Comparison

bale by BTN vs DIGI bank bjb

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

bale by BTN

Manage all your banking needs and lifestyle services from a single, integrated application. Open accounts online, track financial transactions, and access property, merchant, and business services. Discover exclusive offers and manage your bills with ease.

Highlights
  • Online account opening
  • Integrated BTN ecosystem
  • Single Sign On
  • Financial transaction dashboard
  • Lifestyle and bill management
  • Property discovery and KPR simulation
  • Merchant and business services
Features
Read full description

Terima kasih telah menjadi nasabah BTN. BTN senantiasa hadir menemani perjalanan masyarakat Indonesia dengan memberikan kemudahan dan kenyamanan layanan transaksi perbankan. BTN Mobile kini bertransformasi menjadi balé by BTN, hadir dengan fitur yang lebih lengkap, layanan yang terintegrasi, dan tampilan yang lebih ceria. All You Need is Just One Click Away! Gak perlu pindah-pindah aplikasi, lebih praktis dan mudah dengan balé by BTN. Cukup dari satu aplikasi untuk akses berbagai layanan BTN dengan mudah. Dengan berbagai pembaruan fitur unggulan dan ekosistem BTN. Temukan pengalaman baru transaksi perbankan dengan fitur seperti: - Buka Rekening Online Buka rekening online secara mudah dan cepat, bisa kapan saja dan di mana saja - Ekosistem BTN Temukan layanan BTN yang terintegrasi di satu aplikasi: properti, merchant, bisnis, residence, dan Plus by Prioritas - Single Sign On Satu akun terintegrasi untuk akses semua layanan BTN - Dashboard Transaksi Keuangan Pantau aktivitas dan transaksi keuangan dalam satu dashboard yang mudah digunakan - Lifestyle Mudahkan kelola gaya hidup untuk transaksi harian hingga bayar tagihan - balé Space Ruang untuk temukan hunian impian, artikel terkini, dan promo menarik - Transaksi Bulananku Atur tagihan dengan lebih baik melalui fitur transaksi bulananku Terhubung dengan berbagai layanan BTN lainnya, seperti: • Properti Temukan rumah impian, menghitung simulasi KPR, pengajuan KPR secara online, info seputar properti, dan lainnya yang membantumu mewujudkan rumah impian • Merchant Miliki QR untuk dukung bisnis kamu dan pantau transaksi bisnis secara terperinci • Bisnis Mudahkan beragam transaksi bisnis dengan dukungan fitur dan layanan yang lengkap untuk menunjang kebutuhan bisnis kamu • Residence Kelola dan bayar berbagai tagihan hunian dengan mudah dari satu aplikasi • Plus by Prioritas Layanan ekslusif dengan konsep membership untuk nasabah BTN Prioritas, layanan dari BTN untuk memahami kebutuhan nasabah dengan beragam fasilitas unggulan. BTN berizin dan diawasi oleh Otoritas Jasa Keuangan & Bank Indonesia serta merupakan peserta penjaminan LPS. Kantor Pusat: Menara Bank BTN Jl. Gajah Mada No.1, Jakarta 10130 BTN Call: 150286/1500286 Email Contact Center: btncontactcenter@btn.co.id

About

DIGI bank bjb

This app offers convenient real-time e-banking services for bank bjb customers using their smartphones. Perform various financial and non-financial transactions, including account opening, transfers, bill payments, and purchases, anytime and anywhere.

