First Guaranty Bank Mobile vs Essential CU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
First Guaranty Bank Mobile
Manage your finances on the go with this mobile banking application. Easily check balances, pay bills, transfer funds, and view transactions. It also helps you locate branches and ATMs, and manage secure messages.
- Check account balances
- Pay bills
- Transfer funds
- View transactions
- Find branches and ATMs
- View secure messages
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Banking has never been easier! The MyFGB app allows you to check balances, pay bills, transfer funds, view transactions, and pay family and friends - all from the palm of your hand. It's fast, free and available to all FGB online banking customers. Our app also allows you to find the nearest branch or ATM, view pending transactions, add billers, and view secure messages. It's our one-stop-shop for easy banking.
Essential CU
Manage your credit union accounts conveniently from your mobile device. Access account information, transfer funds, pay bills, and deposit checks on the go. Easily locate ATMs and branches with this secure and user-friendly application.
- Check account balances
- View transaction history
- Transfer funds
- Pay bills
- Send money to contacts
- Deposit checks
- Find ATMs and branches
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The Essential Credit Union Mobile App allows you the power to access your account information on your mobile device at any time and from anywhere! Once you download the Essential mobile app, you simply login using the same credentials you have for Online Banking. The Essential app gives you the ability to: • Check balances • View your transaction history • Transfer funds • Pay bills • Pay or transfer money to friends and family in your device contacts • Deposit checks • Find ATMs and branches quickly and easily Download the convenient Essential Mobile App today!
Screenshots
Verdict
The clearest difference is monetization model: First Guaranty Bank Mobile at free against Essential CU's free with in-app purchases. On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for First Guaranty Bank Mobile against 4.8 for Essential CU. Both are backed by a comparable volume of ratings — 2.3K and 4.6K respectively. Written reviews are what separate them: 86% of First Guaranty Bank Mobile's written reviews are positive against 80% of Essential CU's.
Both ship on a similar rhythm, roughly every 3 months. Both last shipped on November 1, 2026.
| Parameter | First Guaranty Bank Mobile | Essential CU |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (2.3K ratings) | 4.8 (4.6K ratings) — better |
| Positive reviews | 86.2% of reviews — better | 80.3% of reviews |
| Number of ratings | 2.3K | 4.6K — better |
| Update frequency | Every 3 months | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad, Apple Watch — better |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 52 MB | 114 MB |
| Age rating | 4+ | 4+ |
| Developer | First Guaranty Bank | Essential Credit Union |
Customer experience
First Guaranty Bank Mobile
Essential CU
User reviews
First Guaranty Bank Mobile
From 2.3K App Store ratingsWhat we love
- 🚀 Efficient
- 👍 Convenient
- 👍 Easy to use
- 👍 Helpful
- 👍 Detailed
Room to improve
- 🐛 Crashes/Freezes
- 🐛 Slow/Lags
- 🐛 Login issues
- 🐛 Deposit issues
- 🐛 Notifications not working
Essential CU
From 4.6K App Store ratingsWhat we love
- 🚀 Fast and easy to use
- 👍 User-friendly interface
- 💡 Useful features like check deposit
- 🔒 Secure with Touch ID login
Room to improve
- 🐛 Frequent crashes and technical issues
- ⚠️ Unreliable account access and information
- 💤 Outdated and frustrating interface
- 🤯 Poor customer support
Bugs and requests
First Guaranty Bank Mobile
Reported bugs
4 issues- Frequent login issues
- Problems with mobile check deposits
- Accounts not linking properly
- Notifications not working as expected
Requested features
5 requests- Allow transfers between accounts
- Improve mobile check deposit process
- Add overdraft notifications/protection
- Improve transaction details/descriptions
- Add dark mode option
Essential CU
Reported bugs
4 issues- Login screen freezes
- Account information not displaying correctly
- Deposit issues and delays
- Compatibility problems with newer devices
Requested features
4 requests- Ability to lock debit card
- Faster credit card payment updates
- More account management features
- Apple Pay integration
In-app purchases
First Guaranty Bank Mobile
No in-app purchases
Essential CU
No in-app purchases
Questions
Is First Guaranty Bank Mobile free?
Is Essential CU free?
Which has better reviews, First Guaranty Bank Mobile or Essential CU?
Do First Guaranty Bank Mobile or Essential CU have ads?
Which is updated more often, First Guaranty Bank Mobile or Essential CU?
Other comparisons
