VatPay vs Pinspay
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
VatPay
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VatPay is providing you with a seamless and robust secure mobile application that helps sort all your utility payments with a click of a button. This ultimate payment solution allows customers, dealers and agent to fund their virtual wallets, buy and pay for expenses like Airtime, insurance, sports bet wallet, internet subscription, and Electricity. Why should you have VatPay? Product and Service: All Users (Agents, Customers, and Dealers) can easily buy airtime and pay for their electricity, Internet subscription, insurance, and fund Bet wallets. Wallet Service: Customers and dealers can easily fund their wallets via their virtual accounts and also transfer funds from their commission wallet to their main wallet in seconds. Become a Dealer: Customers who wish to become a dealer can setup their dealer account from their current profile and become a dealer without third-party interference. Profile Management: All users can manage their profile and security settings easily on the platform. Report Management: View reports on wallets activities and easily spool from our web application. Dashboard and Analytics: Have a visualised overview of all wallets and activities on our Web Application. Agent Management: Now dealers can set-up, fund agents seamlessly and they both earn commissions. Support 24/7: We are excited to hear from you, should you have queries or inquiries please reach us via email at vatebrapay@vatebra.com
Pinspay
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Pinspay is a trusted financial services platform in Nigeria, providing fast, secure, and affordable solutions for your everyday payment needs. With Pinspay, you can: β’ Instantly send and receive money with seamless, reliable transfers. β’ Easily pay bills and recharge airtime or data while enjoying special bonuses. β’ Grow your savings effortlessly with friends using our group contributions feature. Experience convenience, savings, and rewards all in one place. Invite your friends and earn instant cashback for every successful referral. Create your Pinspay account today and take a step toward financial freedom. INSTANT, TROUBLE-FREE TRANSFERS β Say goodbye to failed transactions and network delays. Enjoy smooth and rapid money transfers. β Send funds using either a phone number or bank accountβeven to people who don't use Pinspay. β Connected to all major Nigerian banks like Access Bank, Zenith Bank, GTBank, UBA, Ecobank, First Bank, and more, ensuring a secure and dependable banking experience. β Stay on top of your finances by easily viewing all transactions in your "Transaction History." TOP DEALS ON AIRTIME, DATA, AND BILL PAYMENTS β Recharge your MTN, Airtel, Glo, and 9Mobile lines with some of the best deals available. β Pay for electricity, TV subscriptions, water services, internet bills, and more without hassle.
Screenshots
Verdict
The clearest difference is iOS requirement: VatPay at 13.0 against Pinspay's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
VatPay ships an update every 4 weeks, Pinspay monthly. The most recent releases landed on September 13, 2026 and September 9, 2026 respectively.
| Parameter | VatPay | Pinspay |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 weeks β better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 β better | 15.6 |
| Further details β not scored | ||
| Size | 44 MB | 31 MB |
| Age rating | 4+ | 4+ |
| Developer | VatPay | PINSPAYMENT TECH LTD |
In-app purchases
VatPay
No in-app purchases
Pinspay
No in-app purchases








