Comparison

HealthEquity Mobile vs MCCU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HealthEquity Mobile

Manage your health benefit accounts conveniently from your mobile device. Access balances, submit claims, make payments, and manage debit cards. You can also track investments and receive personalized support.

Highlights
  • On-the-go account access and history
  • Submit claims and payments
  • Manage debit cards
  • HSA investment management
  • Document upload for claims
  • Account activation and sign-up
Features
Currently charting
Read full description

The HealthEquity mobile app is a convenient and powerful tool that gives you on-the-go access to your benefit accounts. Features include: - New member: Sign up or activate your account right from the app. - On-the-go access and history: Access all account balances and history wherever you go. - Documentation: Take a photo with your device, upload images from your gallery, or add images and PDFs from the Files app to initiate claims and payments. - Send payments and reimbursements: Send payments to providers or reimburse yourself for out-of-pocket expenses directly from your account. - Manage debit cards: Link your debit card transactions to claims and documentation, or order, activate, and replace cards for yourself and dependents. - Claims initiation and status viewing: View the status of claims as well as link payments and documentation to claims. - Investments: Manage your HSA investments. View performance, research funds, and place trades. - Notifications: Receive alerts when your HealthEquity card is used. - Enjoy personalized support: Get instant answers to your questions with chat and live help.

About

MCCU

Manage your credit union accounts conveniently from your mobile device. Access account balances, transfer funds, view transaction details, and deposit checks remotely. An ATM locator and contact information are also readily available.

Highlights
  • Account information access
  • ATM locator
  • Remote Deposit Capture
  • Detailed transaction viewing
  • Fund transfers
  • Check image viewing
Features
Read full description

MCCU Mobile allows you to access your account information quickly, conveniently and on the go. Take advantage of our ATM locator, Contact Information, Remote Deposit Capture, on-line banking including detailed debit card transactions, Account Balances, Transfers, Holds/Pledges/Pending ACH's, viewable check images and more. To get started you'd need to be an existing user of our On-Line banking service. If you are an existing user, use your On-Line Access sign on information. If you need to sign up for On-Line Access please call 1-620-241-9308 and speak to a member service rep.

Screenshots

HealthEquity Mobile4 screens
MCCU4 screens

Verdict

The call

The clearest difference is rating: MCCU at 5.0 against HealthEquity Mobile's 4.3. HealthEquity Mobile's advantage is update cadence (every 3 weeks vs every 5 months) and ratings volume (15K vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MCCU holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: HealthEquity Mobile has 15K ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

HealthEquity Mobile ships an update every 3 weeks, MCCU every 5 months. The most recent releases landed on November 1, 2026 and October 2, 2026 respectively.

Scorecard4 real differences · 7 level
HealthEquity Mobile versus MCCU: the parameters behind the verdict, then further details
ParameterHealthEquity MobileMCCU
PriceFreeFree
Rating4.3 (15K ratings)5.0 (2 ratings) — better
Positive reviews8.4% of reviews—
Number of ratings15K — better2
Update frequencyEvery 3 weeks — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
Best chart rank#109 — better—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.615.0 — better
Further details — not scored
Size123 MB30 MB
Age rating4+4+
DeveloperHealthEquityMcpherson Coop Credit Union

Customer experience

HealthEquity Mobile

All ratings14,665 ratings
Positive81.8%
Neutral1.3%
Negative16.9%
Written reviews1,156 reviews
Positive8.4%
Neutral3.8%
Negative87.8%

MCCU

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

HealthEquity Mobile

Reported bugs

4 issues
  • Incorrect account balance display
  • Inability to log in or access account
  • Disappearing or corrupted expense documentation
  • Reimbursement requests failing to process

Requested features

4 requests
  • Allow saving of provider information to avoid repeated entry
  • Improve visibility and status tracking of reimbursement requests
  • Provide better integration between mobile app and web portal
  • Optimize receipt capture to handle non-square formats

MCCU

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

HealthEquity Mobile

No in-app purchases

None

MCCU

No in-app purchases

Questions

Is HealthEquity Mobile free?
HealthEquity Mobile is free to download, with no in-app purchases.
Is MCCU free?
MCCU is free to download, with no in-app purchases.
Which has better reviews, HealthEquity Mobile or MCCU?
MCCU is rated higher. HealthEquity Mobile averages 4.3 out of 5 from 15K ratings, while MCCU averages 5.0 from 2 ratings.
Do HealthEquity Mobile or MCCU have ads?
Neither HealthEquity Mobile nor MCCU shows ads.
Which is updated more often, HealthEquity Mobile or MCCU?
HealthEquity Mobile ships an update every 3 weeks, and MCCU every 5 months. Most recently, HealthEquity Mobile was updated on November 1, 2026 and MCCU on October 2, 2026.

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