Comparison

BLKB Banking vs UBS TWINT

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BLKB Banking

Manage your finances on the go with this banking app. Check balances, make payments, scan bills, and track your cards. Access stock market data and trade securities.

Highlights
  • Account balance checks
  • Payment processing
  • Bill scanning
  • Card management
  • Stock market data access
  • Securities trading
  • Personalized homepage
Features
Read full description

Mit der kostenlosen BLKB Mobile App haben Sie Ihre Bank immer dabei: Kontostand checken, Zahlungen erledigen, Einzahlungsscheine scannen – wann und wo Sie möchten. Um die BLKB Mobile App nutzen zu können, achten Sie bitte darauf, dass das Mobile Banking im E-Banking unter "Einstellungen" > "Allgemeine Einstellungen" aktiviert ist. Login mit Biometrie: Loggen Sie sich bequem mittels biometrischer Erkennung (z.B. Fingerabdruck) ein. Gesamtübersicht: Die Gesamtübersicht gibt Ihnen einen schnellen Überblick über Ihre Vermögenswerte. Zahlung scannen: Scannen Sie Ihre Einzahlungsscheine und erfassen Ihre Zahlung direkt in der Mobile App. Pay Scanner: Der Pay Scanner liest ihre Einzahlungsscheine ein und übermittelt die Daten automatisch ins E-Banking. Zahlung erfassen: Mit der App können sie Ihre Zahlungen auch auf ihrem Mobile Gerät erfassen. Der Zahlungsassistent unterstützt Sie bei Ihren Eingaben. Karten: Mit der Kartenübersicht behalten Sie jederzeit den Überblick über Ihre Debit- und Kreditkarten und Ihren damit getätigten Zahlungen. Börsen & Märkte: Rufen Sie aktuelle Börsenkurse und Finanzinformationen aus dem In- und Ausland ab. Erstellen Sie persönliche Kurslisten, Portfolios und Limiten. Börsenhandel: Kaufen und Verkaufen Sie börsenkotierte Wertpapiere und verschaffen Sie sich einen Überblick über ihre getätigten Aufträge. Nachrichten: Ihr direkter Draht zum BLKB-Supportteam, wenn sie Fragen haben oder Information zu Produkten und Dienstleistungen benötigen. Schnellzugriffe: Erstellen Sie Ihre individuelle Startseite und passen die Schnellzugriffe an.

About

UBS TWINT

This app enables secure and convenient mobile payments, allowing users to send and receive money digitally. It facilitates cashless transactions in stores, online, and for services like parking, while also offering features for vouchers, donations, and cash withdrawals.

Highlights
  • Send and receive money digitally
  • Cashless payments in stores and online
  • Pay parking fees
  • Digital vouchers and credit
  • Donate to charities
  • Withdraw cash without ATM
  • Access discount offers
Features
Read full description

