First State Bank vs CBMW
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
First State Bank
Manage your bank accounts securely on the go. View balances, transfer funds, deposit checks, and manage your debit card. Organize transactions with notes and photos, and set up custom alerts for important account activity.
- Real-time balance viewing
- Fund transfers
- Mobile check deposit
- ATM/Debit card management
- Transaction organization
- Customizable alerts
- Payment capabilities
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First State Bank customers - you can now enjoy secure mobile banking anywhere, anytime. It's free to download and allows you to manage your accounts when it's most convenient for you. With a quick touch, you can view your balance, transfer funds, and much more like: - Manage your account - View balances in real time - Transfer funds between accounts - ATM/Debit card management - Mobile check deposit - Find banking center locations and ATMS near you in Southern Ohio and Eastern Kentucky - Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks - Set up alerts so you know when your balance drops below a certain amount - Make payments, whether you’re paying a company or a friend - View and save your monthly statements First State Bank mobile banking supports all account types including checking, certificates-of-deposits, loans and lines-of-credit. However, in order to access our mobile banking features, you must first have an approved online banking account established with First State Bank. For more details, contact us at 937-695-0331 or visit us at www.fsb4me.com. There is NO fee from First State Bank, however connectivity and usage rates may apply. Contact your wireless service provider for more details.
CBMW
Manage your money with this financial tool. Organize transactions with tags and notes, set balance alerts, and make payments. Deposit checks, turn off your debit card, and view statements securely.
- Organize transactions with tags, notes, and photos
- Set balance alerts
- Make payments to companies and friends
- Transfer money between accounts
- Deposit checks via photo
- Temporarily disable debit card
- View and save monthly statements
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CBMW is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with CBMW: - Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. - Set up alerts so you know when your balance drops below a certain amount - Make payments, whether you’re paying a company or a friend - Transfer money between your accounts - Deposit checks in a snap by taking a picture of the front and back - Turn off your debit card if you’ve misplaced it - View and save your monthly statements - Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.
Screenshots
Verdict
First State Bank and CBMW both sit at 4.8 stars, but that hides the real split: 100% of CBMW's written reviews are positive against 48% of First State Bank's. CBMW also leads on monetization model (ad-supported vs free with in-app purchases). First State Bank's advantage is ratings volume (2.2K vs 112). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for First State Bank against 4.8 for CBMW. That said, the two scores are not equally well evidenced: First State Bank has 2.2K ratings behind it against 112, so its average is the more settled of the two. Written reviews are what separate them: 48% of First State Bank's written reviews are positive against 100% of CBMW's.
Both ship on a similar rhythm, roughly monthly. Both last shipped on November 3, 2026.
| Parameter | First State Bank | CBMW |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (2.2K ratings) — better | 4.8 (112 ratings) |
| Positive reviews | 47.8% of reviews | 100.0% of reviews — better |
| Number of ratings | 2.2K — better | 112 |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Ad-supported — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.4 | 18.4 |
| Further details — not scored | ||
| Size | 197 MB | 198 MB |
| Age rating | 12+ | 4+ |
| Developer | FIRST STATE BANK (OH) | Citizens Bank of the Midwest |
Customer experience
First State Bank
CBMW
Bugs and requests
First State Bank
Reported bugs
2 issues- App requires iOS 16.0 but many phones only support 15.8
- Card features had bugs that were later fixed
Requested features
2 requests- Bring back old app version
- Improve transaction visibility and timeliness
CBMW
Not enough reviews yet to summarise bugs or requests.
In-app purchases
First State Bank
No in-app purchases
CBMW
No in-app purchases
Questions
Is First State Bank free?
Is CBMW free?
Which has better reviews, First State Bank or CBMW?
Do First State Bank or CBMW have ads?
Which is updated more often, First State Bank or CBMW?
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