Expense & Budget App vs Mintyn
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense & Budget App
This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.
- Connect bank and crypto wallets
- Automatic expense categorization
- Budget creation and tracking
- AI receipt scanner
- Shared finances management
- Multiple currency support
- Personalized financial insights
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Save money effortlessly! Spendee is a FREE budgeting app already loved by almost 3.000.000 people around the world that track their spendings and optimize their budgets. Seeing all your financial habits enables you to stick to your goals and be organized in what's important. Take responsibility and know exactly where your money goes. With Spendee, you can be your own money manager. It's that easy! MAKE YOUR MONEY SHINE • See All of Your Money in One Place Connect Spendee with your online banking, E-Wallet (e.g. PayPal) or crypto-wallet (e.g. Coinbase) and see your wealth in one place. • Organize & Analyze Your Expenses We'll help you see your finances in the big picture! Imagine your data being automatically categorized, displayed in simple infographics, stylish graphs and clever insights that help you on your way to your dream savings and proper financial health! • Optimize Your Spendings Save money for categories you spend the most on by creating budgets and sticking to them! We'll notify you on your progress to make sure you are in green numbers and maintaining positive cash flow. • Learn Through Personal Insights Embrace financial awareness. Let us become your best financial friend which proactively helps you to manage your personal finances and build a sustainable emergency fund. We're ready to give you tips & tricks to help you with your daily decision making. MORE KEY FEATURES • Budgets - to help you stick to your financial goals • Wallets - organize your cash, bank accounts or different financial occasions • AI Receipt Scanner (NEW) – scan your receipt and create a transaction in seconds (price, category, description, photo, and other details filled automatically) • Shared Finances - to efficiently manage money with partners or flatmates • Multiple Currencies - to handle vacation finances with ease • Labels - to mark and analyse transactions in more depth • Dark Mode - to enjoy in eye friendly environment • Web Version - to see your finances on a bigger screen • Secure Data Sync - to keep your details private, confidential and safe AWARD WINNING DESIGN Starting with Spendee is easy thanks to its intuitive design. And the more you use it, the more valuable it gets, rewarding you with attractive charts that show you where your money is going, how you're doing compared to previous periods & much more. We believe in beautiful design - and thanks to that, we'll guide you to better financial decisions with ease. Download Spendee now! Sync your bank account to be your own money manager & get ahead of your finances. It's easy, effective and enables you to save and plan for the future. Follow us on our social media @spendeeapp or email us at hello@spendee.com Terms of Use: https://www.spendee.com/terms-of-use Privacy Policy: https://www.spendee.com/privacy-policy Help centre: https://help.spendee.com
Mintyn
Manage all your finances in one place. Send and receive money, pay bills, shop, invest, and save. Offers free current accounts for individuals and businesses, plus tools for expense tracking and cardless withdrawals.
- Free current accounts
- Send and receive money
- Pay bills
- Shop for groceries and food
- Invest and save
- Expense tracking analytics
- Cardless ATM withdrawals
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About Mintyn. Mintyn Bank - Everything finance One app for everything finance; Send and receive money, pay bills, Gift your loved ones shopping voucher, shop for groceries and food supplies, invest and save for life emergencies. Features Free current account for individual Free current account for Solo business, Enterprise, and incorporated Trustees. Incorporate your business with CAC Apply for Tax Identification Number (TIN) Shop for food items and groceries Invest in risk free investment plan Save for emergency and earn decent interest Fund your betting wallet Purchase data bundle at ease Purchase airtime Book flight at ease Cardless Withdrawal; withdraw cash at ATM without card Analytics for expense tracking. Request Expense debit card. Privacy Policies and Security. We collect and process your information in accordance to Nigerian Data Protection Regulation (NDPR) guideline which are for; contractual & Legal duty, Legitimate interest, public interest, and vital interest or consent. As such your information are protected and can not be transferred to third party, except we are legally required. Mintyn Bank is Insured by Nigerian Deposit Insurance Corporation (NDIC) as such your deposit is save. Mintyn Bank is PCI DSS Certified. Mintyn bank is a product of Finex Microfinance bank; license by Central Bank of Nigeria (CBN)
Screenshots
Verdict
The clearest difference is in-app purchases: Mintyn at none against Expense & Budget App's 18. Mintyn also leads on device support (3 vs 1) and iOS requirement (15.0 vs 17.0). Expense & Budget App's advantage is ratings volume (6.3K vs 334) and chart position (#165 vs unranked). On price, rating, review sentiment and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense & Budget App sells 15 in-app purchases, starting at $3.99 per month. Mintyn asks for nothing beyond the download.
