free, and for direct debits • Keep up-to-date with instant push notifications for every transaction — Hold and convert 40 currencies instantly — • No monthly fee and no maintenance fee to keep money in your account, in most cases • Convert between currencies instantly, at the mid-market exchange rate, for a super-low fee • Auto-convert currencies at specific rates, and keep up to date with exchange rates with Rate Alerts — Wise Business — a better business account for going global — • Pay international invoices and bills faster, at a better exchange rate • Use account details to get paid internationally by clients and customers around the world • Connect to supported platforms like Amazon, Stripe, Xero, and more Wise is regulated by local authorities around the world. Wise is a Money Service Business (“MSB””) registered with FinCEN, not an FDIC-insured bank. It is authorized to operate as a MSB in most states. In other states, the MSB program is sponsored by Community Federal Savings Bank, to which we’re a service provider. The Wise Multi-Currency Card Program is issued by Wise’s sponsor Bank(s)*, member(s) FDIC, pursuant to licensing by Visa® U.S.A. Inc. The Wise Multi-Currency Card is available to eligible consumers and commercial entities. Not available in all countries. Fees vary based on type of transaction. T&C apply. Find more info at https://wise.com/us/ *Lead Bank and Community Federal Savings Bank. Capital at risk. Past performance does not guarantee future growth. Interest is an investment service, availability and provider vary by location. Please check Wise.com/interest for more information. Send to: EUR (Euro), USD (US dollar), GBP (British pound), AED (UAE dirham), ARS (Argentine peso), AUD (Australian dollar), BDT (Bangladeshi taka), BGN (Bulgarian lev), BRL (Brazilian real), CAD (Canadian dollar), CHF (Swiss franc), CLP (Chilean peso), CNY (Chinese yuan), CRC (Costa Rican colón), CZK (Czech koruna), DKK (Danish krone), EGP (Egyptian pound), GHS (Ghanaian cedi), GEL (Georgian lari), HKD (Hong Kong dollar), HUF (Hungarian forint), IDR (Indonesian rupiah), ILS (Israeli shekel), INR (Indian rupee), JPY (Japanese yen), KES (Kenyan shilling), KRW (South Korean won), LKR (Sri Lankan rupee), MAD (Moroccan dirham), MXN (Mexican peso), MYR (Malaysian ringgit), NPR (Nepalese rupee), NOK (Norwegian krone), NZD (New Zealand dollar), PEN (Peruvian sol), PHP (Philippine peso), PKR (Pakistan rupee), PLN (Polish zloty), RON (Romanian leu), SEK (Swedish krona), SGD (Singapore dollar), THB (Thai baht), TRY (Turkish lira), UAH (Ukrainian hryvnia), VND (Vietnamese dong), ZAR (South African rand), ZMW (Zambian kwacha)

About

Work Tracker

Features
Read full description

Work Tracker is a simple and efficient app for tracking your work hours, earnings, and monthly goals. Add your sessions directly from the calendar, use the timer to record your time live, and assign each session to a different remuneration depending on your activity. The app works offline: your data stays available at all times, even without an internet connection. Once you are connected, it can sync automatically. With Work Tracker, keep a clear view of your day, week, and month. Hours worked, money earned, goals reached: nothing gets missed.

Screenshots

Wise4 screens
Work Tracker4 screens

Verdict

The call

The clearest difference is ads: Wise at none against Work Tracker's shown. Wise also leads on chart position (#54 vs unranked). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Wise ships an update every 2 days, Work Tracker every 4 days. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 9 level
Wise versus Work Tracker: the parameters behind the verdict, then further details
ParameterWiseWork Tracker
PriceFreeFree
Rating4.6 (113K ratings) — better—
Positive reviews67.5% of reviews—
Number of ratings113K — better—
Update frequencyEvery 2 days — betterEvery 4 days
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree with in-app purchases—
Best chart rank#54 — better—
DevicesiPhone, iPad — betteriPhone
Requires iOS17.016.4 — better
Further details — not scored
Size504 MB34 MB
Age rating4+4+
DeveloperWise Payments LtdTimothe Dumesle

Bugs and requests

Wise

Reported bugs

4 issues
  • App freezing or crashing during transfers
  • Inconsistent display of transfer timelines and estimates
  • Syncing issues between app and web platform
  • Problems with account deactivation and fund recovery

Requested features

5 requests
  • Ability to download transaction receipts
  • Option to set default payment currency
  • Improved notification system for transfer status updates
  • Multicurrency account management features
  • Seamless integration with banking apps and services

Work Tracker

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Wise

No in-app purchases

None

Work Tracker

No in-app purchases

Questions

Is Wise free?
Wise is free to download, with no in-app purchases.
Is Work Tracker free?
Work Tracker is free to download, with no in-app purchases.
Do Wise or Work Tracker have ads?
Work Tracker shows ads; Wise does not.
Which is updated more often, Wise or Work Tracker?
Wise ships an update every 2 days, and Work Tracker every 4 days. Most recently, Wise was updated on October 29, 2026 and Work Tracker on October 24, 2026.

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