Comparison

NEO vs Floosy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NEO

This digital banking app allows users to open accounts, transfer money globally with competitive rates, and manage multiple currencies from a single platform. It offers travel cards with exclusive benefits, secure transactions, and a rewards program for purchases.

Highlights
  • Open account in minutes
  • International money transfers
  • Multi-currency account management
  • Travel cards with lounge access and discounts
  • Earn rewards points (Neons)
  • Secure, bank-grade encryption
  • Islamic Sharia compliant banking
Features
Read full description

NEO is a smart digital banking app that lets you open an account in minutes, transfer money worldwide, and manage multiple currencies, all in one secure app. Start today and experience secure, fast, and modern digital banking with NEO. Our Services International Money Transfers ● Competitive exchange rates ● Low transfer fees with no hidden costs ● Receiving options tailored to the recipient’s needs ● Earn "NEONS" points when issuing a card Your money reaches the world in moments! Send SAR, USD, EUR, and more worldwide in seconds. No borders, no delays. Multi-Currency Account ● Manage multiple currencies from a single account ● Easily exchange between currencies with no hidden fees ● Perfect for travel enthusiasts and global shoppers ● Supports over 19 currencies, including QAR, USD, EUR, GBP, and more Travel Cards ● Access to international and local airport lounges ● Exclusive discounts ● Uniquely tailored benefits for each card ● Get neons on every purchase Currency Exchange – Best Rates, No Surprises ● Instant exchange through the app with no delays ● Best exchange rates ● No hidden fees ● Supports multiple currencies All in One Digital Banking App Your banking, simplified into one secure app. Key Features: ● Open your bank account in minutes ● Transfer money locally and internationally ● Track your spending and manage expenses ● Earn Neons with every purchase ● Pay bills instantly ● Onboarding Minors (15-18) years old ● Issue and manage your cards ● Request money (Qattah) ● Bank-grade encryption for 24/7 security ● Available for users aged 15 and above Islamic Digital Banking At NEO, we provide a fully integrated digital banking experience, 100% compliant with Islamic Sharia principles, ensuring every financial transaction you make aligns with approved Sharia standards. NEO App is fully compliant with Islamic Sharia standards. Track Your Money – Easily and Securely With the smart tracking feature, you can: ● Monitor all your transactions ● Receive personalized notifications for every financial movement ● Get a clear view of your cash flow with smart income and expense insights, all in one simple dashboard. Stay on top of your spending with smart alerts, income insights, and a simple dashboard. Exclusive Offers & Vouchers Open your account and start enjoying rewards. Neo offers real benefits and valuable promotions that make every transaction count: ● Earn “Neons” points for every Riyal you spend ● Get bonus Neons when you sign up and issue your first card ● Enjoy instant discounts with our partners ● Unlock exclusive offers tailored for you ● Redeem digital vouchers for shopping, dining, and entertainment With NEO, every transaction = added value, Download NEO digital banking app today and let the rewards begin! Flexible Payment Methods Your Card, Is Your Phone or Smartwatch. Pay effortlessly with Apple Pay, Google Pay, Mada Pay, or Samsung Pay. No need to carry a physical card. Request a physical card anytime, delivered straight to your door Smart Payment Benefits: ● Instant, secure payment with a single tap ● Compatible with major smart payment platforms ● Advanced protection to keep your data safe Issue and manage virtual or physical cards anytime. Explore the App Features Your NEO Account Offers: ● Open an account in minutes with our digital banking app ● Issue an instant virtual/physical card ● Multi-currency account ● International money transfer ● local transfer ● Easy transfer using phone number ● Expense tracking and categorization ● Savings & investment calculator ● Government payments ● Freeze or cancel your card instantly ● 24/7 customer support and security Whether you're opening your first account or managing money across currencies, NEO gives you full control with simplicity and security. Start your digital banking journey today with NEO.

