Comparison

Compass Panamá vs Crediviva

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Compass Panamá

Manage your device's parking access and benefits. Find affiliated businesses, view parking locations and details, report issues, and authorize others to use your device for parking.

Highlights
  • Execute discounts at affiliated merchants
  • Search for parking locations
  • View parking location details and map
  • Report parking facility issues
  • Authorize others to use device for parking
  • Manage device parking access
Features
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Complemento de tu dispositivo COMPASS, donde podrás ejecutar descuentos en los comercios afiliados, buscar los parqueos y visualizar la información de estos como su ubicación para visitarlos, reportar averías en los parqueos, autorizar a personas para utilizar tu COMPASS en los parqueos y muchas mas opciones.

About

Crediviva

Acquire desired items through manageable installments with this app. It offers a 4-step digital process to use credit lines at affiliated stores and pay with QR codes. Enjoy flexible payment plans up to 24 months and exclusive 0% APR offers.

Highlights
  • Installment purchases
  • Up to 24 monthly installments
  • 0% APR offers
  • 100% digital process
  • QR code payments
  • Account management
  • Over 25 affiliated stores
Features
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Descubre la mejor manera de comprar a plazos con Crediviva. En colaboración con los principales Almacenes del país, Crediviva te brinda el poder de cumplir tus sueños al permitirte adquirir lo que siempre has deseado a través de cuotas manejables. Cómo Funciona Crediviva: Nuestro proceso es increíblemente sencillo, consta de solo 4 pasos para hacer realidad tus sueños. 1. Descarga la aplicación Crediviva y regístrate o inicia sesión. 2. Completa nuestro formulario rápido. 3. Utiliza tu línea de crédito en tus tiendas afiliadas favoritas. 4. Paga tus compras en las tiendas usando un código QR, haciendo que el proceso de pago sea fluido y conveniente. Cuotas Flexibles: Compra con comodidad, ya que tienes la flexibilidad de dividir tus pagos en hasta 24 cuotas mensuales, adaptadas a tu presupuesto y preferencias. Ofertas Exclusivas al 0% APR: Desbloquea ofertas inigualables con nuestras ofertas especiales al 0% APR, asegurando que puedas comprar con tranquilidad. Proceso 100% Digital: Experimenta un proceso totalmente digital que elimina la necesidad de una tarjeta de crédito. Tu experiencia con Crediviva es libre de complicaciones y segura. Administra Tu Cuenta: Desde tu panel de inicio, tendrás el poder de: - Verificar el saldo de tu préstamo. - Revisar tu historial de pagos. - Explorar tus tiendas favoritas y ofertas exclusivas. - Comprar en más de 25 tiendas en todo el país.

Screenshots

Compass Panamá3 screens
Crediviva4 screens

Verdict

The call

The clearest difference is update cadence: Crediviva at every 3 weeks against Compass Panamá's every 2 months. Compass Panamá's advantage is iOS requirement (13.0 vs 15.0). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Compass Panamá against 5.0 for Crediviva. Both are backed by a comparable volume of ratings — 3 and 7 respectively.

UpkeepUpdate frequency

Compass Panamá ships an update every 2 months, Crediviva every 3 weeks. The most recent releases landed on October 19, 2026 and October 8, 2026 respectively.

Scorecard2 real differences · 8 level
Compass Panamá versus Crediviva: the parameters behind the verdict, then further details
ParameterCompass PanamáCrediviva
PriceFreeFree
Rating5.0 (3 ratings)5.0 (7 ratings)
Positive reviews—100.0% of reviews
Number of ratings37 — better
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better15.0
Further details — not scored
Size36 MB152 MB
Age rating4+17+
DeveloperBac Credomatic NetworkCrediviva

Customer experience

Compass Panamá

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Crediviva

All ratings7 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Compass Panamá

No in-app purchases

None

Crediviva

No in-app purchases

Questions

Is Compass Panamá free?
Compass Panamá is free to download, with no in-app purchases.
Is Crediviva free?
Crediviva is free to download, with no in-app purchases.
Which has better reviews, Compass Panamá or Crediviva?
Compass Panamá and Crediviva are both rated 5.0 out of 5 on the App Store, from 3 and 7 ratings respectively.
Do Compass Panamá or Crediviva have ads?
Neither Compass Panamá nor Crediviva shows ads.
Which is updated more often, Compass Panamá or Crediviva?
Compass Panamá ships an update every 2 months, and Crediviva every 3 weeks. Most recently, Compass Panamá was updated on October 19, 2026 and Crediviva on October 8, 2026.

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