Highlights
  • Online account opening
  • Dual fund source transactions
  • ATM and branch locator
  • Balance and mini statement
  • Account mutation
  • Bill payments
  • Purchases (data, credit, e-vouchers)
Features
Read full description

Layanan DIGI bank bjb menyediakan layanan DIGI NET, DIGI SMS, DigiCash dan DIGI Mobile yang memberikan kenyamanan dalam melakukan transaksi e-banking secara real time kapan dan dimana saja dengan menggunakan smartphone bagi nasabah bank bjb. Beberapa fitur yang terdapat pada Layanan DIGI bank bjb, diantaranya : Transaksi non finansial : 1.Pembukaan rekening secara online 2.Transaksi menggunakan menggunakan dua sumber dana (rekening dan Digicash 3.Lokasi ATM, Cabang bank bjb dan Informasi Produk 4.Layanan bjb Call - 14049 5.Informasi Saldo (Tabungan, Deposito, Pinjaman, bjb Tandamata RDN) 6.Mini Statement 7.Mutasi Rekening 8.Administrasi 9.Registrasi T-Samsat 10.Registrasi Autodebet PBB 11.bjb DPLK (Info Saldo, Mini Statement dan Setor Iuran) Transaksi finansial : 1.Transfer bank bjb, antar bank online, BI-Fast dan Flip 2.Pembayaran Tagihan sebagai berikut : a.Telepon b.Ponsel c.Air Minum d.Kartu Kredit e.TV Berlangganan f.Internet g.Pendidikan h.BPJS Kesehatan i.Donasi j.Multifinance k.Pajak/Retribusi l.Penerimaan Negara m.Rumah Sakit n.Tiket o.QR Payment (Supported QRIS) 3.Pembelian sebagai berikut : a.Paket Data b.Pulsa Handphone c.Top Up E-Commerce d.E-Voucher Untuk informasi lebih lanjut dapat menghubungi bjb Call 14049.

Screenshots

bale by BTN4 screens
DIGI bank bjb4 screens

Verdict

The call

The clearest difference is rating: bale by BTN at 3.3 against DIGI bank bjb's 1.0. bale by BTN also leads on ratings volume (7 vs 1) and iOS requirement (13.0 vs 16.6). DIGI bank bjb's advantage is review sentiment (18% vs 0%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

bale by BTN holds the better App Store score, 3.3 against 1.0. That said, the two scores are not equally well evidenced: bale by BTN has 7 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 0% of bale by BTN's written reviews are positive against 18% of DIGI bank bjb's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

bale by BTN ships an update every 2 months, DIGI bank bjb monthly. Both last shipped on October 24, 2026.

Scorecard4 real differences · 6 level
bale by BTN versus DIGI bank bjb: the parameters behind the verdict, then further details
Parameterbale by BTNDIGI bank bjb
PriceFreeFree
Rating3.3 (7 ratings) — better1.0 (1 ratings)
Positive reviews0.0% of reviews17.6% of reviews — better
Number of ratings7 — better1
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS13.0 — better16.6
Further details — not scored
Size481 MB106 MB
Age rating4+17+
DeveloperBANK TABUNGAN NEGARA (PERSERO), PT TBKBANK PEMBANGUNAN DAERAH JAWA BARAT & BANTEN, PT TBK

Customer experience

bale by BTN

All ratings7 ratings
Positive57.1%
Neutral0.0%
Negative42.9%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

DIGI bank bjb

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews51 reviews
Positive17.6%
Neutral9.8%
Negative72.5%

In-app purchases

None

bale by BTN

No in-app purchases

None

DIGI bank bjb

No in-app purchases

Questions

Is bale by BTN free?
bale by BTN is free to download, with no in-app purchases.
Is DIGI bank bjb free?
DIGI bank bjb is free to download, with no in-app purchases.
Which has better reviews, bale by BTN or DIGI bank bjb?
bale by BTN is rated higher. bale by BTN averages 3.3 out of 5 from 7 ratings, while DIGI bank bjb averages 1.0 from 1 ratings.
Do bale by BTN or DIGI bank bjb have ads?
Neither bale by BTN nor DIGI bank bjb shows ads.
Which is updated more often, bale by BTN or DIGI bank bjb?
bale by BTN ships an update every 2 months, and DIGI bank bjb monthly. Most recently, bale by BTN was updated on October 24, 2026 and DIGI bank bjb on October 24, 2026.

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