AsiaPay vs Floosy

AsiaPay for Non-Banking Financial Services is your best option for a varied payment service provider that is focused on boosting the economy with cutting-edge financial solutions created to motivate people from all walks of life. We have come a long way to make the first money transaction service in Iraq. Since the establishment of the company in 2014 and the launching on 29 December 2015, we are there to help the rest. AsiaPay reached a customer base of 260,000 users and has the largest distribution network in the country. Being the pioneer in technology-based financial solutions for everyone seeking access to financial transactions of any type, our products and services range from: - e-Wallets; - Money Transfers - Bill Payments; - Salary Disbursements; - Merchant Payments; - Online Shopping; - Flight Reservations - And much more. Our substantial investment in cutting-edge technologies and research enables us to provide our clients the most comprehensive and up-to-date menu of services. In pursuit of our mission to be the preferred Non-Banking Financial Services solution provider by providing the most comprehensive and innovative bouquet of services, along with our vision to be the forerunner and leader in Non-Banking payment Services and to become a part of the customers' everyday lives, we concentrate on and directly target the financial needs and issues of the customers to pioneer groundbreaking and advanced set of services that address all the needs. We are prepared to provide a range of services that influence and enhance customers' daily lives while also guaranteeing a top-notch client experience that enhances each service. The Central Bank of Iraq (CBI) licenses AsiaPay after complying fully with the requirements of CBI pursuant to Iraq Electronic Payment Service No (3) of 2014, Anti-Money Laundering (AML) and Counter Terrorist Finance (CTF) no 39 of 2015. Company Strategy: - Vision: To be the number one choice for any mobile financial transactions in the country. - Mission: Delivering the most advanced financial services for our clients throughout Iraq. - Goal: Make AsiaPay every day’s choice. Core Values: We are a team that strives for improvement, never stops working, and uses cutting-edge technology to give our clients the best customer service possible. To meet the needs of every class, AsiaPay offers three different types of wallets. Lite wallet is a fast short-termed wallet. The threshold of the lite wallet is 2,000,000 million IQD for three months either per day or per the activation period, which is 90 days. Lite wallet holders must transfer the wallet to Standard wallet after three months because the wallet will be suspended. Standard Wallet can be obtained by visiting one of the AsiaPay agents throughout Iraq after the completion of registration procedures (Know Your Pay Customer). The threshold of the Standard wallet is 2,000,000 IQD daily and 10,000,000 IQD monthly. The wallet will be active for an unlimited period subject to the terms and conditions of AsiaPay. Premium Wallet is a type of wallet that has been designed for employers, merchants, main dealers, high earners, and VIPs. The threshold is defined by the AsiaPay on a case-by-case basis in accordance with Central Bank of Iraq instructions. This wallet can be obtained by visiting AsiaPay’s main dealers only.

FLOOSY - AI-Powered Expense Tracking Track your expenses effortlessly with the power of AI. Completely redesigned with a fresh, modern interface - fewer taps, smoother flows, and a smarter experience. VOICE-POWERED TRACKING Just say "I spent 50 on coffee" or "Paid 200 for groceries" - Floosy understands natural language in both English and Arabic. SMART CHAT ASSISTANT Chat with Floosy's AI to log expenses, ask about your spending, and get personalized budget suggestions - all in conversational language. SPLIT EXPENSES WITH FRIENDS Split any expense instantly - even across different currencies. Track who owes whom in real time with automatic currency conversion, and settle up with a tap. Invite friends via contacts, email, or username. SMART BUDGETS Set weekly, monthly, or yearly budgets per category. Track progress with visual alerts and roll over unused budget automatically. Get a single daily digest instead of notification overload. MULTI-CURRENCY SUPPORT 52 currencies with automatic conversion. Transfer between accounts in different currencies with exact received amounts. Split expenses across currencies and see approximate equivalents in your default currency everywhere. ACCOUNT MANAGEMENT Manage bank, cash, credit card, loan, and investment accounts. Archive accounts you no longer use while keeping their full transaction history intact. MONTHLY EMAIL INSIGHTS Receive spending summaries in your inbox with top categories, daily averages, and trends - localized in your language. REDESIGNED DASHBOARD See your finances at a glance - monthly overview, needs vs. wants breakdown, daily spending trends, and pending settlements. PRIVACY FIRST Your financial data stays private. No bank connections required. No ads. No data selling. KEY FEATURES Voice and chat-based expense tracking AI-powered categorization and budget suggestions 52 currencies with automatic conversion Cross-currency splits and transfers Friend expense splitting and settlements Account archiving with full history Custom transaction tags and tag-based analytics Smart budgets with rollover Monthly spending insights by email Push notifications for friend activity Beautiful analytics and insights Dark mode support Full bilingual support (English & Arabic with RTL) No bank connections needed PERFECT FOR Busy professionals who want quick expense tracking Groups sharing expenses - roommates, travelers, families Anyone wanting better financial awareness Arabic speakers looking for bilingual finance tools Download Floosy today and take control of your finances with the power of AI. SUBSCRIPTION DETAILS Floosy offers a Pro subscription with unlimited transactions and generous voice and chat allowances. Monthly: $4/month Annual: $30/year ($2.50/month - save 37%) Cancel anytime Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless canceled at least 24 hours before the end of the current period. Manage subscriptions in Account Settings. Privacy Policy: https://floosy.ai/privacy Terms of Service: https://floosy.ai/terms