Comparison

Acre Gold vs Debt Compass

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Acre Gold

Invest in physical gold with flexible monthly subscriptions starting at $30. Track your growing gold stash through a customer portal and receive discreet doorstep delivery once your balance reaches the price of a gold bar. Easily manage your subscription with options to cancel or modify.

Highlights
  • Monthly gold subscriptions from $30
  • Track gold accumulation via customer portal
  • Physical gold shipped to your door
  • Cancel or modify subscriptions easily
  • Passive savings into a safe asset
Features
Read full description

The future of precious metals is here! Invest in Physical Gold from $30 / month HOW IT WORKS: Subscribe from $30 per month: Don't break the bank, start buying Gold for just $30 per month (PS, we also have a $50, $100, and $250 option). Watch your Gold grow: We'll update you on your Gold stash as you make progress via the customer portal and email. Gold is shipped to your door: Once your Gold stash reaches the price of our Acre Gold Bars, we'll discreetly ship your Gold to your door. You're in control: You can easily cancel or modify your Acre subscription to suit your needs. HOW THE SUBSCRIPTION WORKS: Pay $30, $50, $100 or $250 per month, which will accumulate until your account reaches the price of your Acre Gold Bar. We'll ship you the Gold bar every time your account hits the price threshold (less our shipping and fulfillment fee) and credit any remainder to your next Gold bar. There's a one-time upfront membership fee of $12. Passive savings into a safe asset.

About

Debt Compass

Features
Read full description

Most people don't fail to pay off debt because they lack willpower. They fail because they lack a plan. Debt Compass gives you that plan — and the tools to execute it. KNOW WHERE YOU STAND, INSTANTLY Open the app and your entire debt picture is right there: total balance across every card, your debt-free date, projected interest savings, and a real-time risk score. No spreadsheets. No guessing. YOUR AI PAYOFF COACH Debt Compass analyses your balances, APRs, minimum payments, and monthly budget — then generates a personalised step-by-step action plan. Not generic advice. Your numbers, your path. SNOWBALL, AVALANCHE, OR CUSTOM Choose the payoff strategy that fits your psychology: - Snowball — eliminate smallest balances first for quick wins - Avalanche — target highest APR first to minimise total interest - Custom — allocate extra payments exactly where you want them AUTOMATIC BANK SYNC (PRO) Connect your bank accounts securely via Plaid and your balances, available credit, and minimum payments update automatically. NEVER MISS A PAYMENT AGAIN Smart reminders fire 1, 3, or 5 days before each card's due date. RISK ALERTS BEFORE THEY BECOME PROBLEMS Debt Compass monitors your cards for high utilization, upcoming due dates, growing balances, and minimum-payment-only traps. BUILT FOR PRIVACY AND SECURITY - Sign in with Apple or email/password - Optional Face ID / Touch ID lock - Data syncs encrypted to your private Firestore cloud — not shared, not sold - Plaid access tokens are stored server-side — never on your device DEBT COMPASS PRO Unlock the full experience with auto bank sync, AI-powered payoff plans, cloud sync, smart reminders, payoff charts, and risk alerts. SUBSCRIPTION DETAILS Debt Compass Pro is offered as an auto-renewable subscription: - Debt Compass Pro Monthly — $6.99 per month - Debt Compass Pro Annual — $49.99 per year Payment will be charged to your Apple ID at confirmation of purchase. Your subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Manage or cancel your subscriptions in your Apple ID account settings. Privacy Policy: https://debt-compass-2d20e.web.app/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Acre Gold4 screens
Debt Compass3 screens

Verdict

The call

The clearest difference is in-app purchases: Acre Gold at none against Debt Compass's 2. Acre Gold also leads on iOS requirement (15.1 vs 26.4). Debt Compass's advantage is ads (none vs shown) and update cadence (daily vs every 3 weeks). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debt Compass sells 2 in-app purchases, starting at $6.99 per month. Acre Gold asks for nothing beyond the download.

UpkeepUpdate frequency

Acre Gold ships an update every 3 weeks, Debt Compass daily. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard4 real differences · 6 level
Acre Gold versus Debt Compass: the parameters behind the verdict, then further details
ParameterAcre GoldDebt Compass
PriceFreeFree
Rating4.5 (158 ratings) — better—
Positive reviews20.0% of reviews—
Number of ratings158 — better—
Update frequencyEvery 3 weeksDaily — better
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 — better26.4
Further details — not scored
Size60 MB10 MB
Age rating4+17+
DeveloperShuttle Finance, Inc.Gregory Branch

In-app purchases

None

Acre Gold

No in-app purchases

2 purchases

Debt Compass

Subscriptions2
  • Debt Compass Pro Monthly$6.991 Month
  • Debt Compass Pro Annual$49.991 Year

Questions

Is Acre Gold free?
Acre Gold is free to download, with no in-app purchases.
Is Debt Compass free?
Debt Compass is free to download, with in-app purchases available.
Do Acre Gold or Debt Compass have ads?
Acre Gold shows ads; Debt Compass does not.
Which is updated more often, Acre Gold or Debt Compass?
Acre Gold ships an update every 3 weeks, and Debt Compass daily. Most recently, Acre Gold was updated on October 24, 2026 and Debt Compass on October 25, 2026.

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