Comparison

Pay2Home vs POSB digibank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pay2Home

Send money globally with ease and security. This app allows for fast, convenient transfers with low, flat fees and no hidden charges. Track your transactions, pay bills overseas, and even collect cash at select locations.

Highlights
  • Instant sign-up with Singpass MyInfo
  • Fast and reliable worldwide money transfers
  • Low, flat fees with no hidden charges
  • Overseas bill payments and contributions
  • Real-time transfer status tracking
  • Biometric login for enhanced security
  • Pre-purchase foreign currencies
Features
Read full description

Experience our convenient, fast and secure Mobile app that lets you send money 24/7 with just a few taps on your phone. What’s more, with the Pay2Home Mobile app, you can: • Sign-up instantly and conveniently with Singpass MyInfo • Save time with quick and reliable worldwide money transfers at your fingertips • Experience low, flat fees on your money transfers with no hidden surprises • Set up instant cash collections or bank deposits transfers • Make overseas bill payments or contributions easily • Receive notifications and track the status of your money transfers • Set up a money transfer on the app and pay with cash at any 7-Eleven store in Singapore • Opt in for exclusive, free Priority2Protect personal accident plan for Mobile app users • Enjoy exclusive promotions and discounts • Check live exchange rates 24/7 • Secure your app with biometric login Additional features • Register for a free Pay2Home account with Singpass MyInfo to transact instantly • Send money around the clock to more than 40 countries and territories, including our new destination countries: Japan, Korea and Myanmar • Make payment through electronic payment methods such as Internet Banking, NETSPay and PayNow, Pay2Home wallet account or pay with cash at any 7-Eleven stores islandwide (Singapore only) • Track the status of money transfer, from initiation of money transfer to when your beneficiary is paid • Pre-purchase and store foreign currencies on the Wallet account (Singapore only) • Purchase mobile phones or home electronic products for yourself or your family back home easily with Shop@Pay2Home service. Instalment plans are available too! • Keep track of loyalty stamps and rewards • Top-up StarHub Prepaid SIM card to stay in touch with loved ones Need to transfer? Here’s how it works: 1. Tap on “Send Money” 2. Add or choose a beneficiary 3. Select the destination country 4. Confirm the delivery method – bill payment, government services contributions, bank transfer, overseas cash card deposit, cash collection or door- to-door delivery service 5. Confirm how much you wish to send 6. Choose your payment method" For more information, please visit: https://www.pay2home.com/. The Pay2Home Mobile app is brought to you by Wandr Pte Ltd, licensed by the Monetary Authority of Singapore. P2H (Hong Kong) Pte Limited is a money remittance business licensed by the Customs & Excise Department of Hong Kong. Wandr and P2H (Hong Kong) operate under the Pay2Home brand.

About

POSB digibank

Manage your finances with this comprehensive banking app. Easily open accounts, transfer money internationally with no fees, and track your spending. Get personalized insights, investment advice, and even simulate future financial goals.

Highlights
  • Quick account setup
  • View balance without login
  • International money transfers
  • Apply for accounts and loans
  • Personalized financial insights
  • Digital investment advice
  • Sustainability tracking
Features
Read full description

