Comparison

Meritrust Mobile vs INTRUST Treasury Online

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Meritrust Mobile

Manage your finances on the go with this mobile banking app. Easily view account details, make payments, transfer funds, and deposit checks securely. Locate branches and ATMs for convenient access to your money anytime, anywhere.

Highlights
  • View account balances and transaction history
  • Pay bills
  • Transfer funds between accounts
  • Deposit checks
  • Locate branches or ATMs
Read full description

Meritrust is dedicated to improving your life and business through our mobile banking experience. Stay connected to your money anytime, anywhere with Meritrust Mobile – Personal and Business Banking. Experience the convenience and security that comes with an app that puts the financial needs of your life and business first. We’re making it easier for you to make payments, monitor your accounts, deposit checks and more. PERSONAL FEATURES: · View your account balances and transaction history · Use Bill Pay and Pay a Person features · Transfer funds between your accounts · Deposit checks · Locate a Meritrust branch or ATM BUSINESS FEATURES: · View your business account balances and transaction history · Utilize accounting software integrations and accounting integrations · Access transaction history, statements and documents · Make scheduled transfers and recurring payments · Use Bill Pay and Pay a Person features · Add and edit users and permissions To enroll in mobile banking, you must be a member of Meritrust Credit Union. Data rates may apply from your wireless carrier. Federally insured by NCUA. To learn how to protect your privacy, please visit: https://www.meritrust.org/site/privacy-policy/online-user-privacy-policy

About

INTRUST Treasury Online

Manage your company's finances with secure and convenient access to accounts, transactions, and payment tools. Customize your dashboard for efficiency and utilize advanced reporting for financial insights. Get support directly through the app.

Highlights
  • Account and transaction management
  • Customizable dashboard
  • Bill payment scheduling
  • ACH origination
  • Check and ACH Positive Pay
  • Enhanced financial reporting
  • Secure in-app messaging support
Features
Read full description

Our history of innovation can be traced back to our founding in 1876. Today that means giving you convenient and secure access to manage your company’s finances. If you don’t have an account with INTRUST Bank, please visit intrustbank.com to learn more about the accounts we offer. VIEW AND MANAGE YOUR ACCOUNTS AND TRANSACTIONS View your company’s accounts and balances, search and filter transactions, create alerts, and transfer funds between accounts. CUSTOMIZE YOUR DASHBOARD Improve your efficiency by configuring your dashboard to highlight the accounts and tools you use most often and hide those you don’t. Take actions like initiating transfers or approving ACH payments right from the dashboard. PAY BILLS Schedule one-time or recurring payments to any company or vendor in the United States. ADDITIONAL PAYMENT TOOLS As your business grows and becomes more complex, so do your finances. Once enrolled in these additional payment services, you can use them in Treasury Online. ACH Origination - An efficient way to electronically send payments to vendors or employees. Create payments manually or through a file upload. Check Positive Pay - Protect your business from check fraud by using this tool to compare expected check payments to those that post to your account. ACH Positive Pay - Mitigate ACH fraud by using this powerful tool to approve or decline ACH payments from your accounts. ENHANCED REPORTING Review your company’s financial position by adding Enhanced Reporting. Leverage out-of-the-box reports or create your own custom balance and transaction reports you can reference anytime. GET SUPPORT If you have a question or need help with your accounts, you can send a secure message to Treasury Services any time online or through the app. A member of our team will be there to assist you as soon as possible during our support hours. If you have questions about the app or need assistance, contact Treasury Services at 800-905-6630 and we’ll be happy to help. Member FDIC

Screenshots

Meritrust Mobile4 screens
INTRUST Treasury Online4 screens

Verdict

The call

The clearest difference is rating: INTRUST Treasury Online at 5.0 against Meritrust Mobile's 4.6. Meritrust Mobile's advantage is ratings volume (7.8K vs 5) and iOS requirement (15.0 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

INTRUST Treasury Online holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Meritrust Mobile has 7.8K ratings behind it against 5, so its average is the more settled of the two.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 16, 2026 and October 12, 2026 respectively.

Scorecard3 real differences · 7 level
Meritrust Mobile versus INTRUST Treasury Online: the parameters behind the verdict, then further details
ParameterMeritrust MobileINTRUST Treasury Online
PriceFreeFree
Rating4.6 (7.8K ratings)5.0 (5 ratings) — better
Positive reviews16.0% of reviews—
Number of ratings7.8K — better5
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better18.0
Further details — not scored
Size19 MB1 MB
Age rating4+4+
DeveloperMeritrust Credit UnionINTRUST Bank

Customer experience

Meritrust Mobile

All ratings7,800 ratings
Positive89.9%
Neutral2.9%
Negative7.2%
Written reviews125 reviews
Positive16.0%
Neutral9.6%
Negative74.4%

INTRUST Treasury Online

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Meritrust Mobile

Reported bugs

3 issues
  • Scheduled payments not processing correctly
  • Incorrect account balance information
  • Login issues and inability to access accounts

Requested features

3 requests
  • Bring back quick balance widget
  • Improve transaction search and filtering
  • Add support for landscape mode on tablets

INTRUST Treasury Online

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Meritrust Mobile

No in-app purchases

None

INTRUST Treasury Online

No in-app purchases

Questions

Is Meritrust Mobile free?
Meritrust Mobile is free to download, with no in-app purchases.
Is INTRUST Treasury Online free?
INTRUST Treasury Online is free to download, with no in-app purchases.
Which has better reviews, Meritrust Mobile or INTRUST Treasury Online?
INTRUST Treasury Online is rated higher. Meritrust Mobile averages 4.6 out of 5 from 7.8K ratings, while INTRUST Treasury Online averages 5.0 from 5 ratings.
Do Meritrust Mobile or INTRUST Treasury Online have ads?
Neither Meritrust Mobile nor INTRUST Treasury Online shows ads.
Which is updated more often, Meritrust Mobile or INTRUST Treasury Online?
Meritrust Mobile ships an update every 2 months, and INTRUST Treasury Online every 2 months. Most recently, Meritrust Mobile was updated on October 16, 2026 and INTRUST Treasury Online on October 12, 2026.

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