Spendy vs NetVarlık

The fastest way to log — and share — your spending. Spendy, the minimal budget app. Open the app and you are already on the entry screen. Even without an amount, a tag and a one-line note become your diary for the day. If complex budget apps wore you out, Spendy makes recording a habit. Recommended For - Those who quit budget apps because they felt too complicated - Couples, families, and friends who want to track expenses together - People who want to record both their spending and their feelings Key Features Recording - Quick entry first: start typing the moment you open the app. - Budget as a diary: capture moments with just tags and notes — no amount needed. - Tag management: understand your spending patterns at a glance. - Attach photos and scan documents to keep receipts together. Sharing & Sync - iCloud shared budget: record and manage expenses in real time with your partner, family, or friends. - Automatic sync across all your Apple devices — iPhone, iPad, and Mac. Views & Insights - Timeline and calendar views: browse your history the way you like. - Smart lists: automatically group expenses by the conditions you set. - Calendar & Reminders integration: see your schedule and spending in one timeline. Automation - Automatically register Apple Pay and SMS transactions. - Build your own entry flows with Shortcuts support. Widgets - Home Screen and Lock Screen widgets show today's spending at a glance. - Widget quick actions: memo, search, take a photo, scan a document. Privacy - Your ledger is stored in your own iCloud, not on our servers. Some features are part of Spendy Premium, a one-time purchase you keep forever. Start your habit of recording both money and moments with Spendy today. Terms of Use: https://onessa.app/spendy/terms/ Privacy Policy: https://onessa.app/spendy/privacy/

Cash, currencies, gold, shares, investment funds, crypto, pensions, term deposits, your home and your car — all on one screen, as your real net worth after debts. PRICES UPDATE THEMSELVES • Exchange rates and gold the way it is actually traded in Turkey: by the gram and by the coin • Borsa İstanbul shares • Close to 1,400 Turkish investment and pension funds • 165 cryptocurrencies • Commodities: oil, natural gas, copper, aluminium, steel, grains and food You only enter how much you hold; the app works out what it is worth. REAL ACCOUNTING • Profit and loss using FIFO, LIFO or average cost • Buys, sells, transfers, dividends, coupons, interest, state contributions and splits • Realized and unrealized gains kept apart • Several portfolios: yours and your family's never mix DEBTS, GOALS, RECURRING ENTRIES • Loans, credit cards and money owed to people are deducted from net worth • A reminder before each payment is due • Set a goal and see what it takes each month • Define a salary, rent or regular purchase once and let it record itself IT STAYS YOURS • No account, no email required • No ads, no analytics, no tracking • Your records stay on your phone and can be locked with Face ID • A backup file and CSV export are always yours to take FREE Record keeping, live prices, Borsa İstanbul, Turkish funds, crypto, gold and commodities, price alerts, debts, goals, recurring entries, Home Screen and Lock Screen widgets, backups and the portfolio review. NETVARLIK PRO • iCloud sync across your devices • Foreign exchanges and world indices • Monthly progress: the share of savings, exchange rates, markets and debt, plus real return after inflation • Chat with the assistant about your allocation and risk • Instant price alerts delivered within minutes, even when the app is closed • Yearly profit and loss report as a PDF The subscription is 79.99 TRY monthly or 599.99 TRY yearly. Payment is charged to your Apple Account on confirmation of purchase. It renews automatically unless turned off at least 24 hours before the period ends. You can manage or cancel it in Settings. Privacy policy: https://varlik-defteri-relay.yigitcpolat.workers.dev/privacy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ NetVarlık does not give investment advice. Every figure is calculated from the records you enter and from public prices.