VatPay vs Subby
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
VatPay
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VatPay is providing you with a seamless and robust secure mobile application that helps sort all your utility payments with a click of a button. This ultimate payment solution allows customers, dealers and agent to fund their virtual wallets, buy and pay for expenses like Airtime, insurance, sports bet wallet, internet subscription, and Electricity. Why should you have VatPay? Product and Service: All Users (Agents, Customers, and Dealers) can easily buy airtime and pay for their electricity, Internet subscription, insurance, and fund Bet wallets. Wallet Service: Customers and dealers can easily fund their wallets via their virtual accounts and also transfer funds from their commission wallet to their main wallet in seconds. Become a Dealer: Customers who wish to become a dealer can setup their dealer account from their current profile and become a dealer without third-party interference. Profile Management: All users can manage their profile and security settings easily on the platform. Report Management: View reports on wallets activities and easily spool from our web application. Dashboard and Analytics: Have a visualised overview of all wallets and activities on our Web Application. Agent Management: Now dealers can set-up, fund agents seamlessly and they both earn commissions. Support 24/7: We are excited to hear from you, should you have queries or inquiries please reach us via email at vatebrapay@vatebra.com
Subby
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Subby Recurring Payments, Simplified Subby is the all-in-one platform for managing recurring payments built for businesses that collect them, and the people who pay them. Whether you run an estate, a waste management company, a gym, a meal-plan service, or a healthcare or insurance business, Subby helps you automate billing and collections so you can focus on running your business, not chasing payments. FOR BUSINESSES Take the manual work out of recurring billing: Create custom payment plans and schedules for your customers Automate collections, payment retries, and renewals Send automatic reminders via WhatsApp, SMS, email, and Telegram Track late payments, customer activity, and revenue performance in real time Reconcile transactions and manage all collections from a single dashboard No more spreadsheets. No more manual reminders. No more chasing down late payments. FOR CUSTOMERS Never lose track of a recurring payment again: View and manage all your recurring services in one place Get timely reminders before payments are due Pay and renew services in just a few taps Track your full payment history and upcoming charges Avoid missed payments and service interruptions WHY SUBBY Recurring payments shouldn't mean recurring headaches. Subby brings structure to both sides of the transaction, helping businesses reduce late payments and administrative overhead, while giving customers a clear, simple way to stay on top of what they owe and when. Download Subby today and take control of recurring payments, whether you're collecting them or paying them.
Screenshots
Verdict
VatPay and Subby are too close to call on the numbers: across 5 compared parameters โ price, ads, in-app purchases and device support among them โ neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | VatPay | Subby |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 weeks | โ |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details โ not scored | ||
| Size | 44 MB | 47 MB |
| Age rating | 4+ | 4+ |
| Developer | VatPay | Akingbade Kayode |
In-app purchases
VatPay
No in-app purchases
Subby
No in-app purchases









