Dash by Western Union vs Pay2Home

App is only available to Singapore residents who hold a local mobile number. Dash by Western Union – the all-in-one mobile wallet that lets you remit, top up prepaid accounts, pay overseas bills and shop with Visa. Make Dash your trusted money transfer app to send money to family and friends with our competitive foreign exchange rates and low fees. Remitting abroad is fast, easy and safe with Dash; you can skip the queues and transfer money overseas anytime, anywhere. Enjoy attractive promotions and offers when you send money overseas with Dash. Fast, easy and safe money transfers: • Get the latest exchange rates from the Dash app – key in the amount you wish to send to your recipient to obtain the final exchange rate and fees. What you see is what you get! • Exclusive promotion when you make your first money transfer • Track your remittance history at a glance through the Dash app • Questions? Call us at 6438 3274 or drop us a text on WhatsApp (mobile whatsapp link http://help.singtel.com/dashchat) • Our money transfer service is provided by SingCash Pte Ltd, licensed by Monetary Authority of Singapore and part of the Western Union Group Send money overseas • Dash supports remittance to over 35 countries in 12 currencies. These include: Australia (AUD Australian Dollar), Bangladesh (BDT Bangladeshi Taka), China (CNY Chinese Yuan), India (INR Indian Rupee), Indonesia (IDR Indonesian Rupiah), Malaysia (MYR Malaysian Ringgit), Philippines (PHP Philippine Peso), South Korea (KRW South Korea Won), Thailand (THB Thai Baht), Vietnam (VND Vietnam Dong) and the United Kingdom (GBP Pound Sterling), as well as a number of countries in Europe (EUR Euro) • Transfer money to banks worldwide • Remit easily to cash pick-up locations • Send money to e-wallets around the world, including bKash, GCash, DANA, LinkAja, Touch ‘n Go eWallet, WeChat Send international mobile top-up, prepaid load, airtime recharge and data top-ups • Instantly send overseas mobile top-ups and prepaid reload anytime • Buy airtime recharge or data packs for supported operators, available in 9 countries: Bangladesh, China, India, Indonesia, Malaysia, Myanmar, Philippines, Thailand and Vietnam • Top up your hi! SIM Card and get connected Top up on-the-go, 24/7 • Top up easily using a variety of channels – such as PayNow, 7-Eleven shops and selected prepaid retailers Pay your utility bills overseas • Make payments for your television or electricity bills in India, Indonesia, or the Philippines – all at SGD0 transaction fee! Services include Meralco, PLN etc. Grow your wealth • Save at high returns with Dash PET 2 by Etiqa Insurance (comes with free insurance coverage) • Access UOBAM Robo-Invest's unique robo-advisory portfolio Tap or scan & pay to go cashless • Scan and pay instantly when you spot the Dash, FavePay, NETS QR or PayNow logo on SGQR labels at thousands of merchants across Singapore • Enjoy instant FavePay cashback at selected Fave merchant payments • Shop securely in-store or online worldwide with your Dash Visa Virtual Card • Breeze through bus and train rides with convenient contactless payments • Add your Dash Visa Virtual Card to your taxi app for smooth, seamless rides Download the Dash by Western Union app and send money to family and friends in a faster, safer, and easier way. Find out more at dash.com.sg ^Location services may be disabled to improve battery life ^Continued use of GPS running in the background can dramatically decrease battery life.

Experience our convenient, fast and secure Mobile app that lets you send money 24/7 with just a few taps on your phone. What’s more, with the Pay2Home Mobile app, you can: • Sign-up instantly and conveniently with Singpass MyInfo • Save time with quick and reliable worldwide money transfers at your fingertips • Experience low, flat fees on your money transfers with no hidden surprises • Set up instant cash collections or bank deposits transfers • Make overseas bill payments or contributions easily • Receive notifications and track the status of your money transfers • Set up a money transfer on the app and pay with cash at any 7-Eleven store in Singapore • Opt in for exclusive, free Priority2Protect personal accident plan for Mobile app users • Enjoy exclusive promotions and discounts • Check live exchange rates 24/7 • Secure your app with biometric login Additional features • Register for a free Pay2Home account with Singpass MyInfo to transact instantly • Send money around the clock to more than 40 countries and territories, including our new destination countries: Japan, Korea and Myanmar • Make payment through electronic payment methods such as Internet Banking, NETSPay and PayNow, Pay2Home wallet account or pay with cash at any 7-Eleven stores islandwide (Singapore only) • Track the status of money transfer, from initiation of money transfer to when your beneficiary is paid • Pre-purchase and store foreign currencies on the Wallet account (Singapore only) • Purchase mobile phones or home electronic products for yourself or your family back home easily with Shop@Pay2Home service. Instalment plans are available too! • Keep track of loyalty stamps and rewards • Top-up StarHub Prepaid SIM card to stay in touch with loved ones Need to transfer? Here’s how it works: 1. Tap on “Send Money” 2. Add or choose a beneficiary 3. Select the destination country 4. Confirm the delivery method – bill payment, government services contributions, bank transfer, overseas cash card deposit, cash collection or door- to-door delivery service 5. Confirm how much you wish to send 6. Choose your payment method" For more information, please visit: https://www.pay2home.com/. The Pay2Home Mobile app is brought to you by Wandr Pte Ltd, licensed by the Monetary Authority of Singapore. P2H (Hong Kong) Pte Limited is a money remittance business licensed by the Customs & Excise Department of Hong Kong. Wandr and P2H (Hong Kong) operate under the Pay2Home brand.