FAIRWINDS Mobile Banking vs Per Diem Trip Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FAIRWINDS Mobile Banking
Manage your finances securely and conveniently from your mobile device. Track spending, set savings goals, pay bills, and deposit checks instantly. Enjoy features like card locking and real-time alerts to stay in control of your money anytime, anywhere.
- Check balances and review activity
- Instant mobile check deposit
- Lock/unlock debit and credit cards
- Send/receive money with Zelle®
- Schedule bill payments
- Track spending insights
- Set personalized savings goals
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With the FAIRWINDS Mobile App, managing your money is simple, secure, and built to help you reach financial freedom faster. From budgeting and saving to paying and protecting, you’re in control — anytime, anywhere. Manage Your Accounts • Check balances, review recent activity, and make transfers with ease • Deposit checks instantly — skip the trip to the branch • Set up Touch ID® or Face ID® for quick and secure access • Lock and unlock your FAIRWINDS Debit or Credit Card instantly • Stay informed with real-time Alerts for transactions, payments, and certificate renewals Pay & Move Money • Send and receive money with friends and family through Zelle® • Schedule and manage payments for your FAIRWINDS accounts and other bills • Transfer money between your FAIRWINDS and external accounts seamlessly Budget & Save Smarter • View your spending insights at a glance to stay on track • Build and manage personalized Savings Goals — all within one savings account • Earn cash back on everyday purchases — choose offers, pay with your FAIRWINDS debit card, and enjoy the rewards Your Money. Your Freedom. Your FAIRWINDS. FAIRWINDS Mobile is free for FAIRWINDS Credit Union members and designed to help you spend smart, save more, and live debt-free.
Per Diem Trip Tracker
Easily track your travel expenses and daily earnings. Set your per diem rate for any location and currency, log spending as you go, and see a live projection of your take-home pay. Features an optional 75% rule for first/last travel days.
- Set custom daily rates
- Log expenses with notes
- View real-time earnings vs. spending
- Projected take-home pay
- Optional 75% first/last day rule
- Offline use, no account needed
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Know exactly what you'll keep from every trip — before you're home to see it. Set your daily rate — corporate travel, government TDY, military orders, or trucking, anywhere in the world, in any currency — and watch your take-home add up. HOW IT WORKS • Create a trip with a daily rate, currency, and date range • Log spend as you go — amount and an optional note • Watch your running total build: what you've earned vs. what you've spent, day by day • See a live projection of exactly what you'll come home with • Built-in first/last travel-day 75% rule (optional toggle) — the standard convention most per diem systems use, applied automatically BUILT FOR PRIVACY No account. No login. No ads. No tracking. Everything stays on your device. FREE TO TRY Track one trip free, full features included. Unlock unlimited trips with a single one-time purchase — no subscription.
Screenshots
Verdict
FAIRWINDS Mobile Banking and Per Diem Trip Tracker both sit at 4.8 stars, but that hides the real split: 100% of Per Diem Trip Tracker's written reviews are positive against 60% of FAIRWINDS Mobile Banking's. Per Diem Trip Tracker also leads on update cadence (every 4 days vs every 3 months). FAIRWINDS Mobile Banking's advantage is in-app purchases (none vs 1) and ratings volume (25K vs 2). On price, rating, ads and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Per Diem Trip Tracker sells 1 one-off in-app purchase. FAIRWINDS Mobile Banking asks for nothing beyond the download.
Per Diem Trip Tracker holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: FAIRWINDS Mobile Banking has 25K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 60% of FAIRWINDS Mobile Banking's written reviews are positive against 100% of Per Diem Trip Tracker's.
FAIRWINDS Mobile Banking ships an update every 3 months, Per Diem Trip Tracker every 4 days. The most recent releases landed on October 29, 2026 and October 8, 2026 respectively.
| Parameter | FAIRWINDS Mobile Banking | Per Diem Trip Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (25K ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 59.5% of reviews | 100.0% of reviews — better |
| Number of ratings | 25K — better | 2 |
| Update frequency | Every 3 months | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, Apple Watch — better | iPhone |
| Requires iOS | 17.0 | 16.4 — better |
| Further details — not scored | ||
| Size | 161 MB | 47 MB |
| Age rating | 4+ | 4+ |
| Developer | FAIRWINDS Credit Union | Matthew Ling |
Customer experience
FAIRWINDS Mobile Banking
Per Diem Trip Tracker
Bugs and requests
FAIRWINDS Mobile Banking
Reported bugs
5 issues- Mobile deposit not working properly
- Login issues and account access problems
- Inconsistent app behavior across devices
- Delayed transaction clearing and posting
- Incompatibility with newer OS versions
Requested features
5 requests- Real-time credit card transaction updates
- Improved mobile deposit process
- Enhanced account management tools
- 24/7 customer support
- Seamless integration with other banking apps
Per Diem Trip Tracker
Not enough reviews yet to summarise bugs or requests.
In-app purchases
FAIRWINDS Mobile Banking
No in-app purchases
Per Diem Trip Tracker
- Unlimited Trips$4.99
Questions
Is FAIRWINDS Mobile Banking free?
Is Per Diem Trip Tracker free?
Which has better reviews, FAIRWINDS Mobile Banking or Per Diem Trip Tracker?
Do FAIRWINDS Mobile Banking or Per Diem Trip Tracker have ads?
Which is updated more often, FAIRWINDS Mobile Banking or Per Diem Trip Tracker?
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