PNWFCU vs PickTrace PayCard
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PNWFCU
Manage your finances conveniently from your mobile device. This app allows you to check balances, pay bills, deposit checks, and transfer funds. Locate nearby branches and ATMs, and securely communicate with the credit union.
- Check balances and transaction history
- Pay bills and credit cards
- Deposit checks
- Transfer money between accounts
- Find branches and ATMs
- Send secure messages
Read full descriptionHide full description
Pacific NW Federal Credit Union’s Mobile App makes it easy for you to bank on the go. Do your banking right from your iPhone and iPad! You can manage your accounts, pay bills, find ATMs and more! Bank with confidence - Pacific NW Federal Credit Union’s Mobile App allows you to manage accounts from your mobile device...anytime, anywhere. Now it’s easy to do banking 24/7, right from your iPhone and iPad. It’s fast, secure and free. With Pacific NW Federal Credit Union Mobile, you can: • Check available balances & transaction history • Pay bills and credit cards • Deposit checks • Transfer money between Pacific NW Federal Credit Union accounts • Find the nearest Pacific NW Federal Credit Union branches and ATMs • Send us a message To use Pacific NW Federal Credit Union Mobile, you must be a Pacific NW Federal Credit Union member and enrolled in our online banking service. To sign up, www.pnwfcu.org
PickTrace PayCard
Manage your payroll card funds securely. View your balance, track all your purchases and ATM withdrawals, and see when your employer deposits funds. It's a simple way to keep tabs on your money.
- View card balance
- Track transaction history
- See employer deposits
- In-store and online purchases
- ATM withdrawal tracking
Read full descriptionHide full description
Easily and securely access your finances with the PickTrace PayCard App. You can view your card balance and transaction history. Card balance: - When you get paid by your employer, you will see funds added to your PayCard balance. Transactions: - Use your card for purchases in-store and online, as well as for ATM withdrawals. Then, you can easily track all transaction activity in the app.
Screenshots
Verdict
The clearest difference is rating: PNWFCU at 4.8 against PickTrace PayCard's 4.3. PNWFCU also leads on ratings volume (1.7K vs 20). PickTrace PayCard's advantage is update cadence (fortnightly vs every 4 months) and review sentiment (100% vs 79%). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PNWFCU holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: PNWFCU has 1.7K ratings behind it against 20, so its average is the more settled of the two. Written reviews complicate that: 79% of PNWFCU's written reviews are positive against 100% of PickTrace PayCard's, so the app with the better star average is not the one people write more warmly about.
PNWFCU ships an update every 4 months, PickTrace PayCard fortnightly. The most recent releases landed on November 10, 2026 and November 7, 2026 respectively.
| Parameter | PNWFCU | PickTrace PayCard |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.7K ratings) — better | 4.3 (20 ratings) |
| Positive reviews | 78.8% of reviews | 100.0% of reviews — better |
| Number of ratings | 1.7K — better | 20 |
| Update frequency | Every 4 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.0 | 16.0 — better |
| Further details — not scored | ||
| Size | 169 MB | 57 MB |
| Age rating | 4+ | 4+ |
| Developer | Pacific Northwest Federal Credit Union | PickTrace, Inc. |
Customer experience
PNWFCU
PickTrace PayCard
Bugs and requests
PNWFCU
Reported bugs
2 issues- Black screen when trying to deposit check
- Camera not rotating for check deposit
Requested features
2 requests- Option to freeze/cancel card when wallet is stolen
- Ability to turn off auto-focus feature for check deposit
PickTrace PayCard
Not enough reviews yet to summarise bugs or requests.
In-app purchases
PNWFCU
No in-app purchases
PickTrace PayCard
No in-app purchases
Questions
Is PNWFCU free?
Is PickTrace PayCard free?
Which has better reviews, PNWFCU or PickTrace PayCard?
Do PNWFCU or PickTrace PayCard have ads?
Which is updated more often, PNWFCU or PickTrace PayCard?
Other comparisons
