SBMC Mobile vs Metro Bank Authenticator
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SBMC Mobile
Manage your finances on the go with this mobile banking application. Check balances, transfer funds, pay bills, and deposit checks using your device's camera. Locate nearby branches and ATMs with ease.
- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Pay bills and view payment history
- Deposit checks via camera
- Find branches and ATMs
- Secure sign-on with Touch ID/Face ID
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Start banking wherever you are with SBMC Mobile Banking app. Available to all Savings Bank of Mendocino County online banking customers. Available features include: Accounts: •Check your latest account balance and search recent transactions by date, amount, or check number. Transfers: •Easily transfer cash between your accounts. Bill Pay: •Make payments and view recent and scheduled payments. Deposits: •Submit check deposits using your device’s camera. Locations: •Find nearby branches and ATMs using your device’s built-in GPS. Touch ID/Face ID: •Touch ID/Face ID allows you to use a secure and more efficient sign-on experience using your fingerprint or facial recognition.
Metro Bank Authenticator
This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.
- Authenticate online banking actions
- Secure login verification
- Approve new payment setups
- Confirm account changes
- Replaces physical security devices
- Convenient mobile authentication
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We believe that people come first, and that everyone deserves a great experience every step of the way – whether it’s on our app, online or face to face. We’re here to make your life (and your banking) easier, which is why we’ve created our Authenticator app for our Metro Bank Business customers. Need some help? Our Local Business Managers and Relationship Managers are on hand to support you and your business. Features: You can use this app to authenticate certain actions on your Metro Bank Business online banking, like logging in, setting up new payments, or making changes to your account. It only takes a few taps – and there’s no need to worry about finding your physical security device. Metro Bank’s Authenticator app is available for customers registered for Commercial Online Banking and Business Online Plus. Standard data charges from your mobile service provider may apply. Help and support: If you experience any issues downloading or registering the Metro Bank Authenticator app, please visit us in store or call us on 0345 08 08 500. Metro Bank PLC. Registered in England and Wales. Company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Metro Bank PLC is an independent UK Bank - it is not affiliated with any other bank or organisation (including the METRO newspaper or its publishers) anywhere in the world. "Metrobank" is the registered trademark of Metro Bank PLC. more
Screenshots
Verdict
The clearest difference is review sentiment: SBMC Mobile at 68% against Metro Bank Authenticator's 0%. SBMC Mobile also leads on update cadence (every 6 weeks vs every 12 months). Metro Bank Authenticator's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SBMC Mobile ships an update every 6 weeks, Metro Bank Authenticator every 12 months. The most recent releases landed on November 10, 2026 and November 3, 2026 respectively.
| Parameter | SBMC Mobile | Metro Bank Authenticator |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (1.5K ratings) — better | — |
| Positive reviews | 67.6% of reviews — better | 0.0% of reviews |
| Number of ratings | 1.5K — better | — |
| Update frequency | Every 6 weeks — better | Every 12 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.5 | 14.0 — better |
| Further details — not scored | ||
| Size | 199 MB | 12 MB |
| Age rating | 4+ | 4+ |
| Developer | Savings Bank of Mendocino County | MetroBank |
Customer experience
SBMC Mobile
Metro Bank Authenticator
Bugs and requests
SBMC Mobile
Reported bugs
3 issues- App not working on certain devices
- Mobile deposit issues with new update
- Frequent need to delete and reload app
Requested features
3 requests- Connect to Apple Wallet
- Improve mobile deposit process
- Enhance accessibility with better color contrast
Metro Bank Authenticator
Not enough reviews yet to summarise bugs or requests.
In-app purchases
SBMC Mobile
No in-app purchases
Metro Bank Authenticator
No in-app purchases
Questions
Is SBMC Mobile free?
Is Metro Bank Authenticator free?
Do SBMC Mobile or Metro Bank Authenticator have ads?
Which is updated more often, SBMC Mobile or Metro Bank Authenticator?
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