Expense & Budget App vs LuCent
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense & Budget App
This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.
- Connect bank and crypto wallets
- Automatic expense categorization
- Budget creation and tracking
- AI receipt scanner
- Shared finances management
- Multiple currency support
- Personalized financial insights
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Save money effortlessly! Spendee is a FREE budgeting app already loved by almost 3.000.000 people around the world that track their spendings and optimize their budgets. Seeing all your financial habits enables you to stick to your goals and be organized in what's important. Take responsibility and know exactly where your money goes. With Spendee, you can be your own money manager. It's that easy! MAKE YOUR MONEY SHINE • See All of Your Money in One Place Connect Spendee with your online banking, E-Wallet (e.g. PayPal) or crypto-wallet (e.g. Coinbase) and see your wealth in one place. • Organize & Analyze Your Expenses We'll help you see your finances in the big picture! Imagine your data being automatically categorized, displayed in simple infographics, stylish graphs and clever insights that help you on your way to your dream savings and proper financial health! • Optimize Your Spendings Save money for categories you spend the most on by creating budgets and sticking to them! We'll notify you on your progress to make sure you are in green numbers and maintaining positive cash flow. • Learn Through Personal Insights Embrace financial awareness. Let us become your best financial friend which proactively helps you to manage your personal finances and build a sustainable emergency fund. We're ready to give you tips & tricks to help you with your daily decision making. MORE KEY FEATURES • Budgets - to help you stick to your financial goals • Wallets - organize your cash, bank accounts or different financial occasions • AI Receipt Scanner (NEW) – scan your receipt and create a transaction in seconds (price, category, description, photo, and other details filled automatically) • Shared Finances - to efficiently manage money with partners or flatmates • Multiple Currencies - to handle vacation finances with ease • Labels - to mark and analyse transactions in more depth • Dark Mode - to enjoy in eye friendly environment • Web Version - to see your finances on a bigger screen • Secure Data Sync - to keep your details private, confidential and safe AWARD WINNING DESIGN Starting with Spendee is easy thanks to its intuitive design. And the more you use it, the more valuable it gets, rewarding you with attractive charts that show you where your money is going, how you're doing compared to previous periods & much more. We believe in beautiful design - and thanks to that, we'll guide you to better financial decisions with ease. Download Spendee now! Sync your bank account to be your own money manager & get ahead of your finances. It's easy, effective and enables you to save and plan for the future. Follow us on our social media @spendeeapp or email us at hello@spendee.com Terms of Use: https://www.spendee.com/terms-of-use Privacy Policy: https://www.spendee.com/privacy-policy Help centre: https://help.spendee.com
LuCent
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See your money clearly. LuCent is a modern, native iOS finance tracker designed for speed and clarity. Built with the latest Apple technologies, it feels like a natural extension of your iPhone. No cluttered menus, just a seamless way to track your daily spending. DESIGNED FOR EFFICIENCY: ◉ Native Performance: No loading screens. Instant launch and data entry in 2 seconds. ◉ Hybrid Architecture: Enjoy the speed of an offline-first app with the reliability of cloud backup. ◉ Home Screen Widgets: Keep an eye on your Monthly Budget progress without even opening the app. CORE FEATURES (FREE): • Budget Limits: Set monthly caps for specific categories like "Groceries" or "Dining Out" to stay on track. • Joint Accounts: Seamlessly manage shared expenses with a partner or family member. • Secure Cloud Sync: Your data works offline for speed, but is automatically encrypted and synced to the cloud. Access your budget on any device without compromising security. • Dark Mode: A stunning interface that looks great day and night. GO PREMIUM: Unlock the full power of LuCent with our Pro features: • Advanced Analytics: Gain deep insights with interactive charts, trend analysis, and spending breakdowns. • Multi-Currency Support: Perfect for travelers. Create wallets in different currencies with automatic rate conversion. • Unlimited Access: Create unlimited wallets and custom categories. • Customization: Access the full library of category icons. PAY ONCE, USE FOREVER: Tired of monthly subscriptions? LuCent offers a transparent Lifetime License. Pay once and own your financial tools forever. Standard monthly and yearly subscriptions are also available. Make every cent count. Download now for smarter money management! The ideal solution for family budget planning and personal finance. Use it as your daily spending log or set up shared accounts for couples. Works perfectly as an offline expense tracker too! Terms of Use: https://nikalaichyksiarhei.github.io/LuCent/terms/ Privacy Policy: https://nikalaichyksiarhei.github.io/LuCent/privacy/
Screenshots
Verdict
The clearest difference is ads: Expense & Budget App at none against LuCent's shown. Expense & Budget App also leads on chart position (#142 vs unranked). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense & Budget App sells 15 in-app purchases, starting at $3.99 per month and LuCent sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Expense & Budget App ships an update weekly, LuCent every 4 days. The most recent releases landed on October 27, 2026 and October 11, 2026 respectively.
| Parameter | Expense & Budget App | LuCent |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (6.3K ratings) — better | — |
| Positive reviews | 52.6% of reviews | — |
| Number of ratings | 6.3K — better | — |
| Update frequency | Weekly | Every 4 days — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Best chart rank | #142 — better | — |
| Devices | iPhone | iPhone |
| Requires iOS | 17.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 106 MB | 49 MB |
| Age rating | 4+ | 4+ |
| Developer | Cleevio s.r.o. | Siarhei Nikalaichyk |
Bugs and requests
Expense & Budget App
Reported bugs
5 issues- Transactions disappearing or duplicating
- Incorrect account balances and data corruption
- Syncing issues with certain banks
- Crashes when navigating app
- Categories not saving properly after updates
Requested features
8 requests- Ability to transfer money between wallets
- Calendar view for scheduled payments
- Savings goal tracking
- Improved recurring transaction management
- Subcategories for better expense organization
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- Offline mode for manual entry
- iPad-specific app design
- Siri/Shortcuts integration
LuCent
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Expense & Budget App
- Spendee Plus account7 Days trial$3.991 Month
- Spendee Premium – Monthly$5.991 Month
- Spendee Premium – Monthly7 Days trial$5.991 Month
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- Spendee Premium - Quarterly7 Days trial$6.993 Months
- Spendee Premium account$11.491 Year
- Spendee Plus account7 Days trial$27.991 Year
- Spendee Premium account$28.991 Year
- Spendee Premium account7 Days trial$35.991 Year
- Spendee Premium – Yearly$35.991 Year
- Spendee Lifetime Plus$29.99
- Spendee Lifetime Plus$35.99
- Spendee Lifetime Premium$44.99
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- Spendee Lifetime Premium$59.99
- Spendee Lifetime Premium$71.99
- Spendee Lifetime Premium$119.99
LuCent
- Monthly Premium$2.991 Month
- Yearly Premium$19.991 Year
- Lifetime Premium$39.99