UBS TWINT is the most widely used mobile payment app in Switzerland: send and receive money digitally with your smartphone – discover the advantages of contactless payment with UBS TWINT. With well over one million registrations, UBS TWINT is the Swiss no. 1 mobile payment service and Switzerland’s digital cash. Paying digitally, sending money directly to or receiving money from friends has never been easier. Paying for parking without coins or shopping at Coop and Migros without cash is no problem via the app. WHAT TWINT CAN DO Pay cashless at the register: Conveniently pay cashless with your smartphone in the store, restaurant, farm shop, etc., at any card terminal with QR codes. Send, receive and request money: Send, request and receive money quickly and securely via smartphone to and from friends, family and colleagues. Pay in online stores: Save valuable time when shopping online, scan the QR code at checkout, or switch to the TWINT app to authorize the payment. In-app payment: Save TWINT as a secure method of payment in other apps, such as SBB, Fairtiq, Migros and many more. KeyClub points: Collect valuable points when paying via TWINT using the registered UBS Credit Card. Pay parking fees: Pay parking fees at public parking lots by using location tracking in the app or QR code on the parking meter. Vouchers & credit: Buy, send and receive digital vouchers and credit for yourself or as a gift with just a few clicks. Donate: Donate money to Swiss aid organizations and their projects for charitable purposes. Withdraw cash: Sometimes you can only pay with cash. That’s why TWINT has integrated “Sonect.” It allows you to get cash quickly and easily using the “Withdraw cash” feature, without the need for an ATM. Benefit from Super Deals: Every week you can benefit from new discount offers in the “Super Deals” partner feature. Order coffee: Order new coffee supplies directly in TWINT using the app or the QR code on the Nespresso machine. . . . and much more. SECURE IS SECURE • Meets the security standards of Swiss banks • All data remains in Switzerland • Protected by 6-digit PIN or fingerprint • The UBS TWINT account can be blocked at any time UBS Switzerland AG has only made the UBS TWINT app (“app”) available to the following persons, for whom it was exclusively designed: For (i) existing clients of UBS Switzerland AG and existing clients of other non-US subsidiaries of UBS Group AG who are domiciled in Switzerland, and (ii) natural persons who are domiciled in Switzerland. The fact that the app can be downloaded from non-Swiss app stores does not constitute an invitation, offer or recommendation to enter into a transaction, nor should it be construed as an invitation or offer to enter into a client relationship between the person downloading the app and UBS Group AG companies. The app is not intended for and cannot be used by persons resident in Australia or the USA. ADDITIONAL INFORMATION http://www.ubs.com/twint

Screenshots

BLKB Banking4 screens
UBS TWINT4 screens

Verdict

The call

The clearest difference is rating: UBS TWINT at 4.9 against BLKB Banking's 4.5. UBS TWINT also leads on ratings volume (1.7K vs 20). BLKB Banking's advantage is monetization model (free vs free with in-app purchases) and device support (3 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

UBS TWINT holds the better App Store score, 4.9 against 4.5. That said, the two scores are not equally well evidenced: UBS TWINT has 1.7K ratings behind it against 20, so its average is the more settled of the two.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 23, 2026 and October 29, 2026 respectively.

Scorecard5 real differences · 5 level
BLKB Banking versus UBS TWINT: the parameters behind the verdict, then further details
ParameterBLKB BankingUBS TWINT
PriceFreeFree
Rating4.5 (20 ratings)4.9 (1.7K ratings) — better
Positive reviews—32.0% of reviews
Number of ratings201.7K — better
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better18.0
Further details — not scored
Size48 MB59 MB
Age rating4+4+
DeveloperBLKBUBS AG

Customer experience

BLKB Banking

All ratings18 ratings
Positive83.3%
Neutral5.6%
Negative11.1%

UBS TWINT

All ratings1,726 ratings
Positive98.4%
Neutral0.5%
Negative1.1%
Written reviews75 reviews
Positive32.0%
Neutral6.7%
Negative61.3%

Bugs and requests

BLKB Banking

Not enough reviews yet to summarise bugs or requests.

UBS TWINT

Reported bugs

3 issues
  • Unable to save contacts
  • Login and transaction failures
  • Compatibility issues with older devices

Requested features

4 requests
  • Allow access with non-Swiss phone numbers
  • Improve contact management
  • Optimize app performance
  • Enhance interface design

In-app purchases

None

BLKB Banking

No in-app purchases

None

UBS TWINT

No in-app purchases

Questions

Is BLKB Banking free?
BLKB Banking is free to download, with no in-app purchases.
Is UBS TWINT free?
UBS TWINT is free to download, with no in-app purchases.
Which has better reviews, BLKB Banking or UBS TWINT?
UBS TWINT is rated higher. BLKB Banking averages 4.5 out of 5 from 20 ratings, while UBS TWINT averages 4.9 from 1.7K ratings.
Do BLKB Banking or UBS TWINT have ads?
Neither BLKB Banking nor UBS TWINT shows ads.
Which is updated more often, BLKB Banking or UBS TWINT?
BLKB Banking ships an update every 2 months, and UBS TWINT every 2 months. Most recently, BLKB Banking was updated on October 23, 2026 and UBS TWINT on October 29, 2026.

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