Comparison

eSewa vs Utility Bill Audit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

eSewa

This app allows users to manage their finances and pay bills directly from their mobile devices. Users can easily recharge their phones, pay for utilities like electricity and water, and even book tickets, potentially saving money each month.

Highlights
  • Mobile recharge and top-up
  • Utility bill payments (electricity, water, internet)
  • Ticket booking (air, bus)
  • Fund loading via internet banking, counter deposit, or cash points
  • Send and receive money
  • Online shopping
  • School fee payments
Features
Read full description

इसेवा नेपालकै पहिलो मोबाइल खाता हो । इसेवामा खाता खोली आफ्नै मोबाइलबाट नि:शुल्क आफ्नो मोबाइल रिचार्ज, घरको बिजुली, खानेपानी, टेलिफोन, इन्टरनेट आदिको बिल भुक्तानी गरि मासिक रु ५०० देखि रु २००० सम्म बचत गर्नुहोस् । इसेवा कसरी प्रयोग गर्ने ? रजिष्ट्रेशन इसेवाको App Download गरि Register गर्नुहोस् । यसरी Register गर्दा तपाँईको मोबाइल नम्बर नै तपाँइको इसेवा आइडी हुनेछ । इसेवामा पैसा जम्मा गर्न इसेवामा चार प्रकारबाट सजिलै रकम जम्मा गर्न सकिन्छ: १. इन्टरनेट वा मोबाइल बैंकिङ मार्फत बैंकको खाताबाट इन्टरनेट वा मोबाइल बैंकिङ मार्फत इसेवामा नि:शुल्क रकम जम्मा गर्नुहोस। मोबाइल/इन्टरनेट बैंकिङ सेवा लिनु भएको छैन भने आजै आफ्नो बैंक को शाखामा गएर सेवा सुरु गराउनुहोस । २. काउण्टर डिपोजिट मार्फत इसेवाको पार्टनर बैंक मध्ये ७ वटा बैंकबाट इसेवामा काउण्टर डिपोजिट पनि गर्न सकिन्छ । ग्लोबल आइएमई बैंक, प्रभु बैंक, महालक्ष्मी डेभेलपमेन्ट बैंक, जनता बैंक, मेगा बैंक ओम डेभेलपमेन्ट बैंक कामना सेवा विकास बैंक ३. eSewa Cash Point मार्फत तपाँईको आफ्नो टोल छिमेकमा रहेका eSewa Cash Point चिन्ह अंकित इसेवाका एजेन्ट मार्फत पनि नि:शुल्क रकम जम्मा गर्नुहोस। ४. तपाँईले अन्य इसेवा प्रयोगकर्ताबाट इसेवामा पैसा राख्न र पठाउन पनि सक्नुहुन्छ । इसेवामा उपलब्ध सेवाहरु: मोबाइल रिचार्ज र टपअप ल्याण्डलाइन बिल हवाइजहाज र बस टिकट बिजुली र खानेपानीको बिल भुक्तानी इन्टरनेटको बिल भुक्तानी टेलिभिजन रिचार्ज मुभि टिकट होटल बुकिङ स्कुल फि इन्सुरेन्स प्रिमियम किस्ता भुक्तानी डिम्याट खाता दर्ता र नविकरण क्रेडिट कार्ड बिल भुक्तानी अनलाइन सपिङ बैंक डिपोजिट इसेवाको बारेमाः eSewa fonepay Pvt. Ltd. सन् २००९ बाट सेवा दिइरहेको नेपालको पहिलो भुक्तानी सेवा प्रदायक कम्पनि हो । मोबाइल तथा इन्टरनेट बैंकिङको सफ्टवेयर प्रदायक कम्पनिमा नेपालकै अग्रणी स्थानमा रहेको F1Soft International को एक सहायक कम्पनिको रुपमा इसेवा रहेको छ । हाल नेपालको ७७ वटै जिल्लामा पहुँच भएको यस eSewa fonepay Pvt. Ltd. सँग १० लाख भन्दा बढि दर्ता भएका ग्राहकहरु , ४०,००० भन्दा बढि व्यवसायी (eSewa Zone/Point), ४७ बैंकहरु तथा १,५०० भन्दा बढि मर्चेन्टहरु आवद्ध रहेका छन। थप जानकारीका लागि: १६६०-०१-०२१२१ ईमेल: csd(@)esewa.com.np eSewa is Nepal's first payment gateway with integrated digital wallet. You can register on-the-go and save Rs. 500 - Rs. 2000 in a month. How to register and make payment with eSewa? Registration Download eSewa app and click on Register. Your mobile number will be your eSewa ID. Load fund to eSewa You can load fund to your eSewa account in 4 different ways: 1. Via Mobile/Internet Banking: You can load eSewa wallet from your internet/mobile banking without any additional cost from 47 banks. Visit your bank branch if you have not enabled internet banking and mobile banking. 2. Via Counter Deposit: You can visit nearest branch of below mentioned partner banks for loading fund to your eSewa account via counter deposit: a. Global Bank b. Prabhu Bank c. Mahalaxmi Development Bank d. Janata Bank e. Mega Bank f. OM Development Bank g. Kamana Sewa Bikas Bank 3. Via eSewa Cash Point You can visit nearest eSewa Cash Point and load fund to your eSewa wallet without additional service charge. 4. You can also send and receive fund to your eSewa wallet from other eSewa users for free. Services of eSewa: Mobile recharge and TOPUP Landline Bill Airline and Bus Ticket Electricity and water bill payment Internet Bill Television Subscription Movie Ticket Hotel Booking School Fee Insurance Premium EMI Payment DMAT account opening and renew Credit Card Bill Online Shopping Bank Deposit About eSewa eSewa Fonepay Pvt. Ltd. is the first and leading Payment Service Provider, starting service from 2009 AD. eSewa is a subsidiary company of F1Soft International, leading fin-tech company in Nepal. eSewa has it's wider coverage to all the 77 districts of Nepal. eSewa has a growing network of more than 10 lakhs registered customer, 40,000+ agents (eSewa Zone/Point), 47 banks, 1500+ merchants.

