Comparison

Arival vs Banpay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Arival

A digital banking platform for global businesses and individuals. Open accounts online, manage multiple entities, and conduct seamless domestic and cross-border transactions. Offers enhanced security and premium account options.

Highlights
  • Online account opening
  • Multi-entity account management
  • Domestic and cross-border payments
  • Transaction history tracking
  • Enhanced security features
  • Premium account options
Read full description

Arival is a digital bank for global businesses and individuals. Open your bank accounts 100% online and remotely. Transform your financial experience with our cutting-edge banking tools and join our worldwide community today. GLOBAL CHECKING TO KEEP YOU IN CHECK. Manage your company cash flow through your Arival checking accounts. Under one login, create, manage, and seamlessly toggle between multiple accounts and entities. PAY & GET PAID EFFORTLESSLY. Say hello to your new powerful money movement tool. Make domestic and cross-border transactions to pay suppliers, vendors, and receive payments from clients. Schedule payments, download statements, track and filter transaction history. ONBOARD FROM ACROSS THE GLOBE. EASILY. Arival’s mission is to give businesses and individuals the tools to manage and grow their finances from anywhere in the world. We’ve made our onboarding process simple and seamless. Get started today. LICENSED & REGULATED. Arival Bank is a US-based bank licensed and regulated by the Office of the Commissioner of Financial Institutions (OCIF). ENHANCED SECURITY & TRUST. We use 2-Factor Authentication, advanced encryption and perform regular system reviews to keep your data secure. Our safety system is SOC2 compliant, 256 Bit encrypted, and monitored, which means your assets are always safe with Arival Bank. WE'VE GOT YOUR BACK. We have a global team working from nearly ten countries striving to provide you with timely support and the best customer experience. GET FANCY WITH PREMIUM ACCOUNTS. Unlock premium customer support, dedicated account managers, cheaper transactions, and free transfers with Arival premium accounts. Learn more at arival.com

About

Banpay

Manage your corporate or individual multi-currency accounts with ease. Track balances, download statements, and execute payments in various currencies. Features include debit requests, PAD agreements, and enhanced transaction security.

Highlights
  • Multi-currency account access
  • Real-time balance tracking
  • Statement download
  • Debit requests
  • PAD agreement signing
  • Mobile token security
  • Cross-currency payments
Read full description

Welcome to Banpay. Your tailored financial companion. Access your corporate or individual account effortlessly. Track real-time balances and download statements on demand. Take control with Debit Requests and PAD Agreement signing. Streamline document management and enhance transaction security with mobile tokens. Seamlessly execute payments in multiple currencies, experiencing the power of Banpay at your fingertips!

Screenshots

Arival4 screens
Banpay4 screens

Verdict

The call

Arival and Banpay are too close to call on the numbers: across 7 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Arival ships an update every 3 weeks, Banpay every 2 weeks. Both last shipped on November 14, 2026.

ScorecardNo meaningful differences
Arival versus Banpay: the parameters behind the verdict, then further details
ParameterArivalBanpay
PriceFreeFree
Rating3.8 (10 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings10 — better—
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad — better
Requires iOS17.016.6 — better
Further details — not scored
Size128 MB70 MB
Age rating4+4+
DeveloperArivalbankBanPAY(CA) Ltd

In-app purchases

None

Arival

No in-app purchases

None

Banpay

No in-app purchases

Questions

Is Arival free?
Arival is free to download, with no in-app purchases.
Is Banpay free?
Banpay is free to download, with no in-app purchases.
Do Arival or Banpay have ads?
Neither Arival nor Banpay shows ads.
Which is updated more often, Arival or Banpay?
Arival ships an update every 3 weeks, and Banpay every 2 weeks. Most recently, Arival was updated on November 14, 2026 and Banpay on November 14, 2026.

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