Figur vs PayUs
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Figur
Manage your finances with this app, offering virtual dollar cards for global online shopping, cheap data and airtime top-ups, and instant airtime to cash conversion. It also facilitates gift card trading and bill payments, with tools for personal and business accounts.
- Virtual Dollar Card for global payments
- Cheap data and airtime top-ups
- Convert airtime to cash
- Trade gift cards
- Bill payments (electricity, TV)
- Personal and business accounts
- Invoicing and revenue tracking
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Figur is your all-in-one finance app for easy payments, online shopping, airtime to cash, gift card trading, and business tools — fast, secure, and reliable. Crypto: Swap, Send, and Receive USDT, USDC, BTC & ETH in minutes. Create a Virtual Dollar Card: Pay globally on Amazon, Meta, X, AliExpress, Shein, Temu, and more. Buy Cheap Data & Airtime: Instant top-ups for MTN, Airtel, Globacom, and 9mobile. Convert Airtime to Cash Instantly Trade Gift Cards: Sell App Store & PlayStation gift cards at competitive rates. Pay Bills Easily: Pay for electricity, cable TV like DStv & GOtv, airtime, and data. Personal & Business Accounts: Send, receive, create invoices, track revenue, and access a free online store. Secure. Fast. Built for your financial growth. Download Figur today.
PayUs
Manage essential digital payments and services from a single, convenient app. Purchase airtime and data, pay electricity bills, and renew cable TV subscriptions with ease.
- Purchase airtime
- Buy data bundles
- Pay electricity bills
- Renew cable TV subscriptions
- Manage everyday payment needs
- Simple and intuitive experience
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Payus – Simple, Fast & Convenient Bill Payments Payus makes everyday digital payments simple and convenient. Manage essential services from one app, wherever you are. With Payus, you can purchase airtime and data, pay electricity bills, renew supported cable TV subscriptions, and manage other everyday payment needs directly from your mobile device. What You Can Do With Payus Airtime Purchase airtime for supported mobile networks quickly and conveniently. Data Buy data bundles to stay connected whenever you need them. Cable TV Renew supported cable TV subscriptions conveniently from your phone. Electricity Pay your electricity bills without needing to visit a physical payment outlet. Convenient Digital Payments Access multiple everyday payment services from a single, easy-to-use platform. Why Payus? • Simple and intuitive experience • Multiple payment services in one app • Convenient payments from anywhere • Fast transaction experience • Easy account management • Designed for everyday digital payments Whether you need airtime, data, electricity, or cable TV, Payus gives you a convenient way to manage your everyday payments from your phone. Download Payus and simplify the way you pay for everyday services.
Screenshots
Verdict
The clearest difference is rating: PayUs at 4.3 against Figur's 3.7. Figur's advantage is update cadence (every 5 days vs monthly) and ratings volume (27 vs 6). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PayUs holds the better App Store score, 4.3 against 3.7. Both are backed by a comparable volume of ratings — 27 and 6 respectively. Written reviews point the same way: 27% of Figur's written reviews are positive against 33% of PayUs's.
Figur ships an update every 5 days, PayUs monthly. The most recent releases landed on October 27, 2026 and October 26, 2026 respectively.
| Parameter | Figur | PayUs |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (27 ratings) | 4.3 (6 ratings) — better |
| Positive reviews | 27.3% of reviews | 33.3% of reviews — better |
| Number of ratings | 27 — better | 6 |
| Update frequency | Every 5 days — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.4 | 15.5 — better |
| Further details — not scored | ||
| Size | 93 MB | 93 MB |
| Age rating | 4+ | 4+ |
| Developer | Truparse Nigeria Limited | LEMS - TECH INTEGRATED SERVICES |
Customer experience
Figur
PayUs
In-app purchases
Figur
No in-app purchases
PayUs
No in-app purchases
