Splitify vs Riloma
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Splitify
Effortlessly manage shared expenses with friends or track your personal finances, budgets, and net worth. Features include AI receipt scanning, bank syncing, and a powerful AI assistant for financial insights. Ideal for travel and global spending with multi-currency support.
- Group expense splitting
- AI receipt scanner
- Bank and credit card sync
- Spending insights and budgets
- Net worth tracking
- AI-powered finance assistant
- Multi-currency support
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Splitify – One App. All Your Finances. Managing money — together and alone — has never been this simple. From splitting rent and trip expenses with friends to tracking your personal spending, budgets, and net worth — Splitify brings everything into one powerful app. Whether you’re sharing costs or managing your entire financial life, Splitify keeps things clear, fair, and fully under control. Group Expense & Bill Splitting Smart Splits – Split bills equally, by amount, percentage, or item-wise AI Receipt Scanner – Snap a bill and auto-split items instantly Groups & Friends – Create groups and track shared expenses effortlessly Real-Time Balances – Instantly see who owes whom and how much Settle Up Seamlessly – Record payments and close balances transparently Activity Feed – Automatic logs of every expense and settlement Import from Splitwise – Move your groups and balances in one tap Personal Expense Manager (NEW) Bank & Credit Card Sync – Securely connect accounts and auto-fetch transactions Auto-Categorized Expenses – Smart categories with clean, intuitive icons Spending Insights – Know exactly where your money goes Monthly Budgets – Set limits and track progress in real time Recurring Expense Tracking – Track subscriptions and repeat bills Net Worth Tracking – See your complete financial picture in one place AI-Powered Finance Assistant (NEW) Ask questions like: “Where did I overspend this month?” “How much did I spend on food last quarter?” “Can I afford a trip next month?” Your AI assistant analyzes your financial data and delivers instant, actionable answers. Built for Travel & Global Spending Multi-Currency Support – Add expenses in any currency Auto Currency Conversion – Always see balances in your preferred currency Perfect for international trips and cross-border group expenses Whether it’s roommates, trips, daily spending, budgets, or net-worth tracking — Splitify is one app for all your finances. Terms of Use - https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Riloma
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Riloma makes shared expenses simple. Riloma is a shared expense tracker and bill splitting app for trips, roommates, friends, families, home, work, and any group that shares costs. Create a group, add an expense, choose who should share it, and Riloma keeps the numbers clear. See who paid, who owes, what has been settled, and what is still outstanding. SPLIT EXPENSES YOUR WAY • Create groups for trips, home, roommates, friends, work, and more • Add expenses and split them between the right people • Keep a clear record of who paid and who owes • Record settlements when someone pays you back • See group balances and shared expense history in one place • Add recurring expenses for regular shared costs SCAN RECEIPTS Use the receipt scanner to capture expense details faster. Review the details, make any changes you need, and add the expense to your group. MULTI-CURRENCY FOR TRAVEL Add expenses in different currencies when you travel or share costs across countries. Riloma helps keep the group record clear while handling currency conversion. TRACK SHARED CASH Virtual Wallet helps your group keep track of shared cash, contributions, and spending in one place. Virtual Wallet is for record keeping only. Riloma does not hold, receive, or transfer your money. UNDERSTAND YOUR SPENDING Spending insights help you see where shared money is going and understand your group expenses more clearly. KEEP GOING OFFLINE Add expenses even when you do not have an internet connection. Riloma can sync your updates when you are back online. MADE FOR EVERYDAY SHARED EXPENSES Use Riloma for: • Trips and vacations • Rent, groceries, and household bills • Roommate expenses • Meals and nights out • Office lunches and team expenses • Family and everyday shared costs Everyone in the group can work from the same shared record, making it easier to understand what was paid, what is still owed, and what has already been settled. Whether you are splitting a dinner bill, managing expenses with roommates, tracking a group trip, or sharing regular household costs, Riloma keeps everything together and easier to follow. Spend less time working out the numbers and more time getting on with your day. Some features and usage limits may require Riloma Pro. Support email: askcs@riloma.com Terms and Condition: https://riloma.com/terms-and-conditions/ Privacy Policy: https://riloma.com/privacy-policy/
Screenshots
Verdict
The clearest difference is ads: Riloma at none against Splitify's shown. Riloma also leads on iOS requirement (15.0 vs 18.0). Splitify's advantage is update cadence (every 4 days vs every 9 days). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Splitify sells 3 in-app purchases, starting at $2.99 per month and Riloma sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Splitify ships an update every 4 days, Riloma every 9 days. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.
| Parameter | Splitify | Riloma |
|---|---|---|
| Price | Free | Free |
| Rating | 3.2 (5 ratings) — better | — |
| Positive reviews | 87.5% of reviews | — |
| Number of ratings | 5 — better | — |
| Update frequency | Every 4 days — better | Every 9 days |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 18.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 116 MB | 98 MB |
| Age rating | 12+ | 4+ |
| Developer | Findat Private Limited | Nilant Solutions |
In-app purchases
Splitify
- Splitify Pro Monthly7 Days trial2 variants$2.991 Month
- Splitify Pro Quarterly7 Days trial2 variants$7.993 Months
- Splitify Pro Yearly7 Days trial2 variants$19.991 Year
Riloma
- Pro Monthly14 Days trial$2.991 Month
- Pro Annual14 Days trial$19.991 Year