SET UP YOUR DIGIBANK APP IN UNDER 3 MINUTES. (3 STEPS) - Step 1: Download DBS digibank app - Step 2a: Existing customer: Register with your DBS ATM/Debit/Credit Card number and PIN, or via SingPass Face Verification (Singaporean/PR only) - Step 2b: New customer: Sign up with MyInfo and start banking with a bank account, debit card, PayNow and PayLah! (for all nationalities – NEW!) - Step 3: Set up your Digital Token and you’re done! EVERYDAY BANKING MADE SIMPLE. - Peek at account balance without logging in - Open just one fixed deposit account for all currencies and change your maturity instruction in real-time - Apply for accounts, loans and credit cards - Get multiple products and services at one go with Starter Packs - Transfer money overseas with DBS Remit – same-day transfers, S$0 fees - Save time with Smart Shortcuts, based on your top actions - Move seamlessly between digibank and PayLah! with just a one-time login SMART SERVICES PERSONALISED TO YOU. - Manage money better, from paying bills and subscriptions, to tracking cashflow and growing your money with personalised insights - Get reminders on upcoming payments, insights on possible duplicated payments and sudden bill increases - Verify your transactions securely with Digital Token - Chat with digibot for help on your account, transactions, or even loan application – on-demand 24/7 - With the new insights tab, you get improved links and prefilled information. We’re making the next step in your banking journey more convenient, so you can focus on what matters the most. NAVIGATE MONEY WITH CONFIDENCE. - Investing in digiPortfolio has never been easier. You can now invest in new portfolios or monitor existing ones on-the-go. - Get a financial overview with personalised insights to help achieve your financial goals on our newly designed dashboard - View 'Your Net Worth' to see the big picture of your money, including other banks and government accounts - Make your money work harder with Singapore’s first digital investment advice feature - Looking to buy your first home? Simulate how this goal affects your future cashflow and CPF balances 10, 20 years down the road SUSTAINABILITY MADE EASY, AFFORDABLE AND MORE REWARDING - Living sustainably doesn’t have to be inconvenient. - Track, Offset, Invest and Give Better with just one tap. - Learn how you can lead a greener lifestyle with bite-sized tips on-the-go. - Gain access to green deals right at your fingertips. - Make the world a better place with DBS LiveBetter!

Screenshots

Pay2Home4 screens
POSB digibank4 screens

Verdict

The call

The clearest difference is review sentiment: Pay2Home at 100% against POSB digibank's 54%. Pay2Home also leads on monetization model (free vs free with in-app purchases) and rating (5.0 vs 4.7). POSB digibank's advantage is ratings volume (794 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Pay2Home holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: POSB digibank has 794 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 100% of Pay2Home's written reviews are positive against 54% of POSB digibank's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 5 weeks. The most recent releases landed on September 19, 2026 and September 20, 2026 respectively.

Scorecard5 real differences · 5 level
Pay2Home versus POSB digibank: the parameters behind the verdict, then further details
ParameterPay2HomePOSB digibank
PriceFreeFree
Rating5.0 (1 ratings) — better4.7 (794 ratings)
Positive reviews100.0% of reviews — better53.8% of reviews
Number of ratings1794 — better
Update frequencyEvery 5 weeksEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod, Apple Watch — better
Requires iOS9.0 — better15.0
Further details — not scored
Size103 MB401 MB
Age rating4+4+
DeveloperPay2HomeDBS Bank Ltd.

Customer experience

Pay2Home

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

POSB digibank

All ratings794 ratings
Positive92.8%
Neutral1.3%
Negative5.9%
Written reviews208 reviews
Positive53.8%
Neutral5.8%
Negative40.4%

Bugs and requests

Pay2Home

Not enough reviews yet to summarise bugs or requests.

POSB digibank

Reported bugs

3 issues
  • App freezing and crashing
  • Incompatibility with iOS updates
  • Digital token setup issues

Requested features

3 requests
  • Ability to change registered email
  • Improved keyboard functionality
  • Overseas transfer feature fix

In-app purchases

None

Pay2Home

No in-app purchases

None

POSB digibank

No in-app purchases

Questions

Is Pay2Home free?
Pay2Home is free to download, with no in-app purchases.
Is POSB digibank free?
POSB digibank is free to download, with no in-app purchases.
Which has better reviews, Pay2Home or POSB digibank?
Pay2Home is rated higher. Pay2Home averages 5.0 out of 5 from 1 ratings, while POSB digibank averages 4.7 from 794 ratings.
Do Pay2Home or POSB digibank have ads?
Neither Pay2Home nor POSB digibank shows ads.
Which is updated more often, Pay2Home or POSB digibank?
Pay2Home ships an update every 5 weeks, and POSB digibank every 5 weeks. Most recently, Pay2Home was updated on September 19, 2026 and POSB digibank on September 20, 2026.

Other comparisons