Comparison

MedMutual vs MedMutual WELL

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MedMutual

Access your health plan details and manage your care with this app. It helps you find providers, estimate treatment costs, and track your healthcare spending.

Highlights
  • Health plan information access
  • Digital health insurance ID card
  • In-network provider search
  • Medical treatment cost estimation
  • Out-of-pocket spending tracker
Read full description

Welcome to the MedMutual mobile app. The app provides instant access to your health plan information and tools to help you manage your care. Do you: - Ever forget your health insurance ID card? - Wish you could find in-network providers or facilities from your phone? - Want to check how much a medical treatment will cost? - Need to easily view your out-of-pocket healthcare spending? Don’t sweat it. With the MedMutual app, we’ve got you covered. For more information about all the app’s features, visit MedMutual.com/mobileapp.

About

MedMutual WELL

This program offers tools and resources to help you achieve your health goals. It provides a personalized journey based on your health status and preferences, allowing you to track activity, set goals, and access educational content. Earn rewards and points to stay motivated on your path to a healthier you.

Highlights
  • Personalized health journey
  • Activity syncing with health trackers
  • Goal creation and tracking
  • Health content and educational tools
  • Rewards and points system
Features
Read full description

MedMutual WELL™ helps you be the healthiest you can be for yourself and those you love. Whatever your goals are, the program provides a range of tools and resources to navigate your way to a healthier you. Including: · Access your personalized journey based on your current health status and preferences · Link to Apple's Health App or a health tracker to sync your activity · Create and track goals on a variety of health topics · Access health content and educational tools relevant to your focus areas · Stay motivated and get rewarded by earning points and achieving a status (if applicable) Download the app today to take the first step in your personalized health journey! Anyone can download this app, but you have to be a MedMutual WELL member to register or log in to the mobile app. Note: Rewards vary and may not be available to all program participants. The content in the screens shown may vary based on the individual user.

Screenshots

MedMutual4 screens
MedMutual WELL4 screens

Verdict

The call

The clearest difference is rating: MedMutual at 4.7 against MedMutual WELL's 3.4. MedMutual also leads on ratings volume (7.9K vs 27) and review sentiment (23% vs 0%). MedMutual WELL's advantage is update cadence (every 3 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MedMutual holds the better App Store score, 4.7 against 3.4. That said, the two scores are not equally well evidenced: MedMutual has 7.9K ratings behind it against 27, so its average is the more settled of the two. Written reviews point the same way: 23% of MedMutual's written reviews are positive against 0% of MedMutual WELL's.

UpkeepUpdate frequency

MedMutual ships an update every 2 months, MedMutual WELL every 3 weeks. The most recent releases landed on October 26, 2026 and October 28, 2026 respectively.

Scorecard6 real differences · 4 level
MedMutual versus MedMutual WELL: the parameters behind the verdict, then further details
ParameterMedMutualMedMutual WELL
PriceFreeFree
Rating4.7 (7.9K ratings) — better3.4 (27 ratings)
Positive reviews23.1% of reviews — better0.0% of reviews
Number of ratings7.9K — better27
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS14.0 — better16.0
Further details — not scored
Size22 MB133 MB
Age rating4+4+
DeveloperMedical Mutual of OhioThe Vitality Group Inc

Customer experience

MedMutual

All ratings7,365 ratings
Positive93.6%
Neutral2.4%
Negative4.0%
Written reviews91 reviews
Positive23.1%
Neutral6.6%
Negative70.3%

MedMutual WELL

All ratings25 ratings
Positive52.0%
Neutral12.0%
Negative36.0%
Written reviews3 reviews
Positive0.0%
Neutral33.3%
Negative66.7%

Bugs and requests

MedMutual

Reported bugs

4 issues
  • Blank screens and loading issues
  • Login button not working
  • App not opening after updates
  • ID card not displaying properly

Requested features

4 requests
  • Access to plan documents
  • Ability to track food and get healthy
  • Dark mode option
  • Fingerprint/biometric login

MedMutual WELL

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MedMutual

No in-app purchases

None

MedMutual WELL

No in-app purchases

Questions

Is MedMutual free?
MedMutual is free to download, with no in-app purchases.
Is MedMutual WELL free?
MedMutual WELL is free to download, with no in-app purchases.
Which has better reviews, MedMutual or MedMutual WELL?
MedMutual is rated higher. MedMutual averages 4.7 out of 5 from 7.9K ratings, while MedMutual WELL averages 3.4 from 27 ratings.
Do MedMutual or MedMutual WELL have ads?
Neither MedMutual nor MedMutual WELL shows ads.
Which is updated more often, MedMutual or MedMutual WELL?
MedMutual ships an update every 2 months, and MedMutual WELL every 3 weeks. Most recently, MedMutual was updated on October 26, 2026 and MedMutual WELL on October 28, 2026.

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