SBMC Mobile vs BCC My SmartCare
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SBMC Mobile
Manage your finances on the go with this mobile banking application. Check balances, transfer funds, pay bills, and deposit checks using your device's camera. Locate nearby branches and ATMs with ease.
- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Pay bills and view payment history
- Deposit checks via camera
- Find branches and ATMs
- Secure sign-on with Touch ID/Face ID
Read full descriptionHide full description
Start banking wherever you are with SBMC Mobile Banking app. Available to all Savings Bank of Mendocino County online banking customers. Available features include: Accounts: •Check your latest account balance and search recent transactions by date, amount, or check number. Transfers: •Easily transfer cash between your accounts. Bill Pay: •Make payments and view recent and scheduled payments. Deposits: •Submit check deposits using your device’s camera. Locations: •Find nearby branches and ATMs using your device’s built-in GPS. Touch ID/Face ID: •Touch ID/Face ID allows you to use a secure and more efficient sign-on experience using your fingerprint or facial recognition.
BCC My SmartCare
Manage your Flexible Spending Account securely from your mobile device. Access account balances, plan details, and recent transactions. Submit claims and substantiation materials on the go.
- Secure account access
- View account balances
- Access plan details
- Review recent transactions
- Submit claims
- Submit substantiation materials
Read full descriptionHide full description
My SmartCare Mobile provides Benefit Coordinators Corporation’s Flexible Spending Account participants with a secure, single access point to manage their accounts from their mobile device. Participants use their existing username and password to access their accounts from anywhere at any time. Users can simply download the app and log in to gain instant access to their account balances, plan details, recent transactions and communications from BCC. Claims and substantiation materials can also be submitted through the app. Participants must register and go through the authentication process online before accessing their personal information through this app.
Screenshots
Verdict
The clearest difference is review sentiment: SBMC Mobile at 68% against BCC My SmartCare's 31%. SBMC Mobile also leads on rating (4.7 vs 4.5) and update cadence (every 6 weeks vs every 3 months). BCC My SmartCare's advantage is monetization model (ad-supported vs free with in-app purchases). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SBMC Mobile holds the better App Store score, 4.7 against 4.5. Both are backed by a comparable volume of ratings — 1.4K and 668 respectively. Written reviews point the same way: 68% of SBMC Mobile's written reviews are positive against 31% of BCC My SmartCare's.
SBMC Mobile ships an update every 6 weeks, BCC My SmartCare every 3 months. Both last shipped on November 1, 2026.
| Parameter | SBMC Mobile | BCC My SmartCare |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (1.4K ratings) — better | 4.5 (668 ratings) |
| Positive reviews | 67.6% of reviews — better | 31.0% of reviews |
| Number of ratings | 1.4K — better | 668 |
| Update frequency | Every 6 weeks — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Ad-supported — better |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.5 | 15.0 — better |
| Further details — not scored | ||
| Size | 199 MB | 31 MB |
| Age rating | 4+ | 17+ |
| Developer | Savings Bank of Mendocino County | Benefit Coordinators Corporation |
Customer experience
SBMC Mobile
BCC My SmartCare
User reviews
SBMC Mobile
From 1.4K App Store ratingsWhat we love
- 👍 Convenient and easy to use
- 🚀 Fast and accurate mobile deposit
- 💡 Excellent customer service
Room to improve
- 🐛 Frequent crashes and glitches
- 🔒 Removal of biometric sign-in
- 🔍 Difficult to read interface
BCC My SmartCare
From 668 App Store ratingsWhat we love
- 👍 Easy to use/understand
- 🚀 Fast pay
- 👍 Great app
- 👍 Convenient
- 👍 Helpful and informative
Room to improve
- 🐛 App is archaic and outdated
- 🐛 Login is terrible
- 🐛 Pages won't load for transfers/investments
- 🐛 Requires calling customer service frequently
- 🐛 Claims are immediately denied
Bugs and requests
SBMC Mobile
Reported bugs
3 issues- App not working on certain devices
- Mobile deposit issues with new update
- Frequent need to delete and reload app
Requested features
3 requests- Connect to Apple Wallet
- Improve mobile deposit process
- Enhance accessibility with better color contrast
BCC My SmartCare
Reported bugs
8 issues- Login screen freezes
- App crashes after entering username
- App closes after entering username and selecting log in
- Won't connect to server
- Crashes when trying to add photo for claims
Show 3 moreShow fewer
- Upload photo window is comically small
- Pages won't load for transfers/investments
- Rate this app tab doesn't work
Requested features
11 requests- Allow contact through the app
- Improve navigation and ease of use
- Integrate with other apps for receipt attachment (Dropbox, Box, Evernote)
- Allow saving passwords or using Touch ID
- Allow viewing all claims like the full website
Show 6 moreShow fewer
- Allow attaching PDF files as receipts
- Improve claim submission process to avoid immediate denials
- Provide a pending status for claims
- Allow editing claim information
- Store dependent and provider information
- Allow adding additional documentation
In-app purchases
SBMC Mobile
No in-app purchases
BCC My SmartCare
No in-app purchases
Questions
Is SBMC Mobile free?
Is BCC My SmartCare free?
Which has better reviews, SBMC Mobile or BCC My SmartCare?
Do SBMC Mobile or BCC My SmartCare have ads?
Which is updated more often, SBMC Mobile or BCC My SmartCare?
Other comparisons















