Figur vs Joker Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Figur
Manage your finances with this app, offering virtual dollar cards for global online shopping, cheap data and airtime top-ups, and instant airtime to cash conversion. It also facilitates gift card trading and bill payments, with tools for personal and business accounts.
- Virtual Dollar Card for global payments
- Cheap data and airtime top-ups
- Convert airtime to cash
- Trade gift cards
- Bill payments (electricity, TV)
- Personal and business accounts
- Invoicing and revenue tracking
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Figur is your all-in-one finance app for easy payments, online shopping, airtime to cash, gift card trading, and business tools — fast, secure, and reliable. Crypto: Swap, Send, and Receive USDT, USDC, BTC & ETH in minutes. Create a Virtual Dollar Card: Pay globally on Amazon, Meta, X, AliExpress, Shein, Temu, and more. Buy Cheap Data & Airtime: Instant top-ups for MTN, Airtel, Globacom, and 9mobile. Convert Airtime to Cash Instantly Trade Gift Cards: Sell App Store & PlayStation gift cards at competitive rates. Pay Bills Easily: Pay for electricity, cable TV like DStv & GOtv, airtime, and data. Personal & Business Accounts: Send, receive, create invoices, track revenue, and access a free online store. Secure. Fast. Built for your financial growth. Download Figur today.
Joker Pay
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Joker Pay est une solution de paiement mobile dédiée aux utilisateurs de cartes prépayées dans le secteur de la restauration. Elle permet aux utilisateurs de gérer leurs titres-restaurant de manière numérique, d'effectuer des paiements dans les restaurants, supermarchés et commerces alimentaires partenaires, et de suivre en temps réel leur solde et leurs transactions. Grâce à une interface simple et intuitive.
Screenshots
Verdict
The clearest difference is update cadence: Figur at every 5 days against Joker Pay's every 5 weeks. Joker Pay's advantage is iOS requirement (11.0 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Figur ships an update every 5 days, Joker Pay every 5 weeks. The most recent releases landed on October 27, 2026 and October 25, 2026 respectively.
| Parameter | Figur | Joker Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (27 ratings) — better | — |
| Positive reviews | 27.3% of reviews | — |
| Number of ratings | 27 — better | — |
| Update frequency | Every 5 days — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.4 | 11.0 — better |
| Further details — not scored | ||
| Size | 93 MB | 32 MB |
| Age rating | 4+ | 17+ |
| Developer | Truparse Nigeria Limited | STE JOKER MULTI SERVICES |
In-app purchases
Figur
No in-app purchases
Joker Pay
No in-app purchases
