MVAF vs Payhammer
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MVAF
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Get access to a quality and affordable Virtual Back Office that manages your Invoicing system, Bills Payable and Payroll Administration in addition to Bookkeeping, Accounting, Taxes and controllership services from professional accountants.
Payhammer
This app offers modern financial solutions for underserved communities and small businesses. It provides a personalized experience to help users achieve financial freedom with features like mobile check deposit and earned wage access.
- Inclusive financial access
- Earned wage access (coming soon)
- Mobile check deposit (coming soon)
- Small business tools
- Personalized financial experience
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Payhammer is your gateway to modern, inclusive financial solutions—redefining banking for underserved communities and small businesses. Whether you're a growing entrepreneur or an individual striving for financial freedom, the Payhammer app delivers a seamless, personalized experience designed to meet your unique needs. Key Features: • Inclusive Access: Empowering underserved communities with innovative financial tools to promote true economic opportunities. • Earned Wage Access (Coming Soon): Don’t wait for payday—access your earned wages when you need them, giving you greater control over your cash flow. • Mobile Check Deposit (Coming Soon): Deposit checks anytime, anywhere using your phone with Remote Deposit Capture (RDC). • Small Business Ready: Built-in tools to support small business owners and entrepreneurs on their financial journey. Why Payhammer? We're not just another financial app—we're committed to reshaping the future of finance with equity, accessibility, and empowerment at the core. Payhammer is a financial technology company, not a bank. Banking services provided by Mbanq's bank partner, Evolve Bank & Trust, Member FDIC. Download Payhammer today and take your first step toward financial freedom. Need help? Contact us at: support@Payhammer.com [:mav: 1.2.330]
Screenshots
Verdict
The clearest difference is update cadence: Payhammer at every 6 months against MVAF's every 21 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MVAF ships an update every 21 months, Payhammer every 6 months. The most recent releases landed on October 27, 2026 and October 12, 2026 respectively.
| Parameter | MVAF | Payhammer |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.2 (5 ratings) — better |
| Positive reviews | — | 50.0% of reviews |
| Number of ratings | — | 5 — better |
| Update frequency | Every 21 months | Every 6 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 18 MB | 60 MB |
| Age rating | 17+ | 17+ |
| Developer | Express Ca Corp | Payhammer LLC |
In-app purchases
MVAF
No in-app purchases
Payhammer
No in-app purchases









