Comparison

Square One vs WisePlan Wealth

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Square One

Easily quote, purchase, and manage home or car insurance policies on the go. Submit and track claims, and get expert help from licensed agents via webchat or phone. Get personalized coverage in minutes.

Highlights
  • Quote and buy insurance
  • Manage policies
  • Submit and track claims
  • Expert agent assistance
  • Personalized coverage options
Features
Read full description

With the Square One app, you can quote, buy, and manage your home or car insurance policies anywhere, anytime. Plus, submit and track claims easily. If you need help, expert assistance from a licensed insurance agent is just a webchat or phone call away. Square One offers home insurance in BC, Alberta, Saskatchewan, Manitoba, Ontario, and Quebec. We also offer car insurance in Ontario and Quebec. You can get a home insurance policy for as little as $15/month, or a car insurance policy from $120/month (ON) or $67/month (QC). Plus, save up to 5% on your home insurance when you buy both home and car insurance from Square One. We're focused on making insurance simple, accessible, and affordable for Canadians. Customers love our personalized coverage, top-tier customer service, and easy-to-use online system. Get your personalized insurance in as little as 5 minutes โ€” see how much you can save by downloading the app and getting a quote.

About

WisePlan Wealth

Features
Read full description

WisePlan Wealth โ€” Retirement Planning Made Clear Plan your retirement with confidence. WisePlan Wealth gives you a comprehensive, personalized projection of your financial future โ€” whether you're in Canada or the United States. Enter your income, expenses, assets, pensions, and investment portfolio, and instantly see how your retirement plan holds up over time. Model different scenarios, stress-test against market downturns, and find the optimal strategy for your unique situation. Standard โ€” Free: โ€ข Full retirement projection engine covering income, expenses, taxes, pensions, and investment growth โ€ข Support for CPP/QPP, OAS, GIS (Canada) and Social Security (US) โ€ข Go-Go / Slow-Go / No-Go retirement spending phases to model how your lifestyle and expenses change over time โ€ข Interactive dashboard with estate donut chart and tax overlay โ€ข Enter overall account values for your RRSP, TFSA, Non-Registered (Canada) or 401(k), Roth IRA, Brokerage (US) accounts โ€ข Single profile to build and refine your plan Premium โ€” Unlock Powerful Analysis: โ€ข Everything in Standard, plus: โ€ข Customize CPP/QPP and OAS amounts, or let the optimizer find your ideal start ages to maximize lifetime income โ€ข Add pension accounts with custom start dates, amounts, and indexing โ€ข Add multiple income streams โ€” rental income, annuities, side businesses, and more โ€” each with their own schedule and growth rate โ€ข Custom portfolio holdings โ€” enter individual stocks, ETFs, GICs, and crypto with ticker symbols, shares, and cost basis โ€ข Bring Your Own Key (BYOK) โ€” connect your free Alpha Vantage API key for automatic ticker-based price updates across all holdings โ€ข Monte Carlo simulation โ€” stress-test your plan against thousands of randomized market scenarios to see how resilient your strategy really is โ€ข Six key dashboard metrics: Retirement Coverage, Market Resilience, Retirement Years, PV Funded Ratio, Legacy, and Lifetime Tax โ€ข PDF and CSV report export โ€” generate professional retirement reports to review offline or share with your financial advisor โ€ข Multiple profiles โ€” create and compare different retirement scenarios side by side Pro โ€” The Complete Toolkit: โ€ข Everything in Premium, plus: โ€ข Unlimited profiles โ€” model as many scenarios as you need without limits โ€ข Profile import & export โ€” save your profiles as portable files, back them up, or transfer between devices โ€ข Profile sharing โ€” send profiles to a spouse, partner, or financial advisor via AirDrop, email, or any sharing method โ€ข Priority support Privacy First: Your data stays on your device. No account required. No ads. No tracking. See subscription options in the app for current pricing in your region. Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Manage subscriptions in your Apple ID settings. Terms of โ€‹Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Square One4 screens
WisePlan Wealth4 screens

Verdict

The call

The clearest difference is in-app purchases: Square One at none against WisePlan Wealth's 4. Square One also leads on iOS requirement (14.0 vs 26.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. WisePlan Wealth sells 4 in-app purchases, starting at $12.99 per month. Square One asks for nothing beyond the download.

UpkeepUpdate frequency

Square One ships an update every 6 weeks, WisePlan Wealth every 3 weeks. The most recent releases landed on September 22, 2026 and September 26, 2026 respectively.

Scorecard2 real differences ยท 6 level
Square One versus WisePlan Wealth: the parameters behind the verdict, then further details
ParameterSquare OneWisePlan Wealth
PriceFreeFree
Positive reviews61.5% of reviewsโ€”
Update frequencyEvery 6 weeksEvery 3 weeks โ€” better
AdsNoNo
In-app purchasesNo โ€” betterYes
MonetizationAd-supportedโ€”
DevicesiPhone, iPodiPhone, iPad, Mac โ€” better
Requires iOS14.0 โ€” better26.0
Further details โ€” not scored
Size39 MB10 MB
Age rating4+4+
DeveloperSquare One InsuranceWisePlan Wealth Ltd.

In-app purchases

None

Square One

No in-app purchases

4 purchases

WisePlan Wealth

Subscriptions4
  • WisePlan Wealth Premium Monthly$12.991 Month
  • WisePlan Premium Quarterly$29.993 Months
  • WisePlan Premium Annual$99.001 Year
Show 1 more
  • WisePlan Pro Annual$249.001 Year

Questions

Is Square One free?
Square One is free to download, with no in-app purchases.
Is WisePlan Wealth free?
WisePlan Wealth is free to download, with in-app purchases available.
Do Square One or WisePlan Wealth have ads?
Neither Square One nor WisePlan Wealth shows ads.
Which is updated more often, Square One or WisePlan Wealth?
Square One ships an update every 6 weeks, and WisePlan Wealth every 3 weeks. Most recently, Square One was updated on September 22, 2026 and WisePlan Wealth on September 26, 2026.

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