SBMC Mobile vs MobiMoney
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SBMC Mobile
Manage your finances on the go with this mobile banking application. Check balances, transfer funds, pay bills, and deposit checks using your device's camera. Locate nearby branches and ATMs with ease.
- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Pay bills and view payment history
- Deposit checks via camera
- Find branches and ATMs
- Secure sign-on with Touch ID/Face ID
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Start banking wherever you are with SBMC Mobile Banking app. Available to all Savings Bank of Mendocino County online banking customers. Available features include: Accounts: •Check your latest account balance and search recent transactions by date, amount, or check number. Transfers: •Easily transfer cash between your accounts. Bill Pay: •Make payments and view recent and scheduled payments. Deposits: •Submit check deposits using your device’s camera. Locations: •Find nearby branches and ATMs using your device’s built-in GPS. Touch ID/Face ID: •Touch ID/Face ID allows you to use a secure and more efficient sign-on experience using your fingerprint or facial recognition.
MobiMoney
Gain complete control over your credit and debit card usage. Receive real-time alerts for potential fraud and set custom spending parameters for when, where, and how your cards can be used.
- Full credit/debit card control
- Real-time fraud alerts
- Set usage permissions
- Control spending locations
- Control spending times
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MobiMoney is the only app for customers that gives them full control of their credit and debit card usage in a way they’ve never had before. With MobiMoney, customers are alerted to potential fraud and empowered to decide when, where and how their cards are used in real-time. Customers who use MobiMoney will wonder how they ever lived without it.
Screenshots
Verdict
The clearest difference is review sentiment: SBMC Mobile at 67% against MobiMoney's 13%. SBMC Mobile also leads on rating (4.7 vs 2.7) and update cadence (every 6 weeks vs every 9 months). MobiMoney's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SBMC Mobile holds the better App Store score, 4.7 against 2.7. That said, the two scores are not equally well evidenced: SBMC Mobile has 1.4K ratings behind it against 232, so its average is the more settled of the two. Written reviews point the same way: 67% of SBMC Mobile's written reviews are positive against 13% of MobiMoney's.
SBMC Mobile ships an update every 6 weeks, MobiMoney every 9 months. The most recent releases landed on October 4, 2026 and October 8, 2026 respectively.
| Parameter | SBMC Mobile | MobiMoney |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (1.4K ratings) — better | 2.7 (232 ratings) |
| Positive reviews | 66.7% of reviews — better | 13.0% of reviews |
| Number of ratings | 1.4K — better | 232 |
| Update frequency | Every 6 weeks — better | Every 9 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.5 | 14.0 — better |
| Further details — not scored | ||
| Size | 191 MB | 82 MB |
| Age rating | 4+ | 4+ |
| Developer | Savings Bank of Mendocino County | VANTIV, LLC |
Customer experience
SBMC Mobile
MobiMoney
User reviews
SBMC Mobile
From 1.4K App Store ratingsWhat we love
- 👍 Convenient and easy to use
- 🚀 Fast and accurate mobile deposit
- 💡 Excellent customer service
Room to improve
- 🐛 Frequent crashes and glitches
- 🔒 Removal of biometric sign-in
- 🔍 Difficult to read interface
MobiMoney
From 232 App Store ratingsWhat we love
- 🎛️ Card on/off control prevents fraud
- 🔔 Real-time transaction notifications
- 💳 Spending alerts and limits
- 📊 Monthly spending tracking
- 🔒 Fraud prevention features
Room to improve
- 🐛 Frequent login failures and authentication issues
- 🐛 Password reset functionality broken
- 🐛 Balance display freezes and doesn't update
- 🐛 Transaction notifications stop working
- 🐛 Face ID/Touch ID unreliable
Bugs and requests
SBMC Mobile
Reported bugs
3 issues- App not working on certain devices
- Mobile deposit issues with new update
- Frequent need to delete and reload app
Requested features
3 requests- Connect to Apple Wallet
- Improve mobile deposit process
- Enhance accessibility with better color contrast
MobiMoney
Reported bugs
14 issues- Login authentication fails repeatedly
- Password reset emails not sent
- Balance display frozen at outdated amounts
- Transaction notifications stop without warning
- Face ID/Touch ID fails to activate
Show 9 moreShow fewer
- App requires constant reinstallation
- Server unreachable errors
- Card registration fails with error messages
- App freezes on login screen
- Biometric authentication works intermittently
- Balance shows zero incorrectly
- Pending transactions cannot be removed
- Card status changes unexpectedly
- Sync button non-functional
Requested features
8 requests- Improved Face ID/Touch ID reliability
- Better customer support accessibility
- Ability to delete/remove registered cards
- Enhanced balance update frequency
- Modernized user interface
Show 3 moreShow fewer
- Joint account support
- Direct payment transfer capability
- Better email notification delivery for password resets
In-app purchases
SBMC Mobile
No in-app purchases
MobiMoney
No in-app purchases
Questions
Is SBMC Mobile free?
Is MobiMoney free?
Which has better reviews, SBMC Mobile or MobiMoney?
Do SBMC Mobile or MobiMoney have ads?
Which is updated more often, SBMC Mobile or MobiMoney?
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