ESahal Wallet vs Kacha Customer
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ESahal Wallet
This app provides basic financial services to underserved populations in Ethiopia, aiming to alleviate poverty through inclusive financial access. It offers essential banking tools to individuals in rural and urban areas who lack access to conventional banks.
- Inclusive financial services
- Poverty alleviation tool
- Rural and urban access
- Basic banking for the poor
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Sahal Microfianace Institution Sc is an institution established according to proclamation No 626/2009 to provide basic financial services to the active poor in the rural and urban areas of Ethiopia. The institutions’ mission is to provide inclusive financial service to the active poor who have no access to conventional banks both in the rural and urban areas as one tool to alleviate poverty and support the poverty reduction effort of the regional state and the country at large.
Kacha Customer
This digital platform offers seamless financial services in Ethiopia, including mobile money, bill payments, remittances, and merchant payments. It aims to promote financial inclusion and empower underserved populations with convenient, affordable, and secure digital financial solutions.
- Mobile money services
- Bill payments
- Remittances
- Merchant payments
- Financial inclusion
- Secure digital transactions
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Kacha Digital Financial Service S.C. is a premier digital platform that provides seamless financial services in Ethiopia. We are the first private payment instrument issuer licensed by the National Bank of Ethiopia, registered as NPS/PII/002/2022. Our goal is to promote financial inclusion and contribute to Ethiopia's national digitalization ambitions. Our digital platform offers mobile money, bill payments, remittances, and merchant payments, making financial services accessible to all Ethiopians, especially those who are underserved and unserved. We are committed to empowering our customers by providing them with convenient, affordable, and secure digital financial services that meet their everyday needs. At Kacha, we are passionate about driving positive change and creating value for our customers, employees, and society as a whole. We are proud to be part of Ethiopia's digital transformation and are committed to playing our role in achieving the country's economic and social development goals. Thank you for choosing Kacha Digital Financial Service S.C. as your financial services provider.
Screenshots
Verdict
ESahal Wallet and Kacha Customer both sit at 4.5 stars, but that hides the real split: 100% of ESahal Wallet's written reviews are positive against 0% of Kacha Customer's. ESahal Wallet also leads on update cadence (every 9 days vs every 6 weeks). Kacha Customer's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, rating, ratings volume and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.5 for ESahal Wallet against 4.6 for Kacha Customer. Both are backed by a comparable volume of ratings — 19 and 10 respectively. Written reviews are what separate them: 100% of ESahal Wallet's written reviews are positive against 0% of Kacha Customer's.
ESahal Wallet ships an update every 9 days, Kacha Customer every 6 weeks. Both last shipped on November 3, 2026.
| Parameter | ESahal Wallet | Kacha Customer |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (19 ratings) | 4.6 (10 ratings) — better |
| Positive reviews | 100.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 19 — better | 10 |
| Update frequency | Every 9 days — better | Every 6 weeks |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 14.0 — better |
| Further details — not scored | ||
| Size | 43 MB | 75 MB |
| Age rating | 4+ | 17+ |
| Developer | Sahal Microfinance Institution Share company | Kacha Digital Financial Services |
Customer experience
ESahal Wallet
Kacha Customer
In-app purchases
ESahal Wallet
No in-app purchases
Kacha Customer
No in-app purchases
Questions
Is ESahal Wallet free?
Is Kacha Customer free?
Which has better reviews, ESahal Wallet or Kacha Customer?
Do ESahal Wallet or Kacha Customer have ads?
Which is updated more often, ESahal Wallet or Kacha Customer?
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