Comparison

FAIRWINDS Mobile Banking vs FNBMD

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FAIRWINDS Mobile Banking

Manage your finances securely and conveniently from your mobile device. Track spending, set savings goals, pay bills, and deposit checks instantly. Enjoy features like card locking and real-time alerts to stay in control of your money anytime, anywhere.

Highlights
  • Check balances and review activity
  • Instant mobile check deposit
  • Lock/unlock debit and credit cards
  • Send/receive money with Zelle®
  • Schedule bill payments
  • Track spending insights
  • Set personalized savings goals
Features
Read full description

With the FAIRWINDS Mobile App, managing your money is simple, secure, and built to help you reach financial freedom faster. From budgeting and saving to paying and protecting, you’re in control — anytime, anywhere. Manage Your Accounts • Check balances, review recent activity, and make transfers with ease • Deposit checks instantly — skip the trip to the branch • Set up Touch ID® or Face ID® for quick and secure access • Lock and unlock your FAIRWINDS Debit or Credit Card instantly • Stay informed with real-time Alerts for transactions, payments, and certificate renewals Pay & Move Money • Send and receive money with friends and family through Zelle® • Schedule and manage payments for your FAIRWINDS accounts and other bills • Transfer money between your FAIRWINDS and external accounts seamlessly Budget & Save Smarter • View your spending insights at a glance to stay on track • Build and manage personalized Savings Goals — all within one savings account • Earn cash back on everyday purchases — choose offers, pay with your FAIRWINDS debit card, and enjoy the rewards Your Money. Your Freedom. Your FAIRWINDS. FAIRWINDS Mobile is free for FAIRWINDS Credit Union members and designed to help you spend smart, save more, and live debt-free.

About

FNBMD

Manage your money with this secure financial tool. Set up balance alerts, make payments, transfer funds, and deposit checks with ease. You can also reorder or disable your debit card and access monthly statements.

Highlights
  • Balance alerts
  • Make payments
  • Transfer money
  • Mobile check deposit
  • Debit card management
  • View statements
  • Find ATMs/branches
Features
Read full description

FNBMD is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with FNBMD: -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Reorder your debit card or turn it off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.

Screenshots

FAIRWINDS Mobile Banking4 screens
FNBMD4 screens

Verdict

The call

The clearest difference is update cadence: FNBMD at fortnightly against FAIRWINDS Mobile Banking's every 3 months. FNBMD also leads on review sentiment (71% vs 60%). FAIRWINDS Mobile Banking's advantage is monetization model (free vs free with in-app purchases) and ratings volume (25K vs 267). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for FAIRWINDS Mobile Banking against 4.7 for FNBMD. That said, the two scores are not equally well evidenced: FAIRWINDS Mobile Banking has 25K ratings behind it against 267, so its average is the more settled of the two. Written reviews are what separate them: 60% of FAIRWINDS Mobile Banking's written reviews are positive against 71% of FNBMD's.

UpkeepUpdate frequency

FAIRWINDS Mobile Banking ships an update every 3 months, FNBMD fortnightly. The most recent releases landed on October 19, 2026 and October 16, 2026 respectively.

Scorecard4 real differences · 6 level
FAIRWINDS Mobile Banking versus FNBMD: the parameters behind the verdict, then further details
ParameterFAIRWINDS Mobile BankingFNBMD
PriceFreeFree
Rating4.8 (25K ratings) — better4.7 (267 ratings)
Positive reviews59.9% of reviews71.4% of reviews — better
Number of ratings25K — better267
Update frequencyEvery 3 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS17.0 — better18.4
Further details — not scored
Size161 MB198 MB
Age rating4+4+
DeveloperFAIRWINDS Credit UnionFirst National Bank of Mount Dora

Customer experience

FAIRWINDS Mobile Banking

All ratings25,384 ratings
Positive96.7%
Neutral1.3%
Negative2.0%
Written reviews162 reviews
Positive59.9%
Neutral9.3%
Negative30.9%

FNBMD

All ratings267 ratings
Positive92.9%
Neutral0.7%
Negative6.4%
Written reviews7 reviews
Positive71.4%
Neutral0.0%
Negative28.6%

Bugs and requests

FAIRWINDS Mobile Banking

Reported bugs

5 issues
  • Mobile deposit not working properly
  • Login issues and account access problems
  • Inconsistent app behavior across devices
  • Delayed transaction clearing and posting
  • Incompatibility with newer OS versions

Requested features

5 requests
  • Real-time credit card transaction updates
  • Improved mobile deposit process
  • Enhanced account management tools
  • 24/7 customer support
  • Seamless integration with other banking apps

FNBMD

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

FAIRWINDS Mobile Banking

No in-app purchases

None

FNBMD

No in-app purchases

Questions

Is FAIRWINDS Mobile Banking free?
FAIRWINDS Mobile Banking is free to download, with no in-app purchases.
Is FNBMD free?
FNBMD is free to download, with no in-app purchases.
Which has better reviews, FAIRWINDS Mobile Banking or FNBMD?
FAIRWINDS Mobile Banking is rated higher. FAIRWINDS Mobile Banking averages 4.8 out of 5 from 25K ratings, while FNBMD averages 4.7 from 267 ratings.
Do FAIRWINDS Mobile Banking or FNBMD have ads?
Neither FAIRWINDS Mobile Banking nor FNBMD shows ads.
Which is updated more often, FAIRWINDS Mobile Banking or FNBMD?
FAIRWINDS Mobile Banking ships an update every 3 months, and FNBMD fortnightly. Most recently, FAIRWINDS Mobile Banking was updated on October 19, 2026 and FNBMD on October 16, 2026.

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