Expense & Budget App holds the better App Store score, 4.6 against 4.4. That said, the two scores are not equally well evidenced: Expense & Budget App has 6.3K ratings behind it against 334, so its average is the more settled of the two. Written reviews point the same way: 53% of Expense & Budget App's written reviews are positive against 46% of Mintyn's.
Expense & Budget App ships an update fortnightly, Mintyn every 2 weeks. Both last shipped on September 26, 2026.
| Parameter | Expense & Budget App | Mintyn |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (6.3K ratings) — better | 4.4 (334 ratings) |
| Positive reviews | 52.7% of reviews — better | 46.0% of reviews |
| Number of ratings | 6.3K — better | 334 |
| Update frequency | Fortnightly | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Best chart rank | #165 — better | — |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 104 MB | 112 MB |
| Age rating | 4+ | 4+ |
| Developer | Cleevio s.r.o. | Mint Financial Technology Service |
Customer experience
Expense & Budget App
Mintyn
User reviews
Expense & Budget App
From 6.3K App Store ratingsWhat we love
- 💯 Excellent budgeting tool
- 👍 User-friendly interface
- 🎨 Beautiful design
- 🔍 Detailed expense tracking
- 💳 Supports multiple wallets and accounts
Room to improve
- 🐛 Frequent crashes and bugs
- ⚠️ Unreliable bank sync
- 🕰️ Slow transaction loading
- 💰 Subscription model too restrictive
- 🤔 Confusing UI changes after updates
Mintyn
From 334 App Store ratingsWhat we love
- 🚀 Fast and seamless transactions
- 👍 User-friendly interface
- 💡 Innovative digital banking features
- ⏱️ Quick account opening process
- 💰 No hidden charges
Room to improve
- ❌ Frequent transaction failures and errors
- 📵 Poor or non-existent customer support
- 🔴 Money held or frozen without explanation
- ⚠️ Balance display issues and glitches
- 🚫 Withdrawal limits and restrictions
Bugs and requests
Expense & Budget App
Reported bugs
5 issues- Transactions disappearing or duplicating
- Incorrect account balances and data corruption
- Syncing issues with certain banks
- Crashes when navigating app
- Categories not saving properly after updates
Requested features
8 requests- Ability to transfer money between wallets
- Calendar view for scheduled payments
- Savings goal tracking
- Improved recurring transaction management
- Subcategories for better expense organization
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- Offline mode for manual entry
- iPad-specific app design
- Siri/Shortcuts integration
Mintyn
Reported bugs
7 issues- Balance display shows XXXXX.XX instead of actual amount
- Eye logo to reveal balance is unresponsive
- App crashes during registration
- Network connection errors preventing login
- Transfer and payment processing failures
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- App freezes and stops responding
- Maintenance without user notification
Requested features
4 requests- Add more financial institutions to transaction list (e.g., Carbon bank)
- ATM card functionality
- Call/phone support option
- Better weekend support
In-app purchases
Expense & Budget App
- Spendee Plus account7 Days trial$3.991 Month
- Spendee Premium – Monthly$5.991 Month
- Spendee Premium – Monthly7 Days trial$5.991 Month
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- Spendee Premium - Quarterly7 Days trial$6.993 Months
- Spendee Premium account$11.491 Year
- Spendee Plus account7 Days trial$27.991 Year
- Spendee Premium account$28.991 Year
- Spendee Premium account7 Days trial$35.991 Year
- Spendee Premium – Yearly$35.991 Year
- Spendee Lifetime Plus$29.99
- Spendee Lifetime Plus$35.99
- Spendee Lifetime Premium$44.99
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- Spendee Lifetime Premium$59.99
- Spendee Lifetime Premium$71.99
- Spendee Lifetime Premium$119.99
Mintyn
No in-app purchases
Questions
Is Expense & Budget App free?
Is Mintyn free?
Which has better reviews, Expense & Budget App or Mintyn?
Do Expense & Budget App or Mintyn have ads?
Which is updated more often, Expense & Budget App or Mintyn?
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