Arival vs AQ+
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Arival
A digital banking platform for global businesses and individuals. Open accounts online, manage multiple entities, and conduct seamless domestic and cross-border transactions. Offers enhanced security and premium account options.
- Online account opening
- Multi-entity account management
- Domestic and cross-border payments
- Transaction history tracking
- Enhanced security features
- Premium account options
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Arival is a digital bank for global businesses and individuals. Open your bank accounts 100% online and remotely. Transform your financial experience with our cutting-edge banking tools and join our worldwide community today. GLOBAL CHECKING TO KEEP YOU IN CHECK. Manage your company cash flow through your Arival checking accounts. Under one login, create, manage, and seamlessly toggle between multiple accounts and entities. PAY & GET PAID EFFORTLESSLY. Say hello to your new powerful money movement tool. Make domestic and cross-border transactions to pay suppliers, vendors, and receive payments from clients. Schedule payments, download statements, track and filter transaction history. ONBOARD FROM ACROSS THE GLOBE. EASILY. Arival’s mission is to give businesses and individuals the tools to manage and grow their finances from anywhere in the world. We’ve made our onboarding process simple and seamless. Get started today. LICENSED & REGULATED. Arival Bank is a US-based bank licensed and regulated by the Office of the Commissioner of Financial Institutions (OCIF). ENHANCED SECURITY & TRUST. We use 2-Factor Authentication, advanced encryption and perform regular system reviews to keep your data secure. Our safety system is SOC2 compliant, 256 Bit encrypted, and monitored, which means your assets are always safe with Arival Bank. WE'VE GOT YOUR BACK. We have a global team working from nearly ten countries striving to provide you with timely support and the best customer experience. GET FANCY WITH PREMIUM ACCOUNTS. Unlock premium customer support, dedicated account managers, cheaper transactions, and free transfers with Arival premium accounts. Learn more at arival.com
AQ+
Invest in private credit and support American manufacturers by providing funds for raw materials. Earn interest passively as your money grows and contributes to industrial growth. Requires accredited investor status and has a minimum deposit of $10,000.
- Invest in private credit
- Support American manufacturers
- Earn 9%+ APY
- Passive income growth
- Minimum deposit $10,000
- 1-year term lock-in
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AQ+ allows accredited investors to invest into private credit and support Industrial America. Your invested funds are allocated to American manufacturers so that they can purchase raw materials - while you earn interest. Watch your money passively grow and help to fuel Industrial America. The steps for AQ+ are: 1) Go to https://www.getaqeel.com/aq-plus and fill out the Sign Up form. 2) We run a background check within 24 hours to determine your eligibility. 3) If successful, you will receive a private link with your personalized login info. 4) Download and login to the app. 5) Watch your money grow. Terms: - Earn 9%+ APY on your invested cash - Minimum deposit of $10,000.00 - 1 year term lock in period - You must be an accredited investor What we do: aqeel does trade finance for American manufacturers. What is trade finance? -Trade finance is a range of financial instruments and products that facilitate business to business trade. -The short-duration nature of trade finance products (typically 30-180 days) means investments are quickly self-liquidating, reducing exposure to market volatility and limiting the impact of potential credit deterioration. -Historical performance demonstrates exceptional reliability, with global default rates consistently below 0.5% according to ICC data, making trade finance one of the lowest-risk asset classes in financial markets, even during economic downturns. INVESTMENT DISCLOSURES: ACCREDITED INVESTOR QUALIFICATION This investment opportunity is available only to accredited investors as defined under Regulation D of the Securities Act of 1933. Accredited investors must meet certain income or net worth requirements. By proceeding, you certify that you qualify as an accredited investor. RISK DISCLOSURE This investment involves substantial risk and is not FDIC insured. The stated returns are not guaranteed, and you may lose some or all of your principal investment. Past performance is not indicative of future results. INVESTMENT STRUCTURE The returns on this investment are generated through originating trade finance products to American businesses, which carries inherent risks including but not limited to borrower default, business failure, economic downturns, and market volatility. The fixed APY offered is subject to change based on market conditions and may not be available for all investment periods. LIQUIDITY LIMITATIONS This is not a liquid investment. Your ability to withdraw funds may be restricted, and early withdrawals may be subject to penalties or may not be permitted at all depending on the terms of the investment. REGULATORY STATUS This offer is not registered with the Securities and Exchange Commission and is being offered pursuant to an exemption from registration under Regulation D. The SEC has not made a determination as to the adequacy of the information provided to investors. DUE DILIGENCE Investors should conduct their own due diligence and consult with their financial, legal, and tax advisors before investing to determine if this investment is appropriate for their financial situation and investment objectives.
Screenshots
Verdict
The clearest difference is review sentiment: AQ+ at 100% against Arival's 0%. AQ+ also leads on rating (5.0 vs 3.8) and iOS requirement (15.1 vs 17.0). Arival's advantage is update cadence (every 3 weeks vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AQ+ holds the better App Store score, 5.0 against 3.8. Both are backed by a comparable volume of ratings — 10 and 9 respectively. Written reviews point the same way: 0% of Arival's written reviews are positive against 100% of AQ+'s.
Arival ships an update every 3 weeks, AQ+ every 2 months. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.
| Parameter | Arival | AQ+ |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (10 ratings) | 5.0 (9 ratings) — better |
| Positive reviews | 0.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 10 — better | 9 |
| Update frequency | Every 3 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 127 MB | 24 MB |
| Age rating | 4+ | 4+ |
| Developer | Arivalbank | aqeel |
Customer experience
Arival
AQ+
In-app purchases
Arival
No in-app purchases
AQ+
No in-app purchases









