Comparison

ccreward vs Riloma

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ccreward

This app helps users maximize rewards from their credit cards by suggesting the best card for each purchase and tracking earned points. It offers AI-powered insights, automatic purchase import, and a clear overview of your card portfolio.

Highlights
  • Best card suggestion for each purchase
  • AI-powered financial assistant
  • Automatic purchase import
  • Automatic rewards calculation
  • Transfer partner calculator
  • Merchant Category Code lookup
  • Smart spend tracking and goal setting
Features
Read full description

Maximize Every Swipe. Whether you are a credit card enthusiast or just want more from your daily coffee run, ccreward.app helps you earn the most cashback, miles and points on every purchase. KEY FEATURES Find the Perfect Card for Every Spend Stop guessing at the checkout counter. Best Card compares your saved cards and tells you which one earns the most for that purchase. Sort by Points, Value or Miles to reach your goals faster. Your most used cards now appear first. Ask AI (NEW) Chat with an assistant powered by Apple Intelligence. Ask which card to use at a merchant, how much you'll earn, or what your bank charges: forex markup, fees and more, answered from the bank's own terms. Automatic Purchase Import (NEW) Log Apple Pay purchases automatically with a simple Shortcuts automation, or import bank SMS in India and Singapore. Duplicates are merged, and once you pick a card for a purchase, later ones match on their own. Automatic Rewards (Premium, NEW) Every imported purchase gets its reward worked out for you. Get a notification like "You can earn 420 miles" and save it with one tap. Maximize Your Miles Turn bank points into boarding passes. The Transfer Partners calculator shows transfer ratios, estimated values and conversion times across airlines and hotels, so you know what your points are really worth before you move them. Know Before You Swipe Don't let a wrong MCC ruin your rewards. MCC Lookup checks Merchant Category Codes for stores in India and Singapore, so you know whether a merchant earns bonus points before you pay. Your Wallet, Beautifully Stacked View your whole card collection in a sleek stacked feed. Switch between vertical and horizontal views to see your portfolio at a glance. Smart Spend Tracking Heat maps, custom spending goals and a points summary across all your cards. Add expenses manually or import them automatically. Widgets, Control Center and Siri (NEW) See Trending Cards and Reward Balances on your Home and Lock Screen. Open MCC Lookup, Best Card or the Calculator from Control Center, or just ask Siri. Now in Your Language (NEW) English, Hindi, Tamil, Telugu, Kannada, Bengali and Marathi. PRIVATE & SECURE - We never ask for full card numbers or CVVs. AI Chat requires iOS 27 and an Apple Intelligence-enabled device. Privacy Policy: https://ccreward.app/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Riloma

Read full description

Riloma makes shared expenses simple. Riloma is a shared expense tracker and bill splitting app for trips, roommates, friends, families, home, work, and any group that shares costs. Create a group, add an expense, choose who should share it, and Riloma keeps the numbers clear. See who paid, who owes, what has been settled, and what is still outstanding. SPLIT EXPENSES YOUR WAY • Create groups for trips, home, roommates, friends, work, and more • Add expenses and split them between the right people • Keep a clear record of who paid and who owes • Record settlements when someone pays you back • See group balances and shared expense history in one place • Add recurring expenses for regular shared costs SCAN RECEIPTS Use the receipt scanner to capture expense details faster. Review the details, make any changes you need, and add the expense to your group. MULTI-CURRENCY FOR TRAVEL Add expenses in different currencies when you travel or share costs across countries. Riloma helps keep the group record clear while handling currency conversion. TRACK SHARED CASH Virtual Wallet helps your group keep track of shared cash, contributions, and spending in one place. Virtual Wallet is for record keeping only. Riloma does not hold, receive, or transfer your money. UNDERSTAND YOUR SPENDING Spending insights help you see where shared money is going and understand your group expenses more clearly. KEEP GOING OFFLINE Add expenses even when you do not have an internet connection. Riloma can sync your updates when you are back online. MADE FOR EVERYDAY SHARED EXPENSES Use Riloma for: • Trips and vacations • Rent, groceries, and household bills • Roommate expenses • Meals and nights out • Office lunches and team expenses • Family and everyday shared costs Everyone in the group can work from the same shared record, making it easier to understand what was paid, what is still owed, and what has already been settled. Whether you are splitting a dinner bill, managing expenses with roommates, tracking a group trip, or sharing regular household costs, Riloma keeps everything together and easier to follow. Spend less time working out the numbers and more time getting on with your day. Some features and usage limits may require Riloma Pro. Support email: askcs@riloma.com Terms and Condition: https://riloma.com/terms-and-conditions/ Privacy Policy: https://riloma.com/privacy-policy/

Screenshots

ccreward4 screens
Riloma4 screens

Verdict

The call

The clearest difference is in-app purchases: ccreward at none against Riloma's 2. Riloma's advantage is ads (none vs shown) and update cadence (every 9 days vs every 6 weeks). On price and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Riloma sells 2 in-app purchases, starting at $2.99 per month. ccreward asks for nothing beyond the download.

UpkeepUpdate frequency

ccreward ships an update every 6 weeks, Riloma every 9 days. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.

Scorecard4 real differences Ā· 4 level
ccreward versus Riloma: the parameters behind the verdict, then further details
ParameterccrewardRiloma
PriceFreeFree
Positive reviews33.3% of reviews—
Update frequencyEvery 6 weeksEvery 9 days — better
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPod
Requires iOS18.015.0 — better
Further details — not scored
Size40 MB98 MB
Age rating4+4+
DeveloperAashish VivekanandNilant Solutions

In-app purchases

None

ccreward

No in-app purchases

2 purchases

Riloma

Subscriptions2
  • Pro Monthly14 Days trial$2.991 Month
  • Pro Annual14 Days trial$19.991 Year

Questions

Is ccreward free?
ccreward is free to download, with no in-app purchases.
Is Riloma free?
Riloma is free to download, with in-app purchases available.
Do ccreward or Riloma have ads?
ccreward shows ads; Riloma does not.
Which is updated more often, ccreward or Riloma?
ccreward ships an update every 6 weeks, and Riloma every 9 days. Most recently, ccreward was updated on October 30, 2026 and Riloma on October 28, 2026.

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