Comparison

Track Spending vs Quartzo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Track Spending

Manage your income and expenses with this app. Track spending, customize budget categories, and analyze your financial habits with real-time monitoring and visual reports. Secure your data with biometric authentication and cloud backups.

Highlights
  • Expense tracking
  • Budget management
  • Customizable categories
  • Real-time income/expense monitoring
  • Spending analysis
  • Biometric authentication
  • Google Drive backup
  • Multi-currency accounts
Features
Read full description

Spending & Income : Wise Budget Manage and Control Your Daily Revenue with Ease Control your finances count your money and monitor your daily revenue with Wise Budget: Spending & Income. This ultimate app provides powerful features to help you manage your finances, stay within your budget, and make informed financial decisions. Track Your Expenses and Manage Your Budget With Wise Budget, you can track your expenses and manage your budget, allowing you to see where your money is going and adjust your spending habits as needed. Customize Categories for Better Management Customize your budget categories by adding new ones that match your lifestyle, such as gym expenses, food costs, and more, to better manage your finances. Monitor Your Income and Expenses in Real-time Monitor your income, expenses, and budget in real-time with Wise Budget, making informed financial decisions and keeping track of your progress towards your financial goals. Analyze Your Spending Habits with Budget Analysis Understand your spending habits with Wise Budget's budget analysis feature, which helps you identify areas where you may be overspending and make adjustments to your budget as needed. Track Your Expenses with Spending Tracker and Money Counter With Wise Budget's spending tracker, keep a close eye on your expenses, making informed decisions about your spending habits. Protect Your Financial Information with Biometric Authentication Protect your financial information with Wise Budget's biometric authentication feature, ensuring only you can access your financial information, so you can have peace of mind knowing that your data is safe and secure. Backup Your Data to Google Drive for Safekeeping Never lose your financial data with Wise Budget's auto backup to Google Drive feature, automatically backing up your data to Google Drive, so you can easily restore it in the event of data loss or device damage. Create Multiple Accounts with Different Currencies With Wise Budget, create multiple accounts and use different currencies for each one, perfect for managing finances across multiple currencies or multiple sources of income. Upgrade to Premium and Enjoy an Ad-free Experience Upgrade to Wise Budget's premium version and enjoy an ad-free experience, with access to additional features like custom budget periods and detailed expense reports. Print Debts, Expenses, and Income as PDF and Excel Files Easily print your debts, expenses, and income as PDF and Excel files with Wise Budget's printing feature, perfect for keeping a physical record of your financial transactions. Visualize Your Data with Charts and Graphs See your financial data come to life with Wise Budget's charts and graphs feature, making it easy to understand your spending habits and identify areas for improvement. Save Money and Achieve Your Financial Goals With Wise Budget - Money Counter , save money and achieve your financial goals, whether it's paying off debt, saving for a vacation, or planning for retirement. Set Up Monthly Budgets with Budget Planner Take control of your spending with Wise Budget: Spending & Income's monthly budget analysis feature and budget planner, helping you manage your finances and revenue on a daily basis. Download Wise Budget خەرجیەکانم now and start managing your finances with ease. With our intuitive interface and powerful features, you can take control of your finances today. Link LICENSED APPLICATION END USER LICENSE AGREEMENT: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Quartzo

Manage your finances with this intuitive app. Track expenses, organize accounts, and set up recurring payments. Customizable notifications and iCloud backup ensure you stay in control of your money.

Highlights
  • Multiple wallets for account organization
  • Expense categorization
  • Automated recurring transaction recording
  • Customizable expense notifications
  • iCloud backup for data security
  • Home screen widgets for quick viewing and addition
  • Apple Pay transaction recognition integration
Features
Read full description

