Figur vs Zap Wallet
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Figur
Manage your finances with this app, offering virtual dollar cards for global online shopping, cheap data and airtime top-ups, and instant airtime to cash conversion. It also facilitates gift card trading and bill payments, with tools for personal and business accounts.
- Virtual Dollar Card for global payments
- Cheap data and airtime top-ups
- Convert airtime to cash
- Trade gift cards
- Bill payments (electricity, TV)
- Personal and business accounts
- Invoicing and revenue tracking
Read full descriptionHide full description
Figur is your all-in-one finance app for easy payments, online shopping, airtime to cash, gift card trading, and business tools — fast, secure, and reliable. Crypto: Swap, Send, and Receive USDT, USDC, BTC & ETH in minutes. Create a Virtual Dollar Card: Pay globally on Amazon, Meta, X, AliExpress, Shein, Temu, and more. Buy Cheap Data & Airtime: Instant top-ups for MTN, Airtel, Globacom, and 9mobile. Convert Airtime to Cash Instantly Trade Gift Cards: Sell App Store & PlayStation gift cards at competitive rates. Pay Bills Easily: Pay for electricity, cable TV like DStv & GOtv, airtime, and data. Personal & Business Accounts: Send, receive, create invoices, track revenue, and access a free online store. Secure. Fast. Built for your financial growth. Download Figur today.
Zap Wallet
This app allows users to exchange cryptocurrencies like BTC and ETH directly from their self-custody wallet. It facilitates fast cash-outs to local fiat currencies and provides a comprehensive transaction history. Users can manage multiple bank accounts for withdrawals and send/receive assets across various blockchain networks.
- Self-custody crypto wallet
- Swap crypto-to-crypto
- Swap crypto-to-fiat
- Fiat cash-out to NGN
- Multiple bank accounts
- Full transaction history
- Send/receive across chains
Read full descriptionHide full description
ZAP 2.0 — Africa’s first non-custodial crypto exchange, now with your own wallet built in. Swap BTC, ETH, USDT, and more directly from your wallet. Cash out to NGN (naira) and other fiat currencies in seconds. Your keys, your crypto, always. • Your own self-custody wallet. Create or import a wallet in-app. You hold the keys — Zap never touches your funds. • Swap crypto-to-crypto or crypto-to-fiat at real-time rates, settled directly from your wallet. • Multiple bank accounts for flexible fiat withdrawals. • Full transaction history — every swap, transfer, and withdrawal tracked in one place. • Send and receive across BTC, EVM chains, Solana, TRON and more. Join thousands of Nigerians trading crypto on their own terms. Visit https://zap.africa
Screenshots
Verdict
The clearest difference is review sentiment: Figur at 27% against Zap Wallet's 0%. Figur also leads on rating (3.7 vs 3.3) and update cadence (every 5 days vs every 3 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Figur holds the better App Store score, 3.7 against 3.3. That said, the two scores are not equally well evidenced: Figur has 27 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 27% of Figur's written reviews are positive against 0% of Zap Wallet's.
Figur ships an update every 5 days, Zap Wallet every 3 weeks. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.
| Parameter | Figur | Zap Wallet |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (27 ratings) — better | 3.3 (3 ratings) |
| Positive reviews | 27.3% of reviews — better | 0.0% of reviews |
| Number of ratings | 27 — better | 3 |
| Update frequency | Every 5 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.4 | 15.1 — better |
| Further details — not scored | ||
| Size | 93 MB | 109 MB |
| Age rating | 4+ | 17+ |
| Developer | Truparse Nigeria Limited | Zap technology Limited |
Customer experience
Figur
Zap Wallet
In-app purchases
Figur
No in-app purchases
Zap Wallet
No in-app purchases
