Comparison

Track Spending vs SpendWise

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Track Spending

Manage your income and expenses with this app. Track spending, customize budget categories, and analyze your financial habits with real-time monitoring and visual reports. Secure your data with biometric authentication and cloud backups.

Highlights
  • Expense tracking
  • Budget management
  • Customizable categories
  • Real-time income/expense monitoring
  • Spending analysis
  • Biometric authentication
  • Google Drive backup
  • Multi-currency accounts
Features
Read full description

Spending & Income : Wise Budget Manage and Control Your Daily Revenue with Ease Control your finances count your money and monitor your daily revenue with Wise Budget: Spending & Income. This ultimate app provides powerful features to help you manage your finances, stay within your budget, and make informed financial decisions. Track Your Expenses and Manage Your Budget With Wise Budget, you can track your expenses and manage your budget, allowing you to see where your money is going and adjust your spending habits as needed. Customize Categories for Better Management Customize your budget categories by adding new ones that match your lifestyle, such as gym expenses, food costs, and more, to better manage your finances. Monitor Your Income and Expenses in Real-time Monitor your income, expenses, and budget in real-time with Wise Budget, making informed financial decisions and keeping track of your progress towards your financial goals. Analyze Your Spending Habits with Budget Analysis Understand your spending habits with Wise Budget's budget analysis feature, which helps you identify areas where you may be overspending and make adjustments to your budget as needed. Track Your Expenses with Spending Tracker and Money Counter With Wise Budget's spending tracker, keep a close eye on your expenses, making informed decisions about your spending habits. Protect Your Financial Information with Biometric Authentication Protect your financial information with Wise Budget's biometric authentication feature, ensuring only you can access your financial information, so you can have peace of mind knowing that your data is safe and secure. Backup Your Data to Google Drive for Safekeeping Never lose your financial data with Wise Budget's auto backup to Google Drive feature, automatically backing up your data to Google Drive, so you can easily restore it in the event of data loss or device damage. Create Multiple Accounts with Different Currencies With Wise Budget, create multiple accounts and use different currencies for each one, perfect for managing finances across multiple currencies or multiple sources of income. Upgrade to Premium and Enjoy an Ad-free Experience Upgrade to Wise Budget's premium version and enjoy an ad-free experience, with access to additional features like custom budget periods and detailed expense reports. Print Debts, Expenses, and Income as PDF and Excel Files Easily print your debts, expenses, and income as PDF and Excel files with Wise Budget's printing feature, perfect for keeping a physical record of your financial transactions. Visualize Your Data with Charts and Graphs See your financial data come to life with Wise Budget's charts and graphs feature, making it easy to understand your spending habits and identify areas for improvement. Save Money and Achieve Your Financial Goals With Wise Budget - Money Counter , save money and achieve your financial goals, whether it's paying off debt, saving for a vacation, or planning for retirement. Set Up Monthly Budgets with Budget Planner Take control of your spending with Wise Budget: Spending & Income's monthly budget analysis feature and budget planner, helping you manage your finances and revenue on a daily basis. Download Wise Budget خەرجیەکانم now and start managing your finances with ease. With our intuitive interface and powerful features, you can take control of your finances today. Link LICENSED APPLICATION END USER LICENSE AGREEMENT: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

SpendWise

Easily track daily expenses, manage budgets, and maintain digital khata records. This secure app offers custom categories, multi-currency support, and daily reminders to help you take control of your finances.

Highlights
  • Expense and budget tracking
  • Digital khata and ledger management
  • Secure iCloud sync
  • Passcode lock for privacy
  • Multi-currency support
  • Daily expense reminders
Features
Read full description

SpendWise helps you track expenses, manage budgets, and maintain khata records — all in one secure app. Perfect for daily expense tracking, personal finance, and small business bookkeeping. Expense & Budget Tracking * Manage daily, monthly, and calendar-based transactions * Instantly view single-day total expenses * Edit or delete transactions anytime * Organize spending by categories and accounts * Create custom categories that match your lifestyle Khatabook & Ledger Management * Maintain digital khata records for personal or business use * Add multiple users to shared ledgers * Automatically calculate and share updated totals when new entries are added * Easily edit and manage khata entries Secure iCloud Sync * All data is securely stored in iCloud * Restore your data automatically after reinstalling the app * No manual backup required Privacy & Security First * Protect your data with Passcode Lock * Your financial information stays private and encrypted Multiple Currency Support * Track expenses in multiple currencies * Ideal for travellers, freelancers, and global users Daily Expense Reminders * Set daily reminders to log expenses on time * Build a consistent money-tracking habit Why Choose SpendWise - Clean and intuitive design - Fast and reliable performance - Suitable for individuals, families & small businesses - Built for long-term daily use Download SpendWise today and take smart control of your money.

Screenshots

Track Spending4 screens
SpendWise4 screens

Verdict

The call

The clearest difference is in-app purchases: SpendWise at none against Track Spending's 8. SpendWise also leads on rating (5.0 vs 4.8). Track Spending's advantage is ads (none vs shown) and ratings volume (3K vs 3). On price, update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Track Spending sells 8 in-app purchases, starting at $4.99 per month. SpendWise asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

SpendWise holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Track Spending has 3K ratings behind it against 3, so its average is the more settled of the two.

UpkeepUpdate frequency

Track Spending ships an update every 11 days, SpendWise every 8 days. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.

Scorecard6 real differences · 4 level
Track Spending versus SpendWise: the parameters behind the verdict, then further details
ParameterTrack SpendingSpendWise
PriceFreeFree
Rating4.8 (3K ratings)5.0 (3 ratings) — better
Positive reviews74.4% of reviews—
Number of ratings3K — better3
Update frequencyEvery 11 daysEvery 8 days — better
AdsNo — betterYes
In-app purchasesYesNo — better
MonetizationFreemiumAd-supported — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size100 MB33 MB
Age rating9+4+
DeveloperMarwan GhafoorVishalbhai Vaghasiya

Customer experience

Track Spending

All ratings2,989 ratings
Positive94.2%
Neutral2.6%
Negative3.1%
Written reviews39 reviews
Positive74.4%
Neutral2.6%
Negative23.1%

SpendWise

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Track Spending

Reported bugs

2 issues
  • Color issues on iPhone
  • Crashes after latest update

Requested features

3 requests
  • Add more currency options
  • Separate debt tracking feature
  • Integrate with other financial apps

SpendWise

Not enough reviews yet to summarise bugs or requests.

In-app purchases

8 purchases

Track Spending

Subscriptions6
  • Wise Budget Monthly Plan$4.991 Month
  • Remove Ads$9.991 Year
  • 3 Month Subscription$14.993 Months
Show 3 more
  • Wise Budget Six Month$24.996 Months
  • Yearly Discounted Price$29.991 Year
  • Wise Budget Yearly Plan$29.991 Year
One-time2
  • Life Time Offer$149.00
  • Lifetime Offer$149.99
None

SpendWise

No in-app purchases

Questions

Is Track Spending free?
Track Spending is free to download, with in-app purchases available.
Is SpendWise free?
SpendWise is free to download, with no in-app purchases.
Which has better reviews, Track Spending or SpendWise?
SpendWise is rated higher. Track Spending averages 4.8 out of 5 from 3K ratings, while SpendWise averages 5.0 from 3 ratings.
Do Track Spending or SpendWise have ads?
SpendWise shows ads; Track Spending does not.
Which is updated more often, Track Spending or SpendWise?
Track Spending ships an update every 11 days, and SpendWise every 8 days. Most recently, Track Spending was updated on October 30, 2026 and SpendWise on October 28, 2026.

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