Comparison

Five Points Bank Mobile vs CSB Loyal Consumer Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Five Points Bank Mobile

Manage your bank accounts on the go with this secure mobile banking app. View balances, transfer funds, pay bills, deposit checks, and send money to friends and family. Locate nearby ATMs easily.

Highlights
  • View account balances and activity
  • Transfer funds between accounts
  • Schedule and pay bills
  • Deposit checks remotely
  • Send and receive money via Popmoney
  • Find nearby ATMs
Features
Read full description

Five Points Bank Mobile® is a fast, secure, and free* service for Five Points Bank. It is optimized for iOS Devices and available 24/7 using your existing Five Points Bank Online® Username and Password. Your security is our priority — Mobile data transmissions are safeguarded by 128-bit SSL (Secure Socket Layer) to prevent unauthorized access. Our Online Security Guarantee provides added protection against unauthorized access to your accounts. We will never transmit your account number, and we will not store your username or password on your phone. ACCOUNT ACTIVITY • View your account balances and activity. • Available balance and pending deposits — learn more about how your available balance is calculated and what’s still pending. Note, some transaction activities may not be immediately recorded to your account and may not yet be reflected in the available balance. 
 • Search and Sort — Find the transaction you're looking for in just a few keystrokes
. • Detailed transactions list — View the date, location, amount, and more for transactions on one page, just like you see in Online Banking.

 TRANSFERS 

• Make transfers between accounts.

 BILL PAY 

• Schedule payments and pay bills right from your mobile device.
 • If you're already a Bill Pay customer, your payees are automatically available for use in Mobile Bill Pay. SEND AND RECEIVE MONEY • Popmoney - Send money, using a mobile number or email address, to friends and family with eligible accounts at participating financial institutions. MOBILE DEPOSIT • Deposit checks with your mobile device. ATM LOCATOR • Let us help you find a nearby Five Points Bank ATM. Locate an ATM using your current location or enter the zip code or address of the area you wish to search. DEPOSIT PRODUCTS OFFERED BY FIVE POINTS BANK N.A. MEMBER FDIC.

About

CSB Loyal Consumer Banking

Manage your finances on the go with this banking app. Features include mobile deposits, bill payments, and account transfers. It also offers an ATM locator and employs industry-standard security measures.

Highlights
  • Mobile deposit
  • Bill payments
  • Account transfers
  • ATM locator
  • Account information access
Features
Read full description

Citizens State Bank of Loyal customers can take advantage of the CSB Loyal Consumer Banking app and have access to all account information on the go. The app features capabilities for mobile deposit, bill payments, account transfers, ATM locator and more! Citizens State Bank of Loyal implements industry standard security measures for all electronic banking products. For information on how to become a CSB Loyal customer visit csbloyal.com [Member FDIC]

Screenshots

Five Points Bank Mobile4 screens
CSB Loyal Consumer Banking4 screens

Verdict

The call

The clearest difference is ads: Five Points Bank Mobile at none against CSB Loyal Consumer Banking's shown. Five Points Bank Mobile also leads on ratings volume (2K vs 158). On price, rating, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Five Points Bank Mobile against 4.7 for CSB Loyal Consumer Banking. That said, the two scores are not equally well evidenced: Five Points Bank Mobile has 2K ratings behind it against 158, so its average is the more settled of the two. Written reviews are what separate them: 57% of Five Points Bank Mobile's written reviews are positive against 50% of CSB Loyal Consumer Banking's.

UpkeepUpdate frequency

Five Points Bank Mobile ships an update every 3 months, CSB Loyal Consumer Banking every 4 months. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
Five Points Bank Mobile versus CSB Loyal Consumer Banking: the parameters behind the verdict, then further details
ParameterFive Points Bank MobileCSB Loyal Consumer Banking
PriceFreeFree
Rating4.8 (2K ratings) — better4.7 (158 ratings)
Positive reviews57.1% of reviews — better50.0% of reviews
Number of ratings2K — better158
Update frequencyEvery 3 months — betterEvery 4 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size101 MB53 MB
Age rating4+4+
DeveloperFive Points BankCitizens State Bank of Loyal

Customer experience

Five Points Bank Mobile

All ratings1,484 ratings
Positive96.5%
Neutral1.3%
Negative2.2%
Written reviews21 reviews
Positive57.1%
Neutral9.5%
Negative33.3%

CSB Loyal Consumer Banking

All ratings151 ratings
Positive93.4%
Neutral4.0%
Negative2.6%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Bugs and requests

Five Points Bank Mobile

Reported bugs

3 issues
  • Blank white screen when opening the app
  • Face ID/Touch ID not working
  • Randomly going offline

Requested features

3 requests
  • Add Zelle functionality to the app
  • Allow pasting of passwords for better security
  • Make app compatible with all devices, not just phones

CSB Loyal Consumer Banking

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Five Points Bank Mobile

No in-app purchases

None

CSB Loyal Consumer Banking

No in-app purchases

Questions

Is Five Points Bank Mobile free?
Five Points Bank Mobile is free to download, with no in-app purchases.
Is CSB Loyal Consumer Banking free?
CSB Loyal Consumer Banking is free to download, with no in-app purchases.
Which has better reviews, Five Points Bank Mobile or CSB Loyal Consumer Banking?
Five Points Bank Mobile is rated higher. Five Points Bank Mobile averages 4.8 out of 5 from 2K ratings, while CSB Loyal Consumer Banking averages 4.7 from 158 ratings.
Do Five Points Bank Mobile or CSB Loyal Consumer Banking have ads?
CSB Loyal Consumer Banking shows ads; Five Points Bank Mobile does not.
Which is updated more often, Five Points Bank Mobile or CSB Loyal Consumer Banking?
Five Points Bank Mobile ships an update every 3 months, and CSB Loyal Consumer Banking every 4 months. Most recently, Five Points Bank Mobile was updated on October 26, 2026 and CSB Loyal Consumer Banking on October 24, 2026.

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