Comparison

Spendy vs CoSpend.App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spendy

A simple and shared budget app designed for quick expense entry and tracking. It allows users to record spending, manage budgets together with others, and even log moments with notes and tags.

Highlights
  • iCloud Shared Budget
  • Quick Expense Entry
  • Budget as a Diary
  • Tag Management
  • Calendar & Reminders Integration
  • Automation Support
Features
Read full description

The fastest way to log — and share — your spending. Spendy, the minimal budget app. Open the app and you are already on the entry screen. Even without an amount, a tag and a one-line note become your diary for the day. If complex budget apps wore you out, Spendy makes recording a habit. Recommended For - Those who quit budget apps because they felt too complicated - Couples, families, and friends who want to track expenses together - People who want to record both their spending and their feelings Key Features Recording - Quick entry first: start typing the moment you open the app. - Budget as a diary: capture moments with just tags and notes — no amount needed. - Tag management: understand your spending patterns at a glance. - Attach photos and scan documents to keep receipts together. Sharing & Sync - iCloud shared budget: record and manage expenses in real time with your partner, family, or friends. - Automatic sync across all your Apple devices — iPhone, iPad, and Mac. Views & Insights - Timeline and calendar views: browse your history the way you like. - Smart lists: automatically group expenses by the conditions you set. - Calendar & Reminders integration: see your schedule and spending in one timeline. Automation - Automatically register Apple Pay and SMS transactions. - Build your own entry flows with Shortcuts support. Widgets - Home Screen and Lock Screen widgets show today's spending at a glance. - Widget quick actions: memo, search, take a photo, scan a document. Privacy - Your ledger is stored in your own iCloud, not on our servers. Some features are part of Spendy Premium, a one-time purchase you keep forever. Start your habit of recording both money and moments with Spendy today. Terms of Use: https://onessa.app/spendy/terms/ Privacy Policy: https://onessa.app/spendy/privacy/

About

CoSpend.App

Features
Read full description

CoSpend helps couples and partners manage their money together. Track income and expenses, organize bills, and plan shared projects in one simple app. Terms of Use (EULA): https://cospend.lsapps.app/terms

Screenshots

Spendy4 screens
CoSpend.App4 screens

Verdict

The call

The clearest difference is ads: Spendy at none against CoSpend.App's shown. Spendy also leads on update cadence (every 4 days vs every 3 weeks). CoSpend.App's advantage is iOS requirement (15.1 vs 26.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spendy sells 5 in-app purchases, starting at $1.99 per month and CoSpend.App sells 1 in-app purchase, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Spendy ships an update every 4 days, CoSpend.App every 3 weeks. The most recent releases landed on October 19, 2026 and October 14, 2026 respectively.

Scorecard3 real differences · 7 level
Spendy versus CoSpend.App: the parameters behind the verdict, then further details
ParameterSpendyCoSpend.App
PriceFreeFree
Rating5.0 (6 ratings) — better—
Positive reviews96.3% of reviews—
Number of ratings6 — better—
Update frequencyEvery 4 days — betterEvery 3 weeks
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad, MaciPhone, iPad, iPod
Requires iOS26.015.1 — better
Further details — not scored
Size56 MB37 MB
Age rating4+17+
Developerdasol kimLucas Silva

In-app purchases

5 purchases

Spendy

Subscriptions2
  • Day Money Premium Monthly Plan7 Days trial$1.991 Month
  • Day Money Premium Yearly Plan$9.991 Year
One-time3
  • 50% off Premium Lifetime$9.99
  • Day Money Premium Lifetime$14.99
  • Day Money Premium Lifetime$19.99
1 purchases

CoSpend.App

Subscriptions1
  • Pro Couple$3.991 Month

Questions

Is Spendy free?
Spendy is free to download, with in-app purchases available.
Is CoSpend.App free?
CoSpend.App is free to download, with in-app purchases available.
Do Spendy or CoSpend.App have ads?
CoSpend.App shows ads; Spendy does not.
Which is updated more often, Spendy or CoSpend.App?
Spendy ships an update every 4 days, and CoSpend.App every 3 weeks. Most recently, Spendy was updated on October 19, 2026 and CoSpend.App on October 14, 2026.

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