Comparison

Expense & Budget App vs Splid

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense & Budget App

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

Highlights
  • Connect bank and crypto wallets
  • Automatic expense categorization
  • Budget creation and tracking
  • AI receipt scanner
  • Shared finances management
  • Multiple currency support
  • Personalized financial insights
Features
Currently charting
Read full description

Save money effortlessly! Spendee is a FREE budgeting app already loved by almost 3.000.000 people around the world that track their spendings and optimize their budgets. Seeing all your financial habits enables you to stick to your goals and be organized in what's important. Take responsibility and know exactly where your money goes. With Spendee, you can be your own money manager. It's that easy! MAKE YOUR MONEY SHINE • See All of Your Money in One Place Connect Spendee with your online banking, E-Wallet (e.g. PayPal) or crypto-wallet (e.g. Coinbase) and see your wealth in one place. • Organize & Analyze Your Expenses We'll help you see your finances in the big picture! Imagine your data being automatically categorized, displayed in simple infographics, stylish graphs and clever insights that help you on your way to your dream savings and proper financial health! • Optimize Your Spendings Save money for categories you spend the most on by creating budgets and sticking to them! We'll notify you on your progress to make sure you are in green numbers and maintaining positive cash flow. • Learn Through Personal Insights Embrace financial awareness. Let us become your best financial friend which proactively helps you to manage your personal finances and build a sustainable emergency fund. We're ready to give you tips & tricks to help you with your daily decision making. MORE KEY FEATURES • Budgets - to help you stick to your financial goals • Wallets - organize your cash, bank accounts or different financial occasions • AI Receipt Scanner (NEW) – scan your receipt and create a transaction in seconds (price, category, description, photo, and other details filled automatically) • Shared Finances - to efficiently manage money with partners or flatmates • Multiple Currencies - to handle vacation finances with ease • Labels - to mark and analyse transactions in more depth • Dark Mode - to enjoy in eye friendly environment • Web Version - to see your finances on a bigger screen • Secure Data Sync - to keep your details private, confidential and safe AWARD WINNING DESIGN Starting with Spendee is easy thanks to its intuitive design. And the more you use it, the more valuable it gets, rewarding you with attractive charts that show you where your money is going, how you're doing compared to previous periods & much more. We believe in beautiful design - and thanks to that, we'll guide you to better financial decisions with ease. Download Spendee now! Sync your bank account to be your own money manager & get ahead of your finances. It's easy, effective and enables you to save and plan for the future. Follow us on our social media @spendeeapp or email us at hello@spendee.com Terms of Use: https://www.spendee.com/terms-of-use Privacy Policy: https://www.spendee.com/privacy-policy Help centre: https://help.spendee.com

About

Splid

Easily track and settle group expenses for holidays, housemates, or relationships. Enter all costs and see who owes what, even with complex or multi-currency transactions. Works online and offline with no sign-up required.

Highlights
  • Track group expenses
  • Settle up easily
  • Online and offline functionality
  • Multi-currency support
  • PDF/Excel export
  • Handles complex transactions
Features
Read full description

Perfect for holidays, housemates or your relationship, Splid helps you to stay on top of your expenses and settle up in an easy, relaxed way. No more fiddling about with change, lost receipts, or disagreements about the balance. Simply enter all your expenses and Splid shows you who owes how much to whom. And the best thing: Splid works on and offline. Create an offline group and get settling up under control within seconds. Or, activate the sync to enter expenses together. It's simple, and there's no sign-up required. Even complicated bills can dealt with quickly and easily with Splid: – Emma paid the supermarket bill but Leo contributed $10? No problem. – Your expenses are in dollars but you want to settle up in euros? Done.  – Hannah had two more drinks than everyone else? Easy-peasy.  All features at a glance: (+) Clean interface that's super easy to use. (+) Share groups online (no sign-up needed). (+) Also works perfectly offline. (+) Download summaries as PDF or Excel* files that are easy to understand. (+) Choose from more than 150 currencies and let Splid automatically convert the amount. (+) Handles even complicated transactions (for example, adding multiple payees or splitting bills unequally). (+) You'll handle as few payments as possible because Splid always finds the easiest way to settle up.  (+) Find out how much your group has spent in total. *Excel export available via in-app purchase.

Screenshots

Expense & Budget App4 screens
Splid4 screens

Verdict

The call

The clearest difference is review sentiment: Splid at 98% against Expense & Budget App's 53%. Splid also leads on rating (4.9 vs 4.6). Expense & Budget App's advantage is update cadence (weekly vs every 3 months) and chart position (#135 vs unranked). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense & Budget App sells 16 in-app purchases, starting at $3.99 per month and Splid sells 2 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Splid holds the better App Store score, 4.9 against 4.6. Both are backed by a comparable volume of ratings — 6.3K and 4.2K respectively. Written reviews point the same way: 53% of Expense & Budget App's written reviews are positive against 98% of Splid's.