About

Utility Bill Audit

Features
Read full description

BillMeter recomputes every utility bill from your actual tariff and tells you, to the cent, whether the number your provider printed is right. Most apps multiply your usage by a rate you typed in and call it an estimate. BillMeter models the real thing: tiered rates, time of use windows, standing charges, seasonal riders and taxes. WHAT YOU GET - Bill auditing that compares the printed total against a full recomputation, line by line - Clear verdicts on every bill, with the formula behind each number shown on tap - Six driver breakdown that separates price changes from weather from actual behaviour - Weather normalisation using local climate data, so a cold month is not mistaken for waste - Tiered and time of use rate modelling for electricity, gas and water - Forecasts for your next bill, based on your own history rather than a generic average - Anomaly detection that flags a bill before you pay it TRACK EVERYTHING IN ONE PLACE - Electricity, gas, water, sewer, internet, trash and any other recurring service - Multiple properties, useful for landlords and second homes - Meter readings with automatic usage calculation - Photo capture of paper bills, filed for later - Import your utility interval data to see exactly when you use power UNDERSTAND YOUR SPEND - Daily spend heat map across the year - Cost per day, per unit, per person and per square foot - Year on year and month on month comparisons - Split bills between housemates and settle up - Budget targets with a daily allowance that updates as you go BUILT THE RIGHT WAY - No ads anywhere in the app, ever - No account required and no sign up - Your bills stay on your device. There is no cloud and no server - No analytics and no tracking of any kind - Works fully offline - Designed for iPhone and iPad WHY IT MATTERS Utility billing is complicated by design. Tiered rates, seasonal adjustments and rate riders make it almost impossible to tell whether a bill is correct by looking at it. Errors happen, and they are rarely in your favour. BillMeter does the arithmetic your provider assumes you will never do. Every figure the app shows can be tapped to reveal the exact formula with your own numbers substituted in. Nothing is a black box. AI ASSISTANCE Optional AI features can read a photographed bill and explain a month in plain language. When you use them, the text is sent for processing and is never stored. Everything else works entirely offline. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

eSewa4 screens
Utility Bill Audit4 screens

Verdict

The call

The clearest difference is price: eSewa at Free against Utility Bill Audit's $1.99. eSewa also leads on in-app purchases (none vs 3) and update cadence (every 10 days vs every 3 weeks). On ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

eSewa is free to download; Utility Bill Audit costs $1.99 up front. Utility Bill Audit sells 3 in-app purchases, starting at $1.99 per month. eSewa asks for nothing beyond the download.

UpkeepUpdate frequency

eSewa ships an update every 10 days, Utility Bill Audit every 3 weeks. Both last shipped on November 6, 2026.

Scorecard4 real differences · 6 level
eSewa versus Utility Bill Audit: the parameters behind the verdict, then further details
ParametereSewaUtility Bill Audit
PriceFree — better$1.99
Rating3.2 (535 ratings) — better—
Positive reviews18.6% of reviews—
Number of ratings535 — better—
Update frequencyEvery 10 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13 — better18.6
Further details — not scored
Size417 MB12 MB
Age rating4+4+
DeveloperESEWA LTD.Aneesh Pradeep

Bugs and requests

eSewa

Reported bugs

4 issues
  • Login issues
  • Transaction failures
  • App crashes on certain devices
  • Verification process problems

Requested features

5 requests
  • Offline payment mode
  • Biometric login options
  • Improved user interface
  • Enhanced security measures
  • Better customer support

Utility Bill Audit

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

eSewa

No in-app purchases

3 purchases

Utility Bill Audit

Subscriptions2
  • BillMeter Pro - Monthly$1.991 Month
  • BillMeter Pro - Annual$9.991 Year
One-time1
  • BillMeter Pro - Lifetime$24.99

Questions

Is eSewa free?
eSewa is free to download, with no in-app purchases.
Is Utility Bill Audit free?
Utility Bill Audit costs $1.99, and also offers in-app purchases.
Do eSewa or Utility Bill Audit have ads?
Neither eSewa nor Utility Bill Audit shows ads.
Which is updated more often, eSewa or Utility Bill Audit?
eSewa ships an update every 10 days, and Utility Bill Audit every 3 weeks. Most recently, eSewa was updated on November 6, 2026 and Utility Bill Audit on November 6, 2026.

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