Comparison

SplitPal vs Riloma

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SplitPal

Effortlessly split bills and track shared expenses with friends and roommates. Scan receipts with AI to automatically itemize costs, assign them to individuals, and settle debts with integrated payment links. Supports multiple currencies and offers clear balance breakdowns for simplified group finances.

Highlights
  • AI receipt scanning for automatic itemization
  • Split expenses evenly, by share, or item by item
  • Integrated payment links for easy settlement
  • Support for multiple currencies
  • Clear and simplified debt breakdowns
  • Group history and synchronized data
Features
Read full description

Split the bill with friends in seconds. SplitPal is a bill splitter and shared-expense tracker for dinners, trips, roommates and anything you share: scan the receipt, split expenses, settle up. Snap a photo of the bill — the AI receipt scanner reads every item, tax and tip automatically. Assign items to people in a couple of taps and SplitPal does all the math: who spent what, who owes whom. Why SplitPal: • Scan receipts — every item, tax and tip extracted automatically, no typing • Friends don't need the app — they join your group from a link in any browser, no sign-up • Settle with one tap — payment links open Venmo, PayPal, Cash App or Revolut, plus copyable UPI IDs and bank details for everything else • Three ways to split: evenly, custom shares, or item by item from the receipt • Every currency — pay in euros, yen or pesos on the same trip, settle in dollars • Clear balances — transparent debt breakdowns, simplified to the fewest transfers • Multiple payers per expense, settle in parts or all at once • Link couples — one balance for two, fewer transfers • Group history — every action is visible to everyone • Spreadsheet export, and your phone and browser stay in sync • Free, no ads, no sign-up required How it works: 1. Create a group and add your people. 2. Add expenses: dinner, hotel, cabs, groceries. Split evenly, by share, or by receipt item. 3. SplitPal calculates everything — taxes and tips are distributed proportionally, so nobody over- or under-pays. 4. Settle up and mark it paid — the whole group sees it. Road trip with friends, rent and utilities with roommates, office lunches, group vacations, weddings — SplitPal does the math so you don't have to. The only app you need for bill splitting, expense sharing, IOU tracking and settling group costs. SplitPal Pro (optional) unlocks higher AI receipt-scan limits with a monthly or yearly subscription — or a one-time lifetime purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period; manage or cancel anytime in your App Store account settings. Terms of Use: https://splitpal.io/terms-of-service Privacy Policy: https://splitpal.io/privacy-policy

About

Riloma

Read full description

Riloma makes shared expenses simple. Riloma is a shared expense tracker and bill splitting app for trips, roommates, friends, families, home, work, and any group that shares costs. Create a group, add an expense, choose who should share it, and Riloma keeps the numbers clear. See who paid, who owes, what has been settled, and what is still outstanding. SPLIT EXPENSES YOUR WAY • Create groups for trips, home, roommates, friends, work, and more • Add expenses and split them between the right people • Keep a clear record of who paid and who owes • Record settlements when someone pays you back • See group balances and shared expense history in one place • Add recurring expenses for regular shared costs SCAN RECEIPTS Use the receipt scanner to capture expense details faster. Review the details, make any changes you need, and add the expense to your group. MULTI-CURRENCY FOR TRAVEL Add expenses in different currencies when you travel or share costs across countries. Riloma helps keep the group record clear while handling currency conversion. TRACK SHARED CASH Virtual Wallet helps your group keep track of shared cash, contributions, and spending in one place. Virtual Wallet is for record keeping only. Riloma does not hold, receive, or transfer your money. UNDERSTAND YOUR SPENDING Spending insights help you see where shared money is going and understand your group expenses more clearly. KEEP GOING OFFLINE Add expenses even when you do not have an internet connection. Riloma can sync your updates when you are back online. MADE FOR EVERYDAY SHARED EXPENSES Use Riloma for: • Trips and vacations • Rent, groceries, and household bills • Roommate expenses • Meals and nights out • Office lunches and team expenses • Family and everyday shared costs Everyone in the group can work from the same shared record, making it easier to understand what was paid, what is still owed, and what has already been settled. Whether you are splitting a dinner bill, managing expenses with roommates, tracking a group trip, or sharing regular household costs, Riloma keeps everything together and easier to follow. Spend less time working out the numbers and more time getting on with your day. Some features and usage limits may require Riloma Pro. Support email: askcs@riloma.com Terms and Condition: https://riloma.com/terms-and-conditions/ Privacy Policy: https://riloma.com/privacy-policy/

Screenshots

SplitPal4 screens
Riloma4 screens

Verdict

The call

SplitPal and Riloma are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SplitPal sells 3 in-app purchases, starting at $1.99 per month and Riloma sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

SplitPal ships an update fortnightly, Riloma every 9 days. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.

ScorecardNo meaningful differences
SplitPal versus Riloma: the parameters behind the verdict, then further details
ParameterSplitPalRiloma
PriceFreeFree
Rating4.7 (21 ratings) — better—
Positive reviews81.3% of reviews—
Number of ratings21 — better—
Update frequencyFortnightlyEvery 9 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.0 — better
Further details — not scored
Size42 MB98 MB
Age rating4+4+
DeveloperLegendary Bytes LLCNilant Solutions

In-app purchases

3 purchases

SplitPal

Subscriptions2
  • SplitPal Pro Monthly$1.991 Month
  • SplitPal Pro Yearly$14.991 Year
One-time1
  • SplitPal Pro Lifetime Access$39.99
2 purchases

Riloma

Subscriptions2
  • Pro Monthly14 Days trial$2.991 Month
  • Pro Annual14 Days trial$19.991 Year

Questions

Is SplitPal free?
SplitPal is free to download, with in-app purchases available.
Is Riloma free?
Riloma is free to download, with in-app purchases available.
Do SplitPal or Riloma have ads?
Neither SplitPal nor Riloma shows ads.
Which is updated more often, SplitPal or Riloma?
SplitPal ships an update fortnightly, and Riloma every 9 days. Most recently, SplitPal was updated on October 30, 2026 and Riloma on October 28, 2026.

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