UpkeepUpdate frequency

Expense & Budget App ships an update weekly, Splid every 3 months. Both last shipped on October 27, 2026.

Scorecard4 real differences · 7 level
Expense & Budget App versus Splid: the parameters behind the verdict, then further details
ParameterExpense & Budget AppSplid
PriceFreeFree
Rating4.6 (6.3K ratings)4.9 (4.2K ratings) — better
Positive reviews52.6% of reviews98.1% of reviews — better
Number of ratings6.3K — better4.2K
Update frequencyWeekly — betterEvery 3 months
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
Best chart rank#135 — better—
DevicesiPhoneiPhone
Requires iOS17.016.0 — better
Further details — not scored
Size112 MB12 MB
Age rating4+4+
DeveloperCleevio s.r.o.Nicolas Jersch

Customer experience

Expense & Budget App

All ratings6,260 ratings
Positive91.5%
Neutral2.4%
Negative6.1%
Written reviews2,198 reviews
Positive52.6%
Neutral12.3%
Negative35.0%

Splid

All ratings3,991 ratings
Positive98.7%
Neutral0.3%
Negative1.0%
Written reviews2,394 reviews
Positive98.1%
Neutral0.8%
Negative1.1%

User reviews

Expense & Budget App

From 6.3K App Store ratings

What we love

  • 💯 Excellent budgeting tool
  • 👍 User-friendly interface
  • 🎨 Beautiful design
  • 🔍 Detailed expense tracking
  • 💳 Supports multiple wallets and accounts

Room to improve

  • 🐛 Frequent crashes and bugs
  • ⚠️ Unreliable bank sync
  • 🕰️ Slow transaction loading
  • 💰 Subscription model too restrictive
  • 🤔 Confusing UI changes after updates

Splid

From 4.2K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Intuitive interface
  • 💰 Free with optional paid features
  • 💳 Supports multiple currencies
  • 🤝 Facilitates group expense sharing

Room to improve

  • 🐛 Occasional bugs or glitches
  • ⚠️ Limited customization options
  • 🔢 Confusing settlement calculations
  • 🗓️ Lack of date/time sorting for expenses

Bugs and requests

Expense & Budget App

Reported bugs

5 issues
  • Transactions disappearing or duplicating
  • Incorrect account balances and data corruption
  • Syncing issues with certain banks
  • Crashes when navigating app
  • Categories not saving properly after updates

Requested features

8 requests
  • Ability to transfer money between wallets
  • Calendar view for scheduled payments
  • Savings goal tracking
  • Improved recurring transaction management
  • Subcategories for better expense organization
Show 3 more
  • Offline mode for manual entry
  • iPad-specific app design
  • Siri/Shortcuts integration

Splid

Reported bugs

2 issues
  • Incorrect expense split calculations
  • Inability to delete or edit past expenses

Requested features

5 requests
  • Add ability to attach receipts/photos
  • Implement recurring expense tracking
  • Improve currency conversion handling
  • Allow custom expense categorization
  • Provide more detailed expense reporting

In-app purchases

16 purchases

Expense & Budget App

Subscriptions10
  • Spendee Plus account7 Days trial$3.991 Month
  • Spendee Premium – Monthly$5.991 Month
  • Spendee Premium – Monthly7 Days trial$5.991 Month
Show 7 more
  • Spendee Premium - Quarterly7 Days trial$6.993 Months
  • Spendee Premium account$11.491 Year
  • Spendee Plus account7 Days trial$27.991 Year
  • Spendee Premium account$28.991 Year
  • Spendee Premium account7 Days trial$35.991 Year
  • Spendee Premium – Yearly$35.991 Year
  • Spendee Premium account7 Days trial$44.991 Year
One-time6
  • Spendee Lifetime Plus$29.99
  • Spendee Lifetime Plus$35.99
  • Spendee Lifetime Premium$44.99
Show 3 more
  • Spendee Lifetime Premium$59.99
  • Spendee Lifetime Premium$71.99
  • Spendee Lifetime Premium$119.99
2 purchases

Splid

One-time2
  • 2 Groups$2.99
  • Splid Plus$3.99

Questions

Is Expense & Budget App free?
Expense & Budget App is free to download, with in-app purchases available.
Is Splid free?
Splid is free to download, with in-app purchases available.
Which has better reviews, Expense & Budget App or Splid?
Splid is rated higher. Expense & Budget App averages 4.6 out of 5 from 6.3K ratings, while Splid averages 4.9 from 4.2K ratings.
Do Expense & Budget App or Splid have ads?
Neither Expense & Budget App nor Splid shows ads.
Which is updated more often, Expense & Budget App or Splid?
Expense & Budget App ships an update weekly, and Splid every 3 months. Most recently, Expense & Budget App was updated on October 27, 2026 and Splid on October 27, 2026.

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