About

Floosy

Features
Read full description

FLOOSY - AI-Powered Expense Tracking Track your expenses effortlessly with the power of AI. Completely redesigned with a fresh, modern interface - fewer taps, smoother flows, and a smarter experience. VOICE-POWERED TRACKING Just say "I spent 50 on coffee" or "Paid 200 for groceries" - Floosy understands natural language in both English and Arabic. SMART CHAT ASSISTANT Chat with Floosy's AI to log expenses, ask about your spending, and get personalized budget suggestions - all in conversational language. SPLIT EXPENSES WITH FRIENDS Split any expense instantly - even across different currencies. Track who owes whom in real time with automatic currency conversion, and settle up with a tap. Invite friends via contacts, email, or username. SMART BUDGETS Set weekly, monthly, or yearly budgets per category. Track progress with visual alerts and roll over unused budget automatically. Get a single daily digest instead of notification overload. MULTI-CURRENCY SUPPORT 52 currencies with automatic conversion. Transfer between accounts in different currencies with exact received amounts. Split expenses across currencies and see approximate equivalents in your default currency everywhere. ACCOUNT MANAGEMENT Manage bank, cash, credit card, loan, and investment accounts. Archive accounts you no longer use while keeping their full transaction history intact. MONTHLY EMAIL INSIGHTS Receive spending summaries in your inbox with top categories, daily averages, and trends - localized in your language. REDESIGNED DASHBOARD See your finances at a glance - monthly overview, needs vs. wants breakdown, daily spending trends, and pending settlements. PRIVACY FIRST Your financial data stays private. No bank connections required. No ads. No data selling. KEY FEATURES Voice and chat-based expense tracking AI-powered categorization and budget suggestions 52 currencies with automatic conversion Cross-currency splits and transfers Friend expense splitting and settlements Account archiving with full history Custom transaction tags and tag-based analytics Smart budgets with rollover Monthly spending insights by email Push notifications for friend activity Beautiful analytics and insights Dark mode support Full bilingual support (English & Arabic with RTL) No bank connections needed PERFECT FOR Busy professionals who want quick expense tracking Groups sharing expenses - roommates, travelers, families Anyone wanting better financial awareness Arabic speakers looking for bilingual finance tools Download Floosy today and take control of your finances with the power of AI. SUBSCRIPTION DETAILS Floosy offers a Pro subscription with unlimited transactions and generous voice and chat allowances. Monthly: $4/month Annual: $30/year ($2.50/month - save 37%) Cancel anytime Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless canceled at least 24 hours before the end of the current period. Manage subscriptions in Account Settings. Privacy Policy: https://floosy.ai/privacy Terms of Service: https://floosy.ai/terms

Screenshots

NEO4 screens
Floosy4 screens

Verdict

The call

The clearest difference is in-app purchases: NEO at none against Floosy's 2. Floosy's advantage is update cadence (every 10 days vs monthly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Floosy sells 2 in-app purchases, starting at $3.99 per month. NEO asks for nothing beyond the download.

UpkeepUpdate frequency

NEO ships an update monthly, Floosy every 10 days. The most recent releases landed on October 18, 2026 and October 19, 2026 respectively.

Scorecard2 real differences · 8 level
NEO versus Floosy: the parameters behind the verdict, then further details
ParameterNEOFloosy
PriceFreeFree
Rating4.4 (214 ratings) — better—
Positive reviews31.7% of reviews—
Number of ratings214 — better—
Update frequencyMonthlyEvery 10 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size675 MB50 MB
Age rating12+4+
DeveloperThe Saudi National BankAwais Ali Mir

In-app purchases

None

NEO

No in-app purchases

2 purchases

Floosy

Subscriptions2
  • Monthly$3.991 Month
  • Annual$29.991 Year

Questions

Is NEO free?
NEO is free to download, with no in-app purchases.
Is Floosy free?
Floosy is free to download, with in-app purchases available.
Do NEO or Floosy have ads?
Neither NEO nor Floosy shows ads.
Which is updated more often, NEO or Floosy?
NEO ships an update monthly, and Floosy every 10 days. Most recently, NEO was updated on October 18, 2026 and Floosy on October 19, 2026.

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