Comparison

ESahal Wallet vs Kacha Customer

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ESahal Wallet

This app provides basic financial services to underserved populations in Ethiopia, aiming to alleviate poverty through inclusive financial access. It offers essential banking tools to individuals in rural and urban areas who lack access to conventional banks.

Highlights
  • Inclusive financial services
  • Poverty alleviation tool
  • Rural and urban access
  • Basic banking for the poor
Features
Read full description

Sahal Microfianace Institution Sc is an institution established according to proclamation No 626/2009 to provide basic financial services to the active poor in the rural and urban areas of Ethiopia. The institutions’ mission is to provide inclusive financial service to the active poor who have no access to conventional banks both in the rural and urban areas as one tool to alleviate poverty and support the poverty reduction effort of the regional state and the country at large.

About

Kacha Customer

This digital platform offers seamless financial services in Ethiopia, including mobile money, bill payments, remittances, and merchant payments. It aims to promote financial inclusion and empower underserved populations with convenient, affordable, and secure digital financial solutions.

Highlights
  • Mobile money services
  • Bill payments
  • Remittances
  • Merchant payments
  • Financial inclusion
  • Secure digital transactions
Features
Read full description

Kacha Digital Financial Service S.C. is a premier digital platform that provides seamless financial services in Ethiopia. We are the first private payment instrument issuer licensed by the National Bank of Ethiopia, registered as NPS/PII/002/2022. Our goal is to promote financial inclusion and contribute to Ethiopia's national digitalization ambitions. Our digital platform offers mobile money, bill payments, remittances, and merchant payments, making financial services accessible to all Ethiopians, especially those who are underserved and unserved. We are committed to empowering our customers by providing them with convenient, affordable, and secure digital financial services that meet their everyday needs. At Kacha, we are passionate about driving positive change and creating value for our customers, employees, and society as a whole. We are proud to be part of Ethiopia's digital transformation and are committed to playing our role in achieving the country's economic and social development goals. Thank you for choosing Kacha Digital Financial Service S.C. as your financial services provider.

Screenshots

ESahal Wallet4 screens
Kacha Customer4 screens

Verdict

The call

ESahal Wallet and Kacha Customer both sit at 4.5 stars, but that hides the real split: 100% of ESahal Wallet's written reviews are positive against 0% of Kacha Customer's. ESahal Wallet also leads on update cadence (every 9 days vs every 6 weeks). Kacha Customer's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, rating, ratings volume and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.5 for ESahal Wallet against 4.6 for Kacha Customer. Both are backed by a comparable volume of ratings — 19 and 10 respectively. Written reviews are what separate them: 100% of ESahal Wallet's written reviews are positive against 0% of Kacha Customer's.

UpkeepUpdate frequency

ESahal Wallet ships an update every 9 days, Kacha Customer every 6 weeks. Both last shipped on November 3, 2026.

Scorecard4 real differences · 6 level
ESahal Wallet versus Kacha Customer: the parameters behind the verdict, then further details
ParameterESahal WalletKacha Customer
PriceFreeFree
Rating4.5 (19 ratings)4.6 (10 ratings) — better
Positive reviews100.0% of reviews — better0.0% of reviews
Number of ratings19 — better10
Update frequencyEvery 9 days — betterEvery 6 weeks
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.114.0 — better
Further details — not scored
Size43 MB75 MB
Age rating4+17+
DeveloperSahal Microfinance Institution Share companyKacha Digital Financial Services

Customer experience

ESahal Wallet

All ratings21 ratings
Positive76.2%
Neutral19.0%
Negative4.8%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Kacha Customer

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

ESahal Wallet

No in-app purchases

None

Kacha Customer

No in-app purchases

Questions

Is ESahal Wallet free?
ESahal Wallet is free to download, with no in-app purchases.
Is Kacha Customer free?
Kacha Customer is free to download, with no in-app purchases.
Which has better reviews, ESahal Wallet or Kacha Customer?
Kacha Customer is rated higher. ESahal Wallet averages 4.5 out of 5 from 19 ratings, while Kacha Customer averages 4.6 from 10 ratings.
Do ESahal Wallet or Kacha Customer have ads?
ESahal Wallet shows ads; Kacha Customer does not.
Which is updated more often, ESahal Wallet or Kacha Customer?
ESahal Wallet ships an update every 9 days, and Kacha Customer every 6 weeks. Most recently, ESahal Wallet was updated on November 3, 2026 and Kacha Customer on November 3, 2026.

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