Figur vs PowerPay Ng
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Figur
Manage your finances with this app, offering virtual dollar cards for global online shopping, cheap data and airtime top-ups, and instant airtime to cash conversion. It also facilitates gift card trading and bill payments, with tools for personal and business accounts.
- Virtual Dollar Card for global payments
- Cheap data and airtime top-ups
- Convert airtime to cash
- Trade gift cards
- Bill payments (electricity, TV)
- Personal and business accounts
- Invoicing and revenue tracking
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Figur is your all-in-one finance app for easy payments, online shopping, airtime to cash, gift card trading, and business tools — fast, secure, and reliable. Crypto: Swap, Send, and Receive USDT, USDC, BTC & ETH in minutes. Create a Virtual Dollar Card: Pay globally on Amazon, Meta, X, AliExpress, Shein, Temu, and more. Buy Cheap Data & Airtime: Instant top-ups for MTN, Airtel, Globacom, and 9mobile. Convert Airtime to Cash Instantly Trade Gift Cards: Sell App Store & PlayStation gift cards at competitive rates. Pay Bills Easily: Pay for electricity, cable TV like DStv & GOtv, airtime, and data. Personal & Business Accounts: Send, receive, create invoices, track revenue, and access a free online store. Secure. Fast. Built for your financial growth. Download Figur today.
PowerPay Ng
Easily swap digital assets to Naira and conduct international transactions with a virtual card. Recharge prepaid and postpaid electricity meters instantly using various payment methods. Purchase airtime and data bundles with a single tap.
- Swap digital assets to Naira
- International transactions with virtual card
- Electricity meter recharge (prepaid/postpaid)
- Instant token generation
- Multiple payment methods (USSD, card, bank transfer)
- Buy airtime and data bundles
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PowerPay — Gift Cards, Crypto & Bills, All in One App PowerPay is Nigeria's all-in-one app built for speed, security, and simplicity. Sell your gift cards for instant cash, swap crypto to Naira, pay your bills, and shop internationally — all from one wallet. Sell Gift Cards for Instant Cash Turn your Amazon, iTunes, Steam, Google Play, and other gift cards into cash in as fast as one minute. No waiting days for payment — get paid straight into your PowerPay wallet. Buy Gift Cards with Naira Need a gift card fast? Buy directly with Naira and get instant delivery to your email or wallet. ₿ Swap Crypto to Cash Convert Bitcoin, USDT, and other crypto assets to Naira quickly, securely, and at competitive rates — no complicated exchanges required. Pay Bills in Seconds Electricity — get your prepaid or postpaid token instantly Airtime & Data — top up any network (MTN, Airtel, Glo, 9mobile) Cable TV — pay DStv, GOtv, and Startimes subscriptions Virtual Dollar Card for International Payments Shop and subscribe on global platforms like Netflix, Amazon, and Apple with a secure PowerPay virtual dollar card — cheaper and safer than traditional options. Multiple Ways to Fund Your Wallet USSD Bank Transfer Debit/Credit Card Why Nigerians choose PowerPay: Fast, reliable transactions , Bank-level security , Competitive rates on every swap and sale , Responsive customer support Trusted by thousands across Nigeria. Whether you're cashing out gift cards, converting crypto, settling your electricity bill, or shopping online, PowerPay puts it all in one simple, secure app. Download PowerPay today and experience Nigeria's fastest way to sell gift cards, swap crypto, and manage your money.
Screenshots
Verdict
The clearest difference is rating: PowerPay Ng at 5.0 against Figur's 3.7. Figur's advantage is ads (none vs shown) and update cadence (every 5 days vs monthly). On price, review sentiment, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PowerPay Ng holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: Figur has 27 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 27% of Figur's written reviews are positive against 33% of PowerPay Ng's.
Figur ships an update every 5 days, PowerPay Ng monthly. Both last shipped on October 24, 2026.
| Parameter | Figur | PowerPay Ng |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (27 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 27.3% of reviews | 33.3% of reviews — better |
| Number of ratings | 27 — better | 1 |
| Update frequency | Every 5 days — better | Monthly |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.4 | 15.0 — better |
| Further details — not scored | ||
| Size | 93 MB | 151 MB |
| Age rating | 4+ | 4+ |
| Developer | Truparse Nigeria Limited | ODDVPN TECHNOLOGY LTD |
Customer experience
Figur
PowerPay Ng
In-app purchases
Figur
No in-app purchases
PowerPay Ng
No in-app purchases
