Comparison

Expenses vs SpendWise

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expenses

Easily track your spending and income in any currency with this private finance app. Organize expenses with custom categories and gain insights into your spending habits through intuitive charts and trends. Collaborate with others on shared sheets and sync data across Apple devices.

Highlights
  • Expense and income tracking
  • Multi-currency support with auto exchange rates
  • Customizable categories
  • Spending trend analysis
  • Real-time sheet sharing
  • Private by design, no account needed
  • Data import/export (CSV)
Features
Read full description

Track your spending with Expenses Expenses focuses on what matters: tracking your money simply and privately. Log expenses and income in any currency, scan receipts to enter details faster, organize spending by category and merchant, and understand your habits with intuitive stats and spending trends. With iCloud, your data stays in sync across iPhone, iPad, Mac, and Apple Vision Pro. You can also share a sheet with others to manage expenses together seamlessly. • Featured by Apple on the App Store • Used by people in 100+ countries Start effortlessly There is no learning curve and no account to create. Just open the app and start adding your expenses or income in seconds. When you travel, you can add expenses in different currencies. Exchange rates update automatically for major currencies, and you can set custom rates whenever you need. Scan receipts faster Capture receipts and turn them into expense entries with less manual typing. Expenses helps you keep accurate records while staying focused on your spending, not data entry. Organize with categories and merchants Create and customize categories that fit your life, then track where your money goes by merchant. Whether you want to review grocery trips, subscriptions, restaurants, or travel costs, merchant support makes your spending easier to understand. Discover where your money really goes See the bigger picture with visual trends over time and detailed breakdowns by category and merchant. Turn your spending data into actionable insights that help you make smarter financial decisions. Share and collaborate Planning a trip? Managing a household? Invite others to share a sheet and track expenses together in real time. Privacy built in Expenses is private by design. No sign-ups and no personal data collection. Your information stays on your device or in iCloud, always under your control. Import and export your data You can export your expenses as a CSV file anytime for backup or further analysis. Expenses also supports importing existing data from CSV, making it easy to migrate from other tools or bring in previous records. Designed for everyone Expenses works beautifully on iPhone, iPad, Mac, and Apple Vision Pro with: • Dark Mode for comfortable viewing • Widgets for quick expense entry • Shortcuts automation support • Full accessibility features • Instant sync across all your devices Download Expenses today and see where your money goes. Terms and Conditions: https://bluecometlabs.com/terms/ Privacy Policy: https://bluecometlabs.com/privacy/ Contact: https://expenses.cash/contact/

About

SpendWise

Easily track daily expenses, manage budgets, and maintain digital khata records. This secure app offers custom categories, multi-currency support, and daily reminders to help you take control of your finances.

Highlights
  • Expense and budget tracking
  • Digital khata and ledger management
  • Secure iCloud sync
  • Passcode lock for privacy
  • Multi-currency support
  • Daily expense reminders
Features
Read full description

SpendWise helps you track expenses, manage budgets, and maintain khata records — all in one secure app. Perfect for daily expense tracking, personal finance, and small business bookkeeping. Expense & Budget Tracking * Manage daily, monthly, and calendar-based transactions * Instantly view single-day total expenses * Edit or delete transactions anytime * Organize spending by categories and accounts * Create custom categories that match your lifestyle Khatabook & Ledger Management * Maintain digital khata records for personal or business use * Add multiple users to shared ledgers * Automatically calculate and share updated totals when new entries are added * Easily edit and manage khata entries Secure iCloud Sync * All data is securely stored in iCloud * Restore your data automatically after reinstalling the app * No manual backup required Privacy & Security First * Protect your data with Passcode Lock * Your financial information stays private and encrypted Multiple Currency Support * Track expenses in multiple currencies * Ideal for travellers, freelancers, and global users Daily Expense Reminders * Set daily reminders to log expenses on time * Build a consistent money-tracking habit Why Choose SpendWise - Clean and intuitive design - Fast and reliable performance - Suitable for individuals, families & small businesses - Built for long-term daily use Download SpendWise today and take smart control of your money.

Screenshots

Expenses4 screens
SpendWise4 screens

Verdict

The call

The clearest difference is in-app purchases: SpendWise at none against Expenses's 3. SpendWise also leads on rating (5.0 vs 4.8). Expenses's advantage is ads (none vs shown) and ratings volume (1.8K vs 2). On price, update cadence and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expenses sells 3 in-app purchases, starting at $1.99 per month. SpendWise asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

SpendWise holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Expenses has 1.8K ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Expenses ships an update every 5 days, SpendWise every 8 days. The most recent releases landed on October 20, 2026 and October 8, 2026 respectively.

Scorecard6 real differences · 4 level
Expenses versus SpendWise: the parameters behind the verdict, then further details
ParameterExpensesSpendWise
PriceFreeFree
Rating4.8 (1.8K ratings)5.0 (2 ratings) — better
Positive reviews86.8% of reviews—
Number of ratings1.8K — better2
Update frequencyEvery 5 days — betterEvery 8 days
AdsNo — betterYes
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPad, Mac, Vision Pro — betteriPhone, iPod
Requires iOS16.015.0 — better
Further details — not scored
Size70 MB33 MB
Age rating4+4+
DeveloperBLUE COMET LABS LLCVishalbhai Vaghasiya

Customer experience

Expenses

All ratings1,829 ratings
Positive95.4%
Neutral2.1%
Negative2.6%
Written reviews409 reviews
Positive86.8%
Neutral5.1%
Negative8.1%

SpendWise

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Expenses

Reported bugs

4 issues
  • Syncing issues between devices
  • Disappearing transaction data after updates
  • Inconsistent balance display
  • Unresponsive UI elements

Requested features

5 requests
  • Ability to create folders/groups for sheets
  • Option to view combined stats across sheets
  • Recurring expense/income tracking
  • Improved sorting and filtering of transactions
  • Budget comparison and forecasting tools

SpendWise

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

Expenses

Subscriptions2
  • Expenses Pro - Monthly$1.991 Month
  • Expenses Pro - Yearly$14.991 Year
One-time1
  • Expenses Pro - Lifetime$39.99
None

SpendWise

No in-app purchases

Questions

Is Expenses free?
Expenses is free to download, with in-app purchases available.
Is SpendWise free?
SpendWise is free to download, with no in-app purchases.
Which has better reviews, Expenses or SpendWise?
SpendWise is rated higher. Expenses averages 4.8 out of 5 from 1.8K ratings, while SpendWise averages 5.0 from 2 ratings.
Do Expenses or SpendWise have ads?
SpendWise shows ads; Expenses does not.
Which is updated more often, Expenses or SpendWise?
Expenses ships an update every 5 days, and SpendWise every 8 days. Most recently, Expenses was updated on October 20, 2026 and SpendWise on October 8, 2026.

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