Quartzo - Spending Tracker is your essential partner for managing your finances conveniently and efficiently. With essential features and an intuitive interface, Quartzo provides complete control over your expenses, ensuring solid and successful financial management. Highlighted Features: Multiple Wallets: Organize your finances according to your needs, maintaining detailed control of all your accounts. Create Wallets and organize your transactions by context. Categorization: Easily identify where your money is being spent, allowing for a better understanding of your financial habits and areas for saving and investing. Automated Recurrence: Simplify the recording of regular expenses, such as monthly bills and recurring payments, ensuring nothing goes unnoticed and facilitating long-term financial planning. Customizable Notifications: Stay updated on your expenses and balances with customizable notifications, helping to maintain control and avoid unpleasant surprises. iCloud Backup: Protect your financial data and keep it available on all your devices with iCloud Backup, providing peace of mind and security anywhere. Dynamic Widgets: Quick View: View your latest transaction added directly on the home screen or lock screen, making it easier to track your expenses in real time. Simplified Addition: Easily create new expense or income transactions through widgets, streamlining the financial recording process. Integration with Shortcuts: Instant Transaction Addition: Add new transactions without opening the app, using custom shortcuts for a faster and more convenient experience. Apple Pay Transaction Recognition: Integrate Quartzo with Apple Pay's physical card transaction recognition, further simplifying the recording of your expenses. Quartzo Personal Finance offers an intuitive and user-friendly experience, allowing you to manage your personal finances efficiently in a matter of seconds. Download now and start mastering your finances intelligently! Download Quartzo now and take control of your finances, ensuring you stay within your budget. Transform financial management into a simple and efficient experience with Quartzo, your trusted partner for personal financial success. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.quartzo.app/privacy.html

Screenshots

Track Spending4 screens
Quartzo4 screens

Verdict

The call

The clearest difference is rating: Track Spending at 4.8 against Quartzo's 4.3. Track Spending also leads on ratings volume (3K vs 4) and review sentiment (74% vs 62%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Track Spending sells 8 in-app purchases, starting at $4.99 per month and Quartzo sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Track Spending holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: Track Spending has 3K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 74% of Track Spending's written reviews are positive against 62% of Quartzo's.

UpkeepUpdate frequency

Track Spending ships an update every 11 days, Quartzo weekly. The most recent releases landed on September 29, 2026 and September 28, 2026 respectively.

Scorecard4 real differences · 6 level
Track Spending versus Quartzo: the parameters behind the verdict, then further details
ParameterTrack SpendingQuartzo
PriceFreeFree
Rating4.8 (3K ratings) — better4.3 (4 ratings)
Positive reviews74.4% of reviews — better61.9% of reviews
Number of ratings3K — better4
Update frequencyEvery 11 daysWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better18
Further details — not scored
Size100 MB24 MB
Age rating9++17
DeveloperMarwan GhafoorRafael Ramos

Customer experience

Track Spending

All ratings2,970 ratings
Positive94.3%
Neutral2.6%
Negative3.1%
Written reviews39 reviews
Positive74.4%
Neutral2.6%
Negative23.1%

Quartzo

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews21 reviews
Positive61.9%
Neutral9.5%
Negative28.6%

Bugs and requests

Track Spending

Reported bugs

2 issues
  • Color issues on iPhone
  • Crashes after latest update

Requested features

3 requests
  • Add more currency options
  • Separate debt tracking feature
  • Integrate with other financial apps

Quartzo

Not enough reviews yet to summarise bugs or requests.

In-app purchases

8 purchases

Track Spending

Subscriptions6
  • Wise Budget Monthly Plan$4.991 Month
  • Remove Ads$9.991 Year
  • 3 Month Subscription$14.993 Months
Show 3 more
  • Wise Budget Six Month$24.996 Months
  • Yearly Discounted Price$29.991 Year
  • Wise Budget Yearly Plan$29.991 Year
One-time2
  • Life Time Offer$149.00
  • Lifetime Offer$149.99
3 purchases

Quartzo

Subscriptions2
  • Quartzo Pro: Monthly3 Days trial$1.991 Month
  • Quartzo Pro: Annually$14.991 Year
One-time1
  • Quartzo Pro: Lifetime$19.99

Questions

Is Track Spending free?
Track Spending is free to download, with in-app purchases available.
Is Quartzo free?
Quartzo is free to download, with in-app purchases available.
Which has better reviews, Track Spending or Quartzo?
Track Spending is rated higher. Track Spending averages 4.8 out of 5 from 3K ratings, while Quartzo averages 4.3 from 4 ratings.
Do Track Spending or Quartzo have ads?
Neither Track Spending nor Quartzo shows ads.
Which is updated more often, Track Spending or Quartzo?
Track Spending ships an update every 11 days, and Quartzo weekly. Most recently, Track Spending was updated on September 29, 2026 and Quartzo on September 28, 